Payday Loans in Kingsford Heights, Indiana

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No payday loan companies in Kingsford Heights, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services FM Investment Services403, Erie Pass, Auburn, IN 46706 +1 (260) 925 - 1550
Check Into Cash 630 E Diamond Ave, Evansville, IN 47711 +1 (812) 423 - 3880
Advance America 1876 S N US Hwy 231 D, Crawfordsville, IN 47933 +1 (765) 361 - 0153
SCS Credit Corporation 900 E Colfax Ave 200, South Bend, IN 46617 +1 (574) 239 - 2000
Stifel 8900 Keystone Crossing 300, Indianapolis, IN 46240 +1 (317) 706 - 1420
Check Into Cash 4428 W Lloyd Expy, Evansville, IN 47712 +1 (812) 425 - 5030
Check N Go Edsel Ln NW, Corydon, IN 47112
The National Bank of Indianapolis - OneAmerica Building Banking Center 1 American sq, 100, Indianapolis, IN 46282 +1 (317) 261 - 3250
Centier Bank 5501 Franklin St, Michigan City, IN 46360 +1 (219) 262 - 6028
PNC Bank 1551 E Tipton St, Seymour, IN 47274 +1 (812) 522 - 7898

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kingsford Heights, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gary, IN, Payday Loans in Goshen, IN, Payday Loan Companies in Granger, IN, Payday Loans in Greenwood, IN, Payday Loans in Guilford, IN, Payday Loan for Hammond, IN, Payday Loans in Indianapolis, IN and Payday Loan Companies in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kingsford Heights, IN.

Payday Loans Available in Kingsford Heights, IN By The Following ZIP Codes:

46346

Are Payday Loans Legal In Kingsford Heights, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Kingsford Heights, IN payday loan calculator

The Ins and Outs of Payday Loans in Kingsford Heights, Indiana

Payday loans are a type of short-term loan that is designed to help people who are facing unexpected expenses make ends meet until their next payday. In Kingsford Heights, Indiana, these loans are legal, but they come with a number of regulations that are designed to protect consumers.

How Do Payday Loans Work in Kingsford Heights, Indiana?

In short, payday loans work like this: you borrow a small amount of money, usually between $100 and $1000, and you repay it along with the interest and fees in a lump sum on your next payday. These loans are designed to be short-term solutions to financial emergencies, and they are not meant to be used as a long-term solution to ongoing financial problems.

In Kingsford Heights, Indiana, payday loans are regulated by the state’s Department of Financial Institutions. This means that lenders must follow strict guidelines when it comes to the fees and interest rates they can charge, as well as how much money they can lend to borrowers.

What Are the Requirements for Getting a Payday Loan in Kingsford Heights, Indiana?

In order to qualify for a payday loan in Kingsford Heights, Indiana, you must:

  • Be at least 18 years old
  • Be a United States citizen or permanent resident
  • Have a valid checking account
  • Have a steady source of income

Many lenders will also require you to provide proof of your income, such as a pay stub or bank statement, as well as your social security number and other personal information. It’s important to remember that not everyone will qualify for a payday loan, and even if you do, it’s important to borrow only what you need and to be prepared to pay it back on time.

What Are the Fees and Interest Rates for Payday Loans in Kingsford Heights, Indiana?

As mentioned earlier, payday lenders in Kingsford Heights, Indiana must follow strict guidelines when it comes to the fees and interest rates they can charge. In general, lenders are allowed to charge up to $15 for every $100 borrowed, and the annual percentage rate (APR) cannot exceed 391%.

It’s important to remember that these fees and rates can add up quickly, especially if you are not able to pay back the loan as scheduled. In addition, if you default on a payday loan in Kingsford Heights, Indiana, you may be subject to collection fees, court costs, and other penalties.

Are Payday Loans a Good Option for You?

Payday loans can be a good option for people who are facing unexpected expenses and who have no other way to cover them. However, they should be used with caution and only as a last resort. Before you take out a payday loan in Kingsford Heights, Indiana, be sure to consider all of your other options, such as borrowing from friends or family, negotiating with your creditors, or using a credit card or personal loan.

Interesting Facts and Statistics about Payday Loans in Kingsford Heights, Indiana

  • There are approximately 86 licensed payday lenders in the state of Indiana.
  • In 2018, Indiana residents borrowed more than $426 million in payday loans.
  • The average payday loan in Indiana is for $377.
  • Approximately 65% of payday borrowers in Indiana have an annual income of less than $30,000.
  • On average, payday borrowers in Indiana take out eight loans per year.

Apply Now

If you’re considering a payday loan in Kingsford Heights, Indiana, TheGuaranteedLoans can help connect you with potential lenders who may be able to help. We are a connector service, not a lender, which means that we do not make loans or credit decisions. Instead, we work with a network of reputable lenders who are willing to work with people who may have less-than-perfect credit. To get started, simply fill out our online application and we’ll take it from there.

Remember, a payday loan can be a helpful tool in the right circumstances, but it’s important to use it responsibly and to be prepared to pay it back on time. If you have any questions or concerns about payday loans in Kingsford Heights, Indiana, please don’t hesitate to reach out to us.

F.A.Q.

Is it possible to negotiate the terms of a payday loan in Kingsford Heights, Indiana?

Yes, it may be possible to negotiate the terms of a payday loan in Kingsford Heights, Indiana, such as the interest rate or repayment schedule. It is important to communicate with the lender and clearly explain your financial situation in order to negotiate a more favorable agreement.

What should I do if I feel that a payday lender in Kingsford Heights, Indiana is acting illegally or unfairly?

If you feel that a payday lender in Kingsford Heights, Indiana is acting illegally or unfairly, you can file a complaint with the Indiana Department of Financial Institutions. This agency is responsible for regulating payday lenders in the state and will investigate any complaints received.