Payday Loans in Prairieton, Indiana

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No payday loan companies in Prairieton, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Beacon Credit Union 820 N Broadway, Peru, IN 46970 +1 (765) 472 - 3472
Centier Bank 73 Pine Lake Ave, La Porte, IN 46350 +1 (219) 324 - 6368
Gold N Pawn Shop Martinsville Indiana Loan, Buy, Sell Gold, Silver, Diamonds, Jewelry, Coins, Bullion, Guns & Firearms, Guitars & Musical Instruments, Power Tools, TVs & Electronics, Sports Equipment, Collectibles 590 Morton Ave, Martinsville, IN 46151 +1 (765) 315 - 0576
Fast Payday Loans Lafayette 1926 Perdue St, Lafayette, IN 47905
BMO Harris Bank 110 E Jefferson St, Tipton, IN 46072 +1 (765) 675 - 2172
Payday Loans Bloomington Bloomington Rail Trail, Bloomington, IN 47404
Chase Bank 309 Sagamore Pkwy W, West Lafayette, IN 47906 +1 (765) 423 - 0428
STAR Financial Bank 931 E Main St, Gas City, IN 46933 +1 (765) 651 - 6890
Advance America 845 S College Ave, Rensselaer, IN 47978 +1 (219) 866 - 3826
BCU 780 Brookside Dr, Spencer, IN 47460 +1 (812) 339 - 3786

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Prairieton, IN, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Gary, IN, Payday Loans in Goshen, IN, Payday Loans in Granger, IN, No Credit Check Loans in Greenwood, IN, Payday Loans in Guilford, IN, Emergency Loan in Hammond, IN, No Credit Check Loans in Indianapolis, IN and Payday Loans in Jeffersonville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Prairieton, IN.

Payday Loans Available in Prairieton, IN By The Following ZIP Codes:

47870

Are Payday Loans Legal In Prairieton, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Prairieton, IN payday loan calculator

Understanding Payday Loans In Prairieton, Indiana

Life is full of unexpected situations, and sometimes, despite our best efforts, we find ourselves struggling to make ends meet. This is where payday loans come in handy. These short-term loans can help bridge the gap between paychecks and cover urgent expenses.

Payday loans in Prairieton, Indiana, are legal, but they come with certain regulations to protect borrowers. If you’re considering taking out a payday loan in Prairieton, Indiana, here’s what you need to know.

How Payday Loans Work

Payday loans are small, short-term loans that are generally due on the borrower’s next payday. In Prairieton, Indiana, payday loans can range from $50 to $605, and the term can be up to 31 days.

To qualify for a payday loan in Prairieton, Indiana, you must have a regular source of income, a valid government-issued ID, and a checking account. You’ll need to provide proof of income, such as a pay stub, and your lender will verify your information before approving your loan.

If you’re approved for a payday loan, the lender will give you the funds you requested, and you’ll need to repay the loan and any associated fees on your next payday.

Regulations for Payday Loans in Prairieton, Indiana

While payday loans are legal in Prairieton, Indiana, state regulations set limits on how much you can borrow and how long you have to repay the loan. Here are some of the regulations that apply:

  • Maximum loan amount is $605
  • Term cannot exceed 31 days
  • Finance charges cannot exceed 15% of the borrowed amount
  • Rollovers are not allowed
  • Borrowers can have only one outstanding payday loan at a time

These regulations are in place to protect borrowers from excessive fees and debt traps that can be associated with payday loans.

Potential Risks of Payday Loans

Although payday loans can be a convenient way to take care of urgent expenses, there are some potential risks to be aware of. Here are some of the risks:

  • High fees and interest rates can make repayment difficult
  • Inability to repay the loan can lead to additional fees and debt
  • Multiple payday loans can lead to debt cycles

It’s important to carefully consider whether you can afford to repay the loan before taking out a payday loan.

Interesting Facts About Payday Loans in Prairieton, Indiana

  • In 2020, Indiana residents borrowed over $369 million from payday lenders
  • The average payday loan in Indiana is for $350
  • The average APR for payday loans in Indiana is 382%

These statistics show that payday loans are a popular option for many Indiana residents, but they can come with high fees and interest rates that can make repayment difficult.

Apply Now

TheGuaranteedLoans can connect you with potential lenders for payday loans in Prairieton, Indiana. We understand that unexpected expenses can arise, and we’re here to help you find a loan that’s right for you.

Our process is simple – fill out our online application, and we’ll match you with potential lenders who may be able to meet your needs. Remember, we are a connector service – not a direct lender. We’ll facilitate your connection with potential lenders and help you find the loan that’s best for you.

If you’re facing an urgent expense and need a payday loan in Prairieton, Indiana, we’re here to help. Apply now and take the first step towards financial stability.

F.A.Q.

What are the fees associated with a payday loan in Prairieton, Indiana?

The fees for a payday loan in Prairieton, Indiana are capped at 15% of the loan amount, plus a $1 database fee.

Can I renew or rollover a payday loan in Prairieton, Indiana?

No, payday loans in Prairieton, Indiana cannot be renewed or rolled over. The loan must be repaid in full by the agreed upon due date.