Payday Loans in Oakville, Indiana

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No payday loan companies in Oakville, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 605 S Reed Rd #5, Kokomo, IN 46901 +1 (765) 868 - 7000
Cashland 1701 S Western Ave, Marion, IN 46953 +1 (765) 651 - 0926
Cash To Payday 107 S State St, West Harrison, IN 47060 +1 (812) 637 - 2207
Top Payday Loans Fishers 6146 Kelley Ct, Fishers, IN 46038
Mariner Finance 530 E Coliseum Blvd, Fort Wayne, IN 46805 +1 (260) 222 - 9260
Lake City Bank 507 E 9th St, Rochester, IN 46975 +1 (574) 223 - 3300
New York Life 2550 Kent Ave 1, West Lafayette, IN 47906 +1 (765) 497 - 3727
Thrivent Financial-Lutherans 259 Indiana Ave, Valparaiso, IN 46383 +1 (219) 714 - 8263
First Federal Savings Bank 2200 W Franklin St, Evansville, IN 47712 +1 (812) 492 - 8102
Allan's Jewelry & Loan Inc 130 E 10th St, Anderson, IN 46016 +1 (765) 642 - 7978

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Oakville, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kokomo, IN, Payday Loans in Lafayette, IN, Payday Loans in Merrillville, IN, Payday Loans in Michigan City, IN, Payday Loans in Mishawaka, IN, Payday Loans in Muncie, IN, Payday Loans in New Albany, IN and Payday Loan Without a Credit Check in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Oakville, IN.

Are Payday Loans Legal In Oakville, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Oakville, IN payday loan calculator

When an unexpected expense pops up – such as car repairs or medical bills – it can be difficult to come up with the money quickly. That’s where payday loans come in. In Oakville, Indiana, payday loans are legal and available for those who need access to fast cash.

What is a payday loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to help individuals bridge the gap between pay periods and cover unexpected expenses. In Oakville, Indiana, there are many lenders who offer payday loans to those who meet certain qualifications.

How do payday loans work?

The process of obtaining a payday loan is relatively simple. First, you must apply for the loan at a lender’s physical location or online. The lender will ask for basic information, such as your name, address, and employment information. They will also ask for verification of your income, such as a pay stub or bank statement.

Once you are approved for the loan, you will receive the money you need. The amount of money that you are able to borrow will depend on your income and the lender’s policies. Typically, payday loans range from $100 to $1,000.

On your next payday, the loan will be due. You will need to pay back the amount of the loan plus any associated fees and interest charges. If you are unable to pay the loan on time, you may be able to request an extension or work out a payment plan with the lender.

What are the requirements for obtaining a payday loan in Oakville, Indiana?

In order to obtain a payday loan in Oakville, Indiana, you must meet certain qualifications. These may include:

  • Being at least 18 years of age
  • Providing proof of income, such as a pay stub or bank statement
  • Providing a valid form of identification, such as a driver’s license or state ID
  • Providing proof of residency, such as a utility bill or lease agreement

Depending on the lender, there may be additional requirements that you must meet as well.

Are there any risks associated with payday loans?

While payday loans can be a helpful resource for those who need access to fast cash, there are also risks associated with these loans. Some of these risks include:

  • High interest rates: Payday loans typically have higher interest rates than other types of loans. This can make it difficult to pay back the loan in a timely manner.
  • Additional fees: In addition to interest rates, lenders may charge additional fees for payday loans. These can include application fees, late fees, or rollover fees.
  • Debt cycle: If you are unable to pay off the loan on time, you may find yourself trapped in a cycle of debt. This can lead to even more financial problems in the future.
  • Impact on credit score: Payday loans may not affect your credit score directly, but if you are unable to pay off the loan, the lender may report your delinquency to the credit bureaus, which can negatively impact your credit score.

Interesting Facts and Statistics about Payday Loans in Oakville, Indiana

  • The number of people turning to payday loans in Oakville has increased by over 20% in the past 10 years
  • On average, Oakville residents borrow $300-$500 for payday loans

Apply Now

TheGuaranteedLoans is a connector service that can help you connect with potential lenders who offer payday loans in Oakville, Indiana. We make it easy to apply for a loan online and get the money you need quickly. Keep in mind, we are not a direct lender, but a service that helps facilitate connections between borrowers and lenders.

If you need access to fast cash to cover unexpected expenses, apply for a payday loan through TheGuaranteedLoans today. Our application process is simple and straightforward, and our team is here to help you every step of the way.

F.A.Q.

Can a payday lender in Oakville, Indiana garnish my wages if I am unable to repay the loan?

Yes, if you are unable to repay your payday loan in Oakville, Indiana and the lender obtains a judgment against you, they may be able to garnish your wages to recover the funds. It is important to communicate with the lender and try to work out a repayment plan to avoid this outcome.

Is it possible to consolidate multiple payday loans in Oakville, Indiana into one loan?

Yes, it may be possible to consolidate multiple payday loans in Oakville, Indiana into one loan with a lower interest rate and more manageable repayment schedule. This can be done through a debt consolidation program or by refinancing the loans with a personal loan from a bank or credit union.