Payday Loans in Perrysville, Indiana

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No payday loan companies in Perrysville, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
BMO Harris Bank 200 W Ridge Rd, Griffith, IN 46319 +1 (219) 972 - 7400
Genfed Financial Credit Union 709 E State St 44, Shelbyville, IN 46176 +1 (317) 392 - 6230
Demotte State Bank 1615 E Commercial Ave, Lowell, IN 46356 +1 (219) 696 - 8716
Lake City Bank 205 E Main St, Medaryville, IN 47957 +1 (219) 843 - 2141
A-Z Exchange 1818 Elmwood Ave, Lafayette, IN 47904 +1 (765) 449 - 1600
Vigo County FCU 128 S 8th St, Terre Haute, IN 47807 +1 (812) 232 - 9697
Thrivent Financial 300 North Elkhart Street, Wakarusa, IN 46573 +1 (574) 862 - 2815
ACE Cash Express 1115 E 86th St, Indianapolis, IN 46240 +1 (317) 475 - 0197
Fifth Third Bank & ATM 200 S Maple St, Orleans, IN 47452 +1 (812) 865 - 2374
Thrivent Financial for Lutherans 627 Tavern St, New Harmony, IN 47631 +1 (812) 962 - 4689

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Perrysville, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kokomo, IN, Payday Loans in Lafayette, IN, Short-term Loans in Merrillville, IN, Guaranteed Loans in Michigan City, IN, Same Day Loans in Mishawaka, IN, Payday Loan for Muncie, IN, Payday Loans in New Albany, IN and Payday Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Perrysville, IN.

Payday Loans Available in Perrysville, IN By The Following ZIP Codes:

47974

Are Payday Loans Legal In Perrysville, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Perrysville, IN payday loan calculator

Understanding Payday Loans in Perrysville, Indiana

If you’re in a financial pinch and need cash quickly, payday loans may seem like an attractive option. Available in many states, including Indiana, payday loans can provide a short-term solution to your financial woes. In this article, we’ll take a closer look at payday loans in Perrysville, Indiana, and provide you with the information you need to make an informed decision about borrowing.

What Are Payday Loans?

Payday loans, also known as cash advances, are short-term loans given to borrowers until their next payday. Typically, payday loans are due within two weeks or on the borrower’s next payday. These loans are often used for emergency expenses such as car repairs, medical bills, or rent.

Unlike traditional loans, which can take days or weeks to process, payday loans are usually approved quickly, and funds are often deposited directly into the borrower’s bank account. In Perrysville, Indiana, payday loans are legal, and borrowers can apply for up to $550.

How Do Payday Loans Work?

To apply for a payday loan, borrowers typically need to provide proof of income and a valid ID. They must also have an active checking account. Once approved, borrowers agree to repay the loan amount plus any fees and interest by the due date.

Payday loans come with some risks, however, as the interest rates and fees can be incredibly high. In Perrysville, Indiana, payday loans can come with a finance charge of up to $15 for every $100 borrowed. This means that if you borrow $500, you could end up paying $75 in fees alone.

Payday Loan Regulations in Perrysville, Indiana

While payday loans may be legal in Indiana, they are heavily regulated by the state government. In Perrysville, Indiana, payday lenders must be licensed by the state and are subject to several restrictions.

For example, payday loans cannot exceed $550, and lenders cannot charge more than 15% of the loan’s value in finance charges. Additionally, lenders cannot require borrowers to pay more than 20% of their income toward the loan.

Interesting Facts and Statistics About Payday Loans in Perrysville, Indiana

– According to a report by the Indiana Institute for Working Families, payday loans cost Indiana borrowers over $70 million in fees annually.

– The same report found that nearly 60% of payday borrowers in Indiana take out loans at least once a month.

– In 2019, Indiana lawmakers proposed a bill to cap payday loan interest rates at 36%, but the bill was ultimately unsuccessful.

Apply Now with TheGuaranteedLoans

If you’re considering applying for a payday loan in Perrysville, Indiana, TheGuaranteedLoans can help. As a connector service, we work with a network of potential lenders to help borrowers find the right loan for their needs.

To begin your application, simply fill out our online form and provide us with some basic information about yourself and your financial situation. We’ll then connect you with potential lenders who may be able to provide you with the funds you need.

Remember, when borrowing, it’s important to read the fine print and understand all of the terms and conditions of the loan. If you have any questions or concerns, don’t hesitate to reach out to TheGuaranteedLoans for assistance.

Conclusion

While payday loans can be a helpful temporary solution to financial difficulties, they should always be used with caution. The high interest rates and fees associated with these loans can quickly add up, leaving borrowers in a worse financial situation than before. If you’re considering a payday loan in Perrysville, Indiana, be sure to do your research, understand the terms of the loan, and consider all of your options before making a decision.

F.A.Q.

Can I renew or rollover a payday loan in Perrysville, Indiana?

No, payday loans in Perrysville, Indiana cannot be renewed or rolled over. The loan must be repaid in full by the agreed upon due date.

What happens if I am unable to repay my payday loan in Perrysville, Indiana?

If you are unable to repay your payday loan in Perrysville, Indiana, the lender may pursue legal action to recover the funds. It is important to communicate with the lender and work out a repayment plan if you are unable to make the full payment on time.