Payday Loans in Michigan City, Indiana

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Michigan City, IN

Company nameAddressZip codePhone number
1st Source Bank 3905 Franklin St 46360 +1 (219) 872 - 2953
Advance America 4231 Franklin St 46360 +1 (219) 874 - 3902
Centier Bank 5501 Franklin St 46360 +1 (219) 262 - 6028
Check Into Cash 4331 Franklin St 46360 +1 (219) 878 - 1776
Check Into Cash 4331 South, Franklin St 46360 +1 (219) 878 - 1776
Check n' Go 5236 S Franklin St. 46360 +1 (219) 879 - 2312
Checks 4 Cash And Pawn 412 US-20 46360 +1 (219) 874 - 5800
First Trust 950 US-20 46360 +1 (219) 879 - 6161
Hallmark Home Mortgage 241 US-20 46360 +1 (219) 874 - 1088
Heights Finance Corporation 4339 S. Franklin St. 46360 +1 (219) 874 - 1300
Heights Finance Corporation 4339 Franklin St 46360 +1 (219) 874 - 1300
Horizon Bank 3631 Franklin St 46360 +1 (219) 874 - 9397
Horizon Trust & Investment Management 515 Franklin St 46360 +1 (219) 874 - 9221
INOVA Federal Credit Union 1025 S Carroll Ave 46360 +1 (574) 294 - 6553
Mariner Finance 1908 US-20 46360 +1 (219) 879 - 0691
Walmart Money Center 5780 Franklin St 46360 +1 (219) 879 - 3620
Woodforest National Bank 5780 Franklin St 46360 +1 (219) 879 - 5694
World Finance 214 Dunes Plaza Suite 214A 46360 +1 (219) 879 - 7365

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Michigan City, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mishawaka, IN, Same Day Loans in Muncie, IN, Emergency Loan in New Albany, IN, Payday Loans in Noblesville, IN, Payday Loans in Plainfield, IN, Payday Loans in Portage, IN, Payday Loans in Richmond, IN and Guaranteed Loans in South Bend, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Michigan City, IN.

Beautiful sights of Michigan City, IN

Payday Loans Available in Michigan City, IN By The Following ZIP Codes:

46360, 46361

Are Payday Loans Legal In Michigan City, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Michigan City, IN payday loan calculator

Payday Loans in Michigan City, Indiana

Payday loans are a type of short-term loan available to residents of Michigan City, Indiana. These loans are often used as a last resort for individuals who do not have enough money to cover unexpected expenses before their next paycheck, such as a medical bill or car repair. Payday loans are a legal form of borrowing in the state of Indiana, although regulations have been established to ensure that lenders are fair and transparent when providing these services.

What are Payday Loans?

Payday loans are small, short-term loans taken out by individuals in need of emergency cash. These loans are typically due within two weeks and range from $100-$1,000, depending on the lender’s discretion. Payday loans are usually secured by a postdated check or electronic access to the borrower’s bank account.

In order to qualify for a payday loan, borrowers must show proof of steady income and provide basic personal information. Payday loans generally have higher interest rates than other forms of borrowing, but they can be the only option for individuals with poor credit or no access to traditional loans.

Are Payday Loans Legal in Indiana?

Payday loans are legal in the state of Indiana. The Indiana Department of Financial Institutions oversees the licensing and regulation of payday lenders in the state. Under state law, these lenders are required to be transparent about fees and interest rates, and cannot charge more than 15% of the loan’s principal.

It is important to note that payday loans in Indiana cannot exceed 20% of a borrower’s total gross monthly income. Borrowers must also provide proof of their income in order to be approved for a payday loan. Additionally, borrowers are limited to no more than two loans per year, and loans cannot be rolled over or refinanced.

Where to Get Payday Loans in Michigan City, Indiana?

There are many payday loan providers in Michigan City, Indiana. These lenders can be found both online and in brick-and-mortar locations. It is important to research all available options and compare interest rates, terms, and fees before signing a loan agreement.

How to Apply for Payday Loans in Michigan City, Indiana?

Applying for a payday loan in Michigan City, Indiana is simple and straightforward. Borrowers can apply online or in person. Most online applications take less than 15 minutes to complete and require basic information such as proof of income, bank account details, and contact information.

In-person applications require borrowers to bring documentation to the lender’s office. Once the application is approved, the loan funds are usually available within one business day, although some lenders may take longer to process the loan.

TheGuaranteedLoans.com – Apply Now

If you’re looking for a payday loan in Michigan City, Indiana, TheGuaranteedLoans.com can help. We are not a lender, but we can connect you with lenders across the state who may be able to provide you with the funds you need. Simply fill out our online application and we’ll match you with lenders for further action.

Frequently Asked Questions about Payday Loans in Michigan City, Indiana

  • Q: What is the maximum loan amount I can take out?
    A: The maximum loan amount in Michigan City, Indiana is determined by the lender, but it cannot exceed 20% of your total gross monthly income.
  • Q: What lenders can I apply to for a payday loan?
    A: There are many lenders available in Michigan City, Indiana. We can help connect you with lenders through our online application.
  • Q: How quickly can I get my loan approved?
    A: Approval time varies by lender, but some lenders are able to provide loan funds within one business day.
  • Q: Are there any fees associated with payday loans?
    A: Yes, some lenders may charge fees for their services. Make sure to ask your lender about any fees before agreeing to the loan.
  • Q: What information do I need to provide when applying?
    A: You will need to provide basic personal information, proof of income, and bank account details.

More F.A.Q.

Are there any requirements for payday lenders in Michigan City, Indiana to provide borrowers with information on alternative financial options?

in Michigan City, Indiana, payday lenders are required to provide borrowers with information on alternative financial options, such as small consumer loans or credit union loans. This information must be provided in writing before the payday loan is issued.

What is a payday loan in Michigan City, Indiana and how does it work?

A payday loan in Michigan City, Indiana is a short-term, unsecured loan that is designed to help individuals cover unexpected expenses or financial emergencies. The loan is typically for a small amount, typically less than $500, and is due to be repaid in full on the borrower's next payday.

How Many Cash Advance Companies are in Michigan City, IN?

With the help of our service, you will be able to find 18 cash advance companies in Michigan City, IN

What Cash Advance Companies in Michigan City, IN are the most popular?

You should check Check Into Cash, Heights Finance Corporation, and 1st Source Bank. Also, you can start your application online on our website.