Payday Loans in New Paris, Indiana

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No payday loan companies in New Paris, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Grand Heritage Credit Union 201 Koomler Dr, La Porte, IN 46350 +1 (219) 324 - 5220
World Finance 2179 N Morton St Ste B, Franklin, IN 46131 +1 (317) 346 - 0854
Hoosier Hills Credit Union 960 N Gospel St, Paoli, IN 47454 +1 (812) 723 - 4700
Lending Hand Inc - Payday Loans 5147, 6508 W U.S. Hwy 6, Portage, IN 46368 +1 (219) 763 - 9933
PLS Loan Store 1703 N Lebanon St, Lebanon, IN 46052 +1 (765) 483 - 1970
Personal Finance Company 424 N State St, North Vernon, IN 47265 +1 (812) 346 - 5786
ATM Huntington National Bank 3460 N High School Rd, Indianapolis, IN 46224
A-1 Cash Advance 8504 E Washington St, Indianapolis, IN 46219 +1 (317) 897 - 2420
Check n' Go 506 E Lewis and Clark Pkwy Ste 1, Clarksville, IN 47129 +1 (812) 399 - 3569
Thrivent Financial for Lutherans 10 W Jennings St, Newburgh, IN 47630 +1 (812) 962 - 4852

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Paris, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IN, Short-term Loans in Portage, IN, Payday Loans in Richmond, IN, Payday Loans in South Bend, IN, Quick Loan in Terre Haute, IN, Payday Loans in Valparaiso, IN, Payday Loans in West Lafayette, IN and Payday Loan Companies in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Paris, IN.

Payday Loans Available in New Paris, IN By The Following ZIP Codes:

46553

Are Payday Loans Legal In New Paris, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

New Paris, IN payday loan calculator

Payday Loans in New Paris, Indiana: A Comprehensive Guide

Emergencies can happen at any time, and when they do, you need quick cash to take care of them. If you don’t have enough money in savings, you might be considering a payday loan. In Indiana, payday loans are legal, and they can be useful in many situations. In this comprehensive guide, we’ll take a closer look at payday loans in New Paris and help you make an informed decision.

What are Payday Loans?

Payday loans are small, short-term loans that are typically due on your next paycheck. They can be useful for people who need cash quickly for unexpected expenses, such as car repairs, medical bills, or rent payments. The application process is usually simple, and borrowers can receive the money within one business day if approved.

How do Payday Loans Work in New Paris, Indiana?

In Indiana, payday loans can be up to $550, and the repayment term cannot exceed two weeks. The maximum finance charge on a $100 payday loan for 14 days is $15. In New Paris, several payday loan companies are available, and they all have different requirements and fees. It’s essential to research and compare the lenders before applying for a loan.

Eligibility Requirements for Payday Loans

The eligibility requirements for payday loans vary by lender, but in general, you will need:

  • A valid photo ID, such as a driver’s license or passport
  • A checking account in good standing
  • A steady income source
  • A valid phone number and email address

Benefits and Risks of Payday Loans

Like any type of debt, payday loans have their benefits and risks. Some of the advantages of payday loans include:

  • Quick cash when you need it
  • Easy application process
  • No collateral required

However, there are also several risks associated with payday loans:

  • High interest rates and fees
  • Short repayment term
  • Potential for debt cycle and rollovers

The Impact of Payday Loans on Credit Scores

Payday loans don’t usually require a credit check, so they don’t directly affect your credit score. However, if you fail to repay the loan on time, the lender may report your delinquent payment to the credit bureaus, which can negatively impact your credit score.

Interesting Facts and Statistics

  • The average payday loan amount in Indiana is $392.
  • According to a study by the Consumer Financial Protection Bureau, 80% of payday loans are rolled over or renewed.
  • As of 2021, there are around 400 payday loan companies in Indiana.

Apply Now

If you’re considering a payday loan, TheGuaranteedLoans can help you find a lender. We are a connector service, not a direct lender, and we work with a network of trusted lenders who can provide you with the cash you need. To get started, simply fill out our online application, and we’ll match you with lenders who meet your requirements. Apply now and get the cash you need today!

Disclaimer: TheGuaranteedLoans is not a lender and does not provide loans. We are a connector service that facilitates connections between borrowers and potential lenders. We are not responsible for the actions or inactions of any lender we connect you with, and we do not endorse any lender. Accepting a loan offer is not a guarantee of approval or funding.

F.A.Q.

What are the fees associated with a payday loan in New Paris, Indiana?

The fees for a payday loan in New Paris, Indiana are capped at 15% of the loan amount, plus a $1 database fee.

Can I renew or rollover a payday loan in New Paris, Indiana?

No, payday loans in New Paris, Indiana cannot be renewed or rolled over. The loan must be repaid in full by the agreed upon due date.