Payday Loans in Lincoln City, Indiana

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No payday loan companies in Lincoln City, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Woodforest National Bank 30830 Old U.S. 20, Elkhart, IN 46514 +1 (574) 675 - 9531
First Farmers Bank & Trust 603 W Main St, Greentown, IN 46936 +1 (765) 628 - 3309
FCN Bank 501 Main St, Brookville, IN 47012 +1 (765) 647 - 4116
Pay Day Loans Center Lafayette E, 5526 IN-26, Lafayette, IN 47905
Cash Today 3600 E Main St #1, Richmond, IN 47374 +1 (765) 939 - 2121
Check Into Cash 2514 Central Ave, Columbus, IN 47201 +1 (812) 375 - 1283
Woodforest National Bank 2399 State Rd 46, Terre Haute, IN 47803 +1 (812) 877 - 1199
Beacon Credit Union Admin Office 586 S Wabash St, Wabash, IN 46992 +1 (260) 563 - 7443
North Salem State Bank 1500 E Main St, Danville, IN 46122 +1 (317) 745 - 8544
Check Into Cash 500 N Broadway, Peru, IN 46970 +1 (765) 473 - 7734

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lincoln City, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Gary, IN, Payday Loans in Goshen, IN, Payday Loans in Granger, IN, 24-Hour Loan in Greenwood, IN, Guaranteed Loans in Guilford, IN, 24-Hour Loan in Hammond, IN, Payday Loans in Indianapolis, IN and Same Day Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lincoln City, IN.

Beautiful sights of Lincoln City, IN

Are Payday Loans Legal In Lincoln City, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Lincoln City, IN payday loan calculator

Understanding Payday Loans in Lincoln City, Indiana

When we need to get quick cash, payday loans come in handy for many Americans. However, it is essential to understand how this type of loan works and the consequences of taking one out. Payday loans are short-term loans that borrowers must pay back on their next payday. Even though payday loans are legal in Indiana, lenders must follow specific state laws and regulations when offering these loans to borrowers.

For anyone residing in Lincoln City, Indiana, who needs quick cash to help pay for an emergency expense, here is what you need to know about payday loans in the area.

The Process of Applying for a Payday Loan in Lincoln City, Indiana

The process of applying for a payday loan in Lincoln City, Indiana, is relatively simple and easy. First, find a reputable and trustworthy lender in the area. Next, the borrower must provide the lender with their personal information and a post-dated check with the total loan amount.

Once approved, the lender will provide the borrower with the loan amount, and the borrower can use the funds for whatever emergency expense they need. However, it is essential to read the terms and conditions of the loan carefully.

The Cost of a Payday Loan in Lincoln City, Indiana

The cost of a payday loan generally includes finance charges and interest rates. In Indiana, the finance charges may not exceed 15% of the total loan amount, and the Annual Percentage Rate (APR) cannot exceed 391 percent. If a borrower fails to repay the loan by their next payday, the lender may charge additional late fees and interest rates.

It is always crucial to consider the costs of a payday loan carefully. Be sure the lender provides all the necessary disclosures, including the interest rate, finance charges, and any late fees.

Interesting Facts about Payday Loans in Lincoln City, Indiana

  • According to a study by the Indiana Institute for Working Families (IIWF), payday loans cost Indiana families over $70 million annually in fees and interest rates.
  • In 2019, over 60,000 Indiana residents took out a payday loan.
  • The average payday loan amount in Indiana is $350.
  • In Indiana, payday lending is regulated by the state’s Department of Financial Institutions.

Connect with Payday Loan Lenders in Lincoln City, Indiana

At TheGuaranteedLoans, we understand that finding a trustworthy lender can be challenging and stressful. That is why we offer a unique service that connects borrowers with potential lenders. All you have to do is fill out our online application form, and we will match you with potential lenders. However, please remember that we are not a direct lender.

With our convenient service, you can easily compare rates and fees from multiple lenders to make the best decision for your financial situation. Apply now to get started on your journey to quick cash.

F.A.Q.

Can I roll over or renew my payday loan in Lincoln City, Indiana?

No, in Lincoln City, Indiana, payday lenders are not allowed to offer rollovers or renewals on payday loans. Borrowers are expected to pay off their payday loans in full by the end of the loan term.

What are the requirements for obtaining a payday loan in Lincoln City, Indiana?

in Lincoln City, Indiana, borrowers must be at least 18 years old, have a valid government-issued ID, and provide proof of income and a valid checking account in order to obtain a payday loan.