Payday Loans in Ossian, Indiana

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No payday loan companies in Ossian, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 543 Coliseum Blvd E, Fort Wayne, IN 46805 +1 (260) 484 - 0514
Aames Title & Closings LLC 927 W National Ave, Brazil, IN 47834 +1 (812) 442 - 8100
Check Into Cash 555 S Lake Rd S, Scottsburg, IN 47170 +1 (812) 752 - 9776
Easy Cash Pawn 1120 Eastern Blvd, Clarksville, IN 47129 +1 (812) 218 - 0947
Check Into Cash 900 W National Hwy #5, Washington, IN 47501 +1 (812) 254 - 4661
3Rivers Decatur Three Rivers Credit Union 860 S 13th St, Decatur, IN 46733 +1 (260) 724 - 3867
Spencer County Bank 322 Main St, Grandview, IN 47615 +1 (812) 649 - 2600
Advance America 1619 E 37th Ave, Hobart, IN 46342 +1 (219) 942 - 9437
Fowler State Bank 300 E 5th St, Fowler, IN 47944 +1 (765) 884 - 1200
First Financial Bank 202 N Main St, Rushville, IN 46173 +1 (765) 932 - 2941

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ossian, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Kokomo, IN, Payday Loans in Lafayette, IN, Payday Loan for Merrillville, IN, Payday Loan Companies in Michigan City, IN, Payday Loans in Mishawaka, IN, Same Day Loans in Muncie, IN, No Credit Check Loans in New Albany, IN and Payday Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ossian, IN.

Beautiful sights of Ossian, IN

Payday Loans Available in Ossian, IN By The Following ZIP Codes:

46777

Are Payday Loans Legal In Ossian, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Ossian, IN payday loan calculator

Understanding Payday Loans in Ossian, Indiana

Payday loans are a type of short-term lending that has become increasingly popular in recent years. A payday loan is essentially a small, unsecured loan that borrowers can take out and repay on their next payday. The loans are typically for $500 or less and are often used to cover unexpected expenses or emergencies.

In Indiana, payday loans are legal. However, there are certain regulations put in place that protect borrowers from predatory lending practices. If you’re considering taking out a payday loan in Ossian, Indiana, it’s important to understand how these regulations affect your options.

How Payday Loans Work

The process of applying for a payday loan is relatively simple. Typically, you’ll need to provide some basic personal information, such as your name, address, and employment status. You’ll also need to provide proof of income, such as a pay stub.

Once you’ve submitted this information, the lender will review your application and determine whether or not to approve it. If you’re approved, you’ll receive the funds directly into your bank account. The loan is usually due on your next payday, at which point the lender will automatically withdraw the funds from your account.

Regulations in Indiana

As mentioned, Indiana has several regulations in place to protect borrowers from unfair lending practices. For example, the state imposes a cap on the interest rates and fees that lenders can charge. Additionally, lenders are required to provide borrowers with a written agreement that outlines the terms of the loan before they sign anything.

It’s worth noting that payday loans in Indiana are generally considered to be more expensive than other types of loans. This is because they typically come with higher interest rates and fees. If you’re considering taking out a payday loan in Ossian, it’s important to fully understand the costs involved and make sure you’re able to repay the loan on time.

Benefits of Payday Loans

While payday loans can be expensive, there are some benefits to using this type of lending. For one, payday loans are typically easier to qualify for than other types of loans. This is because they are designed for individuals with lower credit scores who may not qualify for more traditional lending options.

Payday loans can also be helpful in emergency situations where you need cash quickly. For example, if your car breaks down and you need to make repairs, a payday loan may be able to help you cover the costs until your next paycheck.

How to Apply

If you’re interested in applying for a payday loan in Ossian, Indiana, you can do so online through TheGuaranteedLoans. We are a connector service that works with a network of lenders to help you find the right loan for your needs.

To apply, simply visit our website and fill out the online application form. We’ll ask you some basic personal and financial information, and then match you with potential lenders who may be able to help. From there, you can review the terms of the loan and decide whether or not to move forward.

Interesting Facts and Statistics About Payday Loans in Ossian, Indiana

  • There are currently 10 licensed payday lenders in Indiana.
  • The average payday loan amount in Indiana is $377.
  • Indiana law caps the interest rate on payday loans at 36%.
  • In 2020, the Indiana Department of Financial Institutions received 293 complaints about payday loans.

Apply Now

If you’re considering taking out a payday loan in Ossian, Indiana, TheGuaranteedLoans can help. We’ll connect you with potential lenders who can provide you with the funding you need. Simply visit our website and fill out the online application form to get started.

Remember, we are a connector service and not a direct lender. We will facilitate your connection with potential lenders and help you find the right loan for your needs. If you have any questions about the application process or our services, feel free to contact us at any time.

F.A.Q.

What are the fees associated with a payday loan in Ossian, Indiana?

The fees for a payday loan in Ossian, Indiana are capped at 15% of the loan amount, plus a $1 database fee.

Can I renew or rollover a payday loan in Ossian, Indiana?

No, payday loans in Ossian, Indiana cannot be renewed or rolled over. The loan must be repaid in full by the agreed upon due date.