Payday Loans in Parker City, Indiana

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No payday loan companies in Parker City, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
A1 Cash Advance 17673 Cumberland Rd, Noblesville, IN 46060 +1 (317) 770 - 5600
KeyBank 100 S Peru St, Cicero, IN 46034 +1 (317) 376 - 1055
First Federal Savings Bank 212 E Maumee St, Angola, IN 46703 +1 (260) 665 - 7556
PLS Loan Store 1703 N Lebanon St, Lebanon, IN 46052 +1 (765) 483 - 1970
Horizon Bank 2901 E Market St, Logansport, IN 46947 +1 (574) 737 - 2620
Advance America 1876 S N US Hwy 231 D, Crawfordsville, IN 47933 +1 (765) 361 - 0153
Personal Finance Company 3183 S 3rd Pl, Terre Haute, IN 47802 +1 (812) 235 - 9000
Riddell National Bank 1 E National Ave, Brazil, IN 47834 +1 (812) 448 - 2611
Woodforest National Bank 2363 Old Hwy 135 Suite 203, Corydon, IN 47112 +1 (812) 738 - 8500
Superior Auto, Inc 1511 N Lincoln St, Greensburg, IN 47240 +1 (812) 662 - 0124

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Parker City, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IN, Payday Loan Companies in Portage, IN, Payday Loans in Richmond, IN, Online Loans in South Bend, IN, 24-Hour Loan in Terre Haute, IN, Payday Loans in Valparaiso, IN, Guaranteed Loans in West Lafayette, IN and Emergency Loan in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Parker City, IN.

Beautiful sights of Parker City, IN

Payday Loans Available in Parker City, IN By The Following ZIP Codes:

47368

Are Payday Loans Legal In Parker City, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Parker City, IN payday loan calculator

Payday Loans in Parker City – Quick Cash Available to Indiana Residents

Are you facing unexpected expenses and need cash fast? A payday loan may be the solution you’re looking for. Payday loans are short-term loans that provide cash advances on your next paycheck. They’re legal in Indiana and can be found in several places in Parker City. In this article, we’ll explore what payday loans are, how they work, the benefits and risks involved, and how to apply for one.

What is a Payday Loan?

A payday loan is a small, short-term loan designed to bridge the gap between paychecks. You borrow a sum of money, usually between $100 to $1000, which is repaid with interest on your next payday. Loan terms can vary between lenders, but the loan amount and fees are typically due within two weeks, or on your next payday.

How Do Payday Loans Work?

Payday loans are convenient because they require minimal paperwork and credit checks. You can apply in person or online and receive a decision within minutes of submitting the application. If approved, the funds will be deposited into your account within 24 hours. Repayment is typically made via a post-dated check or by authorizing the lender to electronically debit your account on the due date.

The Benefits of Payday Loans

  • Quick access to cash when you need it most
  • Minimal requirements and easy application process
  • No collateral required

The Risks of Payday Loans

  • High-interest rates and fees
  • Short repayment terms may lead to a cycle of debt
  • Defaulting on your loan can result in additional fees and damage to your credit score

Interesting Facts and Statistics About Payday Loans in Parker City, Indiana

  • Indiana law allows payday loans up to $550 for a maximum period of 31 days.
  • In 2020, there were 378 licensed payday lenders in Indiana, 15 of which were located in Parker City.
  • The average payday loan in Indiana is $399 for 14 days, with an average fee of $55.
  • According to a study by the Consumer Financial Protection Bureau, 80% of payday loans in Indiana are rolled over or followed by another loan within 14 days.

Apply Now for a Payday Loan

At TheGuaranteedLoans, we understand that financial emergencies can happen at any time. That’s why we’re here to help connect Indiana residents with potential lenders who offer payday loans. Our online application is quick, easy, and secure, and our network of lenders is extensive. Please note that we are a connector service and not a direct lender. Our goal is to facilitate your connection with a potential lender who can offer the best loan terms for your situation.

Fill out your application today to get started.

F.A.Q.

What are the maximum loan amounts and fees for payday loans in Parker City, Indiana?

in Parker City, Indiana, the maximum loan amount for a payday loan is $550, with a maximum fee of 15% of the loan amount.

Are there any restrictions on the number of payday loans that can be taken out in Parker City, Indiana?

Yes, in Parker City, Indiana, borrowers are limited to taking out no more than two payday loans at a time.