Payday Loans in Lakeville, Indiana

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No payday loan companies in Lakeville, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Huntington Bank 3560 IN-32, Westfield, IN 46074 +1 (317) 867 - 1805
Horizon Bank - Howe 303 Defiance St. 303 Defiance St, Howe, IN 46746 +1 (260) 562 - 3300
Financial Advisors U.S. Bancorp Investments 239 Walnut St, Lawrenceburg, IN 47025 +1 (765) 965 - 2274
Lakeshore Mortgage Group 451 W Lincolnway suite c, Valparaiso, IN 46385 +1 (219) 548 - 3010
1st Source Bank 218 N Washington St, La Crosse, IN 46348 +1 (219) 754 - 2726
Charles Schwab 137 N Meridian St 111, Indianapolis, IN 46204 +1 (317) 634 - 2484
Top Payday Loans Evansville 300-398 W Eichel Ave, Evansville, IN 47710
First Trust 950 US-20, Michigan City, IN 46360 +1 (219) 879 - 6161
Check Into Cash 4331 Franklin St, Michigan City, IN 46360 +1 (219) 878 - 1776
First Financial Bank 309 National Ave, West Terre Haute, IN 47885

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lakeville, IN, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Kokomo, IN, Payday Loan Companies in Lafayette, IN, Payday Loans in Merrillville, IN, Payday Loans in Michigan City, IN, Payday Loans in Mishawaka, IN, Payday Loans in Muncie, IN, Quick Loan in New Albany, IN and Payday Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lakeville, IN.

Beautiful sights of Lakeville, IN

Payday Loans Available in Lakeville, IN By The Following ZIP Codes:

46536

Are Payday Loans Legal In Lakeville, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Lakeville, IN payday loan calculator

In Need of Quick Cash? Consider Payday Loans in Lakeville, Indiana

Emergencies pop up when you least expect them. Whether it’s a medical emergency, a car repair, or a home renovation, it’s important to have quick access to cash to address these situations. For Lakeville, Indiana residents, one solution to consider is payday loans. This type of loan is legal in the state of Indiana and can help bridge the gap between paydays.

What is a Payday Loan in Indiana?

A payday loan is a type of short-term loan that you can get with a quick application process. These loans are intended to help cover immediate expenses and are usually due on your next payday. In Indiana, payday loans are legal with regulations to protect borrowers. The state limits the amount you can borrow to $550 or 20% of your gross monthly income. The loan term cannot be less than 14 days or more than 30 days, and finance charges are capped to a lower amount than other states at 15% of the amount borrowed.

How Do I Apply for a Payday Loan in Indiana?

To apply for a payday loan in Lakeville, Indiana, you must be at least 18 years old and have a steady source of income. You can usually apply online, by phone, or in-person at a lender’s brick-and-mortar location. The application process is quick and easy and requires basic personal information such as your name, address, and employment details. Once approved, you can receive the funds typically within one business day.

What Are the Pros of Payday Loans?

  • Quick and Convenient: Payday loans are known for their quick application process and fast funding. This type of loan can help you cover unexpected expenses when you need funds quickly.
  • No Credit Check: Unlike traditional loans, payday loans don’t require a credit check. This makes them a viable option for people with low credit scores or no credit history.
  • Easy to Qualify: As long as you have a steady source of income and are over 18 years old, you can usually qualify for a payday loan in Indiana.

What Are the Cons of Payday Loans?

  • High Interest Rates: Payday loans are known for their high-interest rates. In Indiana, the finance charges are capped at 15% of the amount borrowed, but this can still add up quickly if you don’t pay the loan back quickly.
  • Short-Term Solution: Payday loans are intended as a short-term solution and are due on your next payday. This means you may not have enough time to pay back the loan fully, which can lead to additional fees and put you in a worse financial situation.
  • Risk of Cycle of Debt: If you continually take out payday loans to cover expenses, you can find yourself stuck in a cycle of debt. It’s important to only take out a payday loan if you can pay the loan back on time and avoid relying on them as a long-term solution.

Interesting Facts and Statistics About Payday Loans in Lakeville, Indiana

  • Indiana has one of the higher maximum APRs on payday loans compared to other states.
  • On average, Indiana residents take out 10 or more payday loans per year.
  • Payday lenders are required to disclose the cost of the loan, including fees and APR, to borrowers before initiating a loan.

Apply Now for a Payday Loan in Lakeville, Indiana

If you live in Lakeville, Indiana, and are in need of quick cash, consider applying for a payday loan. At TheGuaranteedLoans, we specialize in connecting borrowers with lenders that can help with their financial needs. Fill out our online application today to get started. Remember, we are a connector service and not a direct lender.

F.A.Q.

Can a payday lender in Lakeville, Indiana garnish my wages if I am unable to repay the loan?

Yes, if you are unable to repay your payday loan in Lakeville, Indiana and the lender obtains a judgment against you, they may be able to garnish your wages to recover the funds. It is important to communicate with the lender and try to work out a repayment plan to avoid this outcome.

Is it possible to consolidate multiple payday loans in Lakeville, Indiana into one loan?

Yes, it may be possible to consolidate multiple payday loans in Lakeville, Indiana into one loan with a lower interest rate and more manageable repayment schedule. This can be done through a debt consolidation program or by refinancing the loans with a personal loan from a bank or credit union.