Payday Loans in New Albany, Indiana

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Payday Loan Companies in New Albany, IN

Company nameAddressZip codePhone number
Advance America 2304 State St 47150 +1 (812) 944 - 4630
Cash Tyme of Indiana LLC 825 Northgate Blvd 200 47150 +1 (812) 949 - 0500
Cashland 2635 Charlestown Rd 47150 +1 (812) 981 - 0854
Centra Credit Union 710 Pillsbury Ln 47150 +1 (800) 232 - 3642
Check Into Cash 2920 Grant Line Rd 47150 +1 (812) 941 - 1920
First Financial Bank 100 E Spring St 47150 +1 (812) 948 - 5500
Heights Finance Corporation 2206 State St 47150 +1 (812) 944 - 7765
Mariner Finance 4510 Charlestown Rd 600 47150 +1 (812) 944 - 6288
One Vision Federal Credit Union 2441 State St 1 47150 +1 (812) 948 - 7998
Park Community Credit Union 4100 Technology Ave 47150 +1 (502) 968 - 3681
Republic Bank 3001 Charlestown Crossing Way Ste 5 47150 +1 (812) 949 - 2600
Same Day Bad Credit Loans 47 Pearl St 47150 +1 (930) 205 - 7339
World Finance 3115 Blackiston Mill Rd 47150 +1 (812) 944 - 1065

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Albany, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Noblesville, IN, Payday Loans in Plainfield, IN, Short-term Loans in Portage, IN, 24-Hour Loan in Richmond, IN, Payday Loans in South Bend, IN, Payday Loans in Terre Haute, IN, Payday Loan Companies in Valparaiso, IN and Payday Loans in West Lafayette, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Albany, IN.

Beautiful sights of New Albany, IN

Payday Loans Available in New Albany, IN By The Following ZIP Codes:

47151, 47150

Are Payday Loans Legal In New Albany, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

New Albany, IN payday loan calculator

Payday Loans in New Albany, Indiana

New Albany, Indiana is a growing city situated in Indiana’s southeastern corner, just north of Louisville, Kentucky. New Albany residents are taking part of a financial route long preferred by consumers wanting to take control of their finances. Payday Loans are one of the most effective ways of achieving these goals. Despite their bad reputation, payday loans are legal in Indiana and offer an effective alternative to traditional banking options for those in need of short-term, small dollar loans.

What Are Payday Loans?

Payday loans are a form of short-term credit, usually taken out to cover emergency expenses. Generally, payday loans are due on the borrower’s next payday, but they can also be given in larger amounts and have longer repayment periods. These loans are available to those with bad credit, and no credit check is required in most cases.

Are Payday Loans Legal in New Albany, Indiana?

Yes, payday loans are legal in Indiana and New Albany is no exception. Payday loans must adhere to the rules set forth by the Indiana Department of Financial Institutions, including a maximum loan amount of $605 and a maximum term of 14 days.

Benefits of Payday Loans

Payday loans offer several advantages for those in need of short-term funds. Among them are:

  • Faster Access to Funds: Payday loans can provide funds in as little as one business day, making them a great option for those who need emergency funds.
  • No Credit Check: Payday loans do not require a credit check, so they are a great option for those with bad credit or no credit.
  • Flexibility: Payday loans can be taken out for any amount and can be repaid on the borrower’s next payday or over a longer period of time.

Drawbacks of Payday Loans

Despite the many benefits, payday loans can also have some drawbacks. These include:

  • Risk of Default: Payday loans come with a risk of default, so borrowers should take care to ensure they can repay the loan on time.
  • High Interest Rates: Payday loans can have high interest rates, so borrowers should be sure to compare rates before taking out a loan.
  • Limited Access: Not all lenders offer payday loans in every state, so borrowers should do their research to find a lender who offers payday loans in Indiana.

How to Find a Payday Loan in New Albany, Indiana

Finding a payday loan in New Albany, Indiana requires a bit of research. Borrowers should compare rates and terms from several lenders and make sure to read the loan terms carefully before taking out a loan. Additionally, borrowers should ensure that the lender is in good standing with the Indiana Department of Financial Institutions.

Apply Now

At TheGuaranteedLoans, we understand that life can throw curveballs when you least expect it. That’s why we offer an easy-to-use online application to connect borrowers with lenders who provide payday loans in New Albany, Indiana. Our service is free, and we are not a lender, so you can rest assured that you are getting the best possible deal.

Frequently Asked Questions

Q: Are Payday Loans Legal in Indiana?
A: Yes, payday loans are legal in Indiana and New Albany is no exception.

Q: How do I know if a lender is legitimate?
A: You can check with the Indiana Department of Financial Institutions to make sure the lender is in good standing.

Q: What is the maximum loan amount I can take out?
A: The maximum loan amount that can be taken out in Indiana is $605.

Q: How long do I have to repay the loan?
A: The maximum repayment period for a payday loan in Indiana is 14 days.

Conclusion

Payday loans can be a great resource for those who need short-term funds to cover unexpected expenses. Since payday loans are legal in New Albany, Indiana, borrowers have the advantage of comparing rates and terms to find the loan that best fits their needs. Before taking out a loan, however, borrowers should do their research to make sure the lender is legitimate and that they can repay the loan on time. To get started, complete the online application form at TheGuaranteedLoans and we’ll connect you with one of our reputable lenders.

More F.A.Q.

Can I be sued if I default on my payday loan in New Albany, Indiana?

Yes, if you default on your payday loan in New Albany, Indiana, the lender may choose to take legal action against you in order to recover the unpaid funds. This could include filing a lawsuit and obtaining a judgment against you, which could result in wage garnishment or other forms of collection.

Are there any alternatives to payday loans in New Albany, Indiana?

Yes, there are several alternative options to payday loans in New Albany, Indiana, including credit union loans, personal loans, and borrowing from friends or family. These options may offer more favorable terms and interest rates than a payday loan.

How Many Cash Advance Companies are in New Albany, IN?

With the help of our service, you will be able to find 13 cash advance companies in New Albany, IN

What Cash Advance Companies in New Albany, IN are the most popular?

You should check Advance America, Cash Tyme of Indiana LLC, and Cashland. Also, you can start your application online on our website.