Payday Loans in Losantville, Indiana

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No payday loan companies in Losantville, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Heights Finance Corporation 1815 W Glen Park Ave, Griffith, IN 46319 +1 (219) 924 - 1677
Peoples Trust & Savings Bank 132 S 3rd St, Boonville, IN 47601 +1 (812) 897 - 0230
World Finance 1262 E Tipton St, Seymour, IN 47274 +1 (812) 405 - 2198
TIAA Financial Services 222 S Mulberry St, Muncie, IN 47305 +1 (877) 267 - 4507
Local 697 Federal Credit Union 7200 Mississippi St 400, Merrillville, IN 46410 +1 (219) 845 - 6040
Fairway Independent Mortgage Corporation 1320 E 53rd St Suite B, Suite B, Anderson, IN 46013 +1 (317) 597 - 8009
World Finance 1820 25th St, Columbus, IN 47201 +1 (930) 200 - 0499
Elayan Auto Finance 2501 Lincolnway W, Mishawaka, IN 46544 +1 (574) 387 - 5222
Kyle Benedict Fairway Independent Mortgage Corporation Loan Officer 17819 Commerce Dr, Westfield, IN 46074 +1 (317) 250 - 9617
Horizon Bank 151 Marlin Dr, Greenwood, IN 46142 +1 (317) 881 - 3915

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Losantville, IN, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Gary, IN, Payday Loans in Goshen, IN, Payday Loans in Granger, IN, Bad Credit Loans in Greenwood, IN, Payday Loans in Guilford, IN, Guaranteed Loans in Hammond, IN, Quick Loan in Indianapolis, IN and Payday Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Losantville, IN.

Payday Loans Available in Losantville, IN By The Following ZIP Codes:

47354

Are Payday Loans Legal In Losantville, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Losantville, IN payday loan calculator

Understanding Payday Loans in Losantville, Indiana

Payday loans are a type of short-term loan that is designed to help individuals access cash quickly when they are facing unexpected expenses. While payday loans can be useful in certain situations, they can also carry risks and come with high interest rates and fees.

If you are in Losantville, Indiana, it’s important to understand the regulations and options available when it comes to payday loans.

Understanding Payday Loan Regulations in Losantville, Indiana

As of 2021, payday loans are legal in Indiana. However, state regulations require that lenders follow certain guidelines to protect consumers.

For example, Indiana law caps the interest rate for payday loans at 391% APR. Lenders are also required to follow certain reporting and licensing procedures, including registering with the Indiana Department of Financial Institutions.

Additionally, Indiana law limits the amount individuals can borrow with payday loans. In Losantville, Indiana, borrowers can take out up to $550 or 20% of their gross monthly income, whichever is less.

Pros and Cons of Payday Loans in Losantville, Indiana

While payday loans can be a helpful resource for individuals in need of quick cash, it’s important to understand the potential pros and cons before taking out a loan.

  • Pros:
    • Fast access to cash
    • No credit check required
    • Relatively easy application process
  • Cons:
    • High interest rates and fees
    • Potential for a debt cycle if not repaid on time
    • May not be sufficient for larger expenses

It’s important to carefully consider your financial situation and options before taking out a payday loan in Losantville, Indiana.

Applying for a Payday Loan in Losantville, Indiana

If you decide that a payday loan is the right choice for your situation, TheGuaranteedLoans website can be a helpful resource. Our website is a connector service that can help connect you with potential lenders in Losantville, Indiana.

It’s important to note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. Instead, we provide a secure online platform where borrowers can submit their loan application and connect with lenders who may be able to meet their needs.

Interesting Facts and Statistics about Payday Loans in Losantville, Indiana

  • As of 2021, there were over 180 payday loan storefronts operating in Indiana.
  • In 2020, the average payday loan in Indiana was $396, with an average interest rate of 391% APR.
  • Approximately 70% of payday loan borrowers in Indiana are repeat borrowers.

Conclusion

While payday loans can be a helpful resource for individuals facing unexpected expenses in Losantville, Indiana, it’s important to carefully consider the potential risks and benefits before taking out a loan.

By understanding Indiana’s payday loan regulations, weighing the pros and cons, and using resources like TheGuaranteedLoans, you can make an informed decision that meets your financial needs.

Apply Now

Ready to apply for a payday loan in Losantville, Indiana? Start your application today with TheGuaranteedLoans and connect with potential lenders to find the right solution for your needs.

F.A.Q.

Are there any protections for borrowers in Losantville, Indiana when it comes to payday loans?

Yes, Indiana state law has several protections in place for payday loan borrowers, including limits on fees and interest rates, and a prohibition on renewing or rolling over loans. Borrowers also have the right to dispute any errors on their loan agreements and seek legal recourse if they feel they have been treated unfairly by a lender.

Can I be charged with criminal charges for not repaying a payday loan in Losantville, Indiana?

No, Indiana state law prohibits lenders from pursuing criminal charges against borrowers who are unable to repay their payday loans.