Payday Loans in Portage, Indiana

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Payday Loan Companies in Portage, IN

Company nameAddressZip codePhone number
Centier Bank 3220 Willowcreek Rd 46368 +1 (219) 763 - 3376
Check Into Cash 5930 US-6 46368 +1 (219) 762 - 7456
Check n Go 6097 US-6 Ste B 46368 +1 (219) 762 - 5522
Check n' Go 6097 US-6 b 46368 +1 (219) 762 - 5522
Lending Hand Inc - Payday Loans 6508 US-6 46368 +1 (219) 763 - 9933
Lending Hand Inc - Payday Loans 5147, 6508 W U.S. Hwy 6 46368 +1 (219) 763 - 9933
McCOLLY Real Estate 5873 Dunes Hwy 12 46368 +1 (219) 762 - 9000
MCR Short Stop 6381 Central Ave 46368 +1 (219) 763 - 4197
Poe & Associates Inc 3190 Willowcreek Rd A 46368 +1 (219) 763 - 1578
US 1364 Federal Credit Union 3275 Airport Rd 46368 +1 (219) 762 - 1800
Woodforest National Bank 6087 US-6 46368 +1 (219) 759 - 3707

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Portage, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Richmond, IN, Payday Loan Companies in South Bend, IN, Payday Loans in Terre Haute, IN, Payday Loan Companies in Valparaiso, IN, Payday Loans in West Lafayette, IN, 24-Hour Loan in Westfield, IN, Payday Loans in Anderson, IN and Short-term Loans in Bloomington, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Portage, IN.

Beautiful sights of Portage, IN

Payday Loans Available in Portage, IN By The Following ZIP Codes:

46368

Are Payday Loans Legal In Portage, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Portage, IN payday loan calculator

Payday Loans in Portage, Indiana

Have you found yourself in a financial bind? Payday loans are available in Portage, Indiana, and can give you a quick solution to an unexpected financial challenge. Payday loans are a type of short-term loan with higher interest rates, and are meant to give you a small amount of cash to cover your needs and expenses until the next paycheck.

What Is a Payday Loan?

A payday loan is an unsecured loan, meaning you don’t have to provide any collateral to obtain a loan. This type of loan is commonly used to cover unexpected expenses like repairs to your home, medical bills, or other expenses that arise before your next paycheck.

There are several advantages to payday loans. For example, you can get them quickly, often within 24 hours after applying. In addition, they’re often easy to qualify for, since they don’t require you to have a high credit score.

However, payday loans also come with some disadvantages. They typically have a short repayment period of 14-30 days, meaning that you could end up with a large balance to repay if you can’t pay back the loan in full. Additionally, payday loans often carry high-interest rates and fees that can further add to the total amount of the loan.

Are Payday Loans Legal in Indiana?

Yes, payday loans are legal in Indiana. The state’s Code of Regulations requires that lenders offering payday loans must abide by certain rules and regulations. For example, the maximum loan term is 31 days, and the maximum loan amount is $605.00. In addition, lenders must provide a disclosure of the terms and rates of the loan, including the interest rate, annual percentage rate (APR), and loan fees.

What Do I Need to Qualify for a Payday Loan in Portage, Indiana?

To qualify for a payday loan in Portage, Indiana, you’ll need to provide the following information:

  • Proof of Income – This could include pay stubs, social security benefits, or other sources of income.
  • Proof of Identity – You’ll need to provide a valid driver’s license, state-issued ID, or passport.
  • Proof of Residency – You’ll need to provide proof that you live in Portage, such as a recent utility bill.

Frequently Asked Questions About Payday Loans

Q: What are the repayment terms for a payday loan?

A: The repayment terms for a payday loan in Portage, Indiana, can vary depending on the lender. On average, the loan will need to be repaid within 14-30 days. If you’re not able to make the full repayment, you can contact the lender to discuss a payment plan.

Q: What happens if I’m not able to repay my payday loan?

A: If you are not able to repay your payday loan, the lender may attempt to collect payment from you. If the lender is unable to collect the payment after several attempts, they may take legal action against you. It’s important to contact the lender immediately if you’re unable to make your payment.

Q: Does TheGuaranteedLoans offer payday loans?

A: No. TheGuaranteedLoans is not a lender and does not offer payday loans. However, we do connect borrowers with lenders who can provide them with payday loans.

Apply Now for a Payday Loan in Indiana

If you’re looking for a quick solution to your financial challenge, a payday loan in Portage, Indiana, may be the solution. Let us help you find the right lender for your needs. Simply fill out our secure online application and we’ll connect you with lenders who can provide you with the loan you need.

Remember, TheGuaranteedLoans is not a lender, but we can provide you with the access to the short-term loan you need. Don’t put off getting the cash you need. Apply now for a payday loan with TheGuaranteedLoans.

More F.A.Q.

What are the requirements to qualify for a payday loan in Portage, Indiana?

To qualify for a payday loan in Portage, Indiana, you must be at least 18 years old and have a valid ID, a regular source of income, and an active checking account. You may also need to provide proof of income and other financial information to the lender.

What are the fees and interest rates for payday loans in Portage, Indiana?

The fees and interest rates for payday loans in Portage, Indiana vary by lender. However, according to state law, the maximum finance charge for a payday loan is 15% of the loan amount, and the maximum APR is 390%.

How Many Cash Advance Companies are in Portage, IN?

With the help of our service, you will be able to find 11 cash advance companies in Portage, IN

What Cash Advance Companies in Portage, IN are the most popular?

You should check Check n Go, Lending Hand Inc - Payday Loans, and Centier Bank. Also, you can start your application online on our website.