Payday Loans in Muncie, Indiana

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Payday Loan Companies in Muncie, IN

Company nameAddressZip codePhone number
ACE Cash Express 1119 E McGalliard Rd 47303 +1 (765) 741 - 9611
ACE Cash Express 3213 S Madison St 47302 +1 (765) 289 - 7000
Advance America 1701 W McGalliard Rd #1 47304 +1 (765) 284 - 0232
Ball State Financial 2900 N Oakwood Ave 47304 +1 (765) 741 - 2728
Bill Gaddis Chrysler-Dodge-Jeep-Ram 1717 Wheeling Ave 47303 +1 (765) 273 - 2755
Cashland 103 E McGalliard Rd 47303 +1 (765) 741 - 0890
Check Into Cash 420 E McGalliard Rd 47303 +1 (765) 288 - 1200
Check n' Go 1208 E McGalliard Rd 47303 +1 (765) 288 - 8888
CNAC Finance Co 506 E McGalliard Rd 47303 +1 (765) 287 - 8666
EZPAWN 1215 E McGalliard Rd 47303 +1 (765) 281 - 8960
First County Federal CU 1100 W 11th St 47302 +1 (765) 284 - 3471
First Merchants Bank 200 E Jackson St 47305 +1 (765) 747 - 1536
Gerber Collision & Glass 1700 E McGalliard Rd 47303 +1 (765) 284 - 0576
Heights Finance Corporation 1213 E McGalliard Rd 47303 +1 (765) 282 - 1655
Kathie Onieal - Raymond James 200 S Walnut St 47305 +1 (765) 284 - 5920
Mariner Finance 814 E McGalliard Rd 47303 +1 (765) 286 - 4428
MoneyGram 3213 S Madison St 47302 +1 (765) 289 - 7000
Muncie Federal Credit Union 5400 Wheeling Ave 47304 +1 (765) 284 - 7667
Northwest Bank 110 E Charles St 47305 +1 (765) 747 - 2800
Old National Bank 116 W Charles St 47305 +1 (765) 254 - 3900
Prime Trust Federal Credit Union 3230 S Madison St 47302 +1 (765) 289 - 2148
PrimeTrust Federal Credit Union 4018 N Broadway Ave 47303 +1 (765) 289 - 2148
Raymond James 400 S Walnut St Ste 100 47305 +1 (765) 288 - 0362
Raymond James Financial Services 110 E Washington St 47305 +1 (765) 284 - 2900
STAR Financial Bank 3701 N Broadway Ave 1010 47303 +1 (765) 751 - 3570
Thrive Credit Union 4501 S Delaware Dr 47302 +1 (765) 284 - 1015
TIAA Financial Services 222 S Mulberry St 47305 +1 (877) 267 - 4507
Wealth Strategies Inc 207 N High St 47305 +1 (765) 289 - 3366
Woodforest National Bank 1501 E 29th St 47302 +1 (765) 288 - 0748
World Finance 1403 W McGalliard Rd Suite 1 47304 +1 (765) 881 - 6138

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Muncie, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in New Albany, IN, Payday Loans in Noblesville, IN, Quick Loan in Plainfield, IN, Quick Loan in Portage, IN, Emergency Loan in Richmond, IN, Payday Loan for South Bend, IN, Guaranteed Loans in Terre Haute, IN and Guaranteed Loans in Valparaiso, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Muncie, IN.

Beautiful sights of Muncie, IN

Payday Loans Available in Muncie, IN By The Following ZIP Codes:

47308, 47307, 47303, 47302, 47306, 47304, 47305

Are Payday Loans Legal In Muncie, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Muncie, IN payday loan calculator

What Are Payday Loans in Muncie, Indiana?

Payday loans are short-term unsecured loans used to help people manage temporary financial problems. They are also known as cash advances because of the fact that they are quickly and easily obtained. These loans are regulated by the state of Indiana and are legal throughout the state. In Muncie, payday loans are available to those who qualify and can provide the necessary documents in order to take out a loan.

How Do Payday Loans Work in Muncie, Indiana?

Payday loans work in Muncie, Indiana much like they do everywhere else. The loan process begins with an application, which usually requires basic information such as name, address, phone number, social security number, and banking information. Depending on the lender, more information may be required. Once the application is approved, the borrower will be given a loan amount and payment schedule. It is important to note that the loan must be paid back in full on the due date or else the borrower will face extra fees or other penalties.

What Are the Benefits of Payday Loans in Muncie, Indiana?

Payday loans in Muncie, Indiana offer several benefits to those in need of short-term financial help. One of the main advantages is that the loans are quick and easy to obtain. The entire process, from application to funding, can usually be completed within one business day. This makes them much faster than other types of loans, such as personal loans, which can take several weeks to process. Also, payday loans do not require a credit check, so those with bad credit or no credit can still qualify.

What Are the Risks of Payday Loans in Muncie, Indiana?

Payday loans in Muncie, Indiana come with certain risks that should be considered before taking one out. First of all, the interest rates on these loans are much higher than other types of loans. As such, borrowers should think carefully before taking out a payday loan, as the high cost of borrowing can easily add up if the loan is not paid back on time.

Also, payday loans can be hard to pay back in full if the borrower does not have enough funds in their checking account to cover the amount due on the due date. This can lead to even more fees and penalties, as well as a bad mark on the borrower’s credit report. Finally, if the loan is not paid back on time, it could result in legal action against the borrower, such as wage garnishment.

Where to Get Payday Loans in Muncie, Indiana?

Payday loans are available in Muncie, Indiana through both storefront and online lenders. Borrowers should do their research to determine which lender is best for their needs. It is also important to compare fees and interest rates, as different lenders may offer different terms.

Apply Now for Payday Loans in Muncie, Indiana

If you are in need of a payday loan in Muncie, Indiana, TheGuaranteedLoans is here to help. Our website provides a secure online application process that allows you to quickly and easily apply for a loan. We will then connect you with a trusted lender who can provide the funds you need. Remember, TheGuaranteedLoans is not a lender and we do not offer loan funds directly to borrowers.

F.A.Q.

  • What is a payday loan? A payday loan is a short-term loan, typically between $100 and $1,000, that is used to cover financial emergencies until the borrower’s next payday.
  • Do I need to have good credit to qualify for a payday loan? No. Payday loans do not require a credit check, so those with bad credit or no credit can still qualify.
  • Are payday loans legal in Muncie, Indiana? Yes. Payday loans are legal in the state of Indiana and are available in Muncie as well.
  • How much money can I borrow with a payday loan? The amount you can borrow with a payday loan varies depending on the lender and your income. The maximum amount you can borrow is $1,000.
  • Do I need to put up collateral to get a payday loan? No. Payday loans are unsecured loans, so no collateral is required.

More F.A.Q.

What are the fees and interest rates associated with payday loans in Muncie, Indiana?

Payday lenders in Muncie, Indiana are required to disclose all fees and interest rates associated with the loan. Typically, payday loans carry high interest rates, with an annual percentage rate (APR) of around 400%.

Can I renew or extend my payday loan in Muncie, Indiana?

No, payday loans in Muncie, Indiana are not renewable or extendable. If the borrower is unable to pay back the loan on the agreed upon due date, the lender may charge additional fees and interest. It is important for borrowers to carefully consider their ability to repay the loan before taking out a payday loan.

How Many Cash Advance Companies are in Muncie, IN?

With the help of our service, you will be able to find 30 cash advance companies in Muncie, IN

What Cash Advance Companies in Muncie, IN are the most popular?

You should check ACE Cash Express, Advance America, and Ball State Financial. Also, you can start your application online on our website.