Payday Loans in Richmond, Indiana

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Payday Loan Companies in Richmond, IN

Company nameAddressZip codePhone number
Advance America 3719 National Rd E 47374 +1 (765) 939 - 8131
Advance America 1721 National Rd W 47374 +1 (765) 935 - 4215
Cash Today 3600 E Main St #1 47374 +1 (765) 939 - 2121
Chase Bank 4400 E Main St 47374 +1 (765) 935 - 3803
Check Into Cash 3646 E Main St 47374 +1 (765) 965 - 9653
EZPAWN 1815 National Rd W 47374 +1 (765) 962 - 7116
Finance System, Inc. 5703 National Rd E 47374 +1 (877) 962 - 7507
First Bank Richmond Downtown 20 N 9th St 47374 +1 (765) 962 - 2581
First Bank Richmond Northside 2499 Chester Blvd 47374 +1 (765) 973 - 4373
First Financial Bank 3433 E Main St 47374 +1 (765) 935 - 8090
First Merchants Bank 2206 Chester Blvd 47374 +1 (765) 935 - 4505
Mariner Finance 4183 National Rd E 47374 +1 (765) 962 - 7538
Merchants Bank of Indiana 701 E Main St 47374 +1 (765) 874 - 2511
Natco Credit Union 4 Glen Miller Pkwy 47374 +1 (765) 966 - 1108
Perfect Circle Credit Union 77 S 37th St 47374 +1 (765) 965 - 7400
Richmond City Empl FCU 50 N 5th St 47374 +1 (765) 983 - 7228
Somerville Bank 3215 E Main St 47374 +1 (765) 965 - 0259
U.S. Bank ATM - University of Indiana 2330 Chester Blvd 47374 +1 (800) 872 - 2657
Wayne Bank 500 S A St 47374 +1 (765) 935 - 5222
Wayne County Federal Credit Union 3010 W Main St 47374 +1 (765) 962 - 7113
Wufface Federal Credit Union 400 N A St 47374 +1 (765) 935 - 2490

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Richmond, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in South Bend, IN, Payday Loans in Terre Haute, IN, Bad Credit Loans in Valparaiso, IN, Payday Loans in West Lafayette, IN, Payday Loans in Westfield, IN, Payday Loans in Anderson, IN, Bad Credit Loans in Bloomington, IN and 24-Hour Loan in Carmel, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Richmond, IN.

Beautiful sights of Richmond, IN

Payday Loans Available in Richmond, IN By The Following ZIP Codes:

47375, 47374

Are Payday Loans Legal In Richmond, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Richmond, IN payday loan calculator

Payday Loans in Richmond, Indiana

Are you short on cash living in Richmond, Indiana? Payday loans are a convenient and legal way to get the money you need quickly. Payday loans are a type of short-term loan that is designed to provide people with access to money before their next paycheck. These loans can help cover unexpected expenses, cash flow problems, or any other immediate need. If you are looking to take out a payday loan in Richmond, Indiana, it’s important to understand all of the available options. Read on to learn more about payday loans in Richmond, Indiana.

What Are Payday Loans?

Payday loans are a type of loan that requires the borrower to pay back the full amount with interest and fees on their next payday. These loans are typically small – usually ranging from $100 to $1,000 – and have high-interest rates. The interest rate on payday loans can range from about 200% to 700%. Payday loans are an expensive way to borrow money, so it’s important to understand the terms of these loans before taking them out.

Are Payday Loans Legal in Indiana?

Yes, payday loans are legal in the state of Indiana. There are, however, certain regulations that must be followed in order for a loan to be considered legal. This includes an interest rate cap of 21 percent per year for all loans, regardless of the amount. Additionally, lenders are limited to just two loans per customer at any given time.

How to Get a Payday Loan in Richmond, Indiana?

Getting a payday loan in Richmond, Indiana is pretty straightforward. You will need to provide the lender with your contact information, proof of income, banking information, and your Social Security number. It is important to be honest when filling out the application, as this will determine if you are approved for the loan. Once the application is approved, the money will be deposited into your bank account within one business day.

What Are the Pros and Cons of Payday Loans?

Payday loans in Richmond, Indiana can be a great option in a pinch. They can help cover emergency expenses and provide you with access to money quickly when you need it. However, they do come with some drawbacks. Payday loans typically have very high-interest rates and fees, which can make them expensive. Additionally, they may be hard to pay off if you don’t have enough money in your next paycheck. It’s important to think carefully before taking out a payday loan and make sure you can afford to pay it back in full with interest when your paycheck arrives.

Alternatives to Payday Loans

Before you take out a payday loan in Richmond, Indiana, it’s important to consider all of your options. There are several alternatives that may be able to help you get the money you need. For example, you could borrow money from family or friends, apply for a personal loan from a bank or credit union, or take out a credit card. Each of these options has its own advantages and drawbacks, so it’s important to do your research and find the best option for you.

TheGuaranteedLoans: Your Source for Payday Loans in Richmond, Indiana

If you need a payday loan in Richmond, Indiana, TheGuaranteedLoans is here to help. We can connect you with lenders who are willing to provide the money you need in as little as one business day. All you need to do is fill out an application and we will do the rest. We are not a lender, but we are here to provide assistance and make the payday loan process easy and hassle-free.

Apply Now

Ready to apply for a payday loan in Richmond, Indiana? TheGuaranteedLoans can connect you with lenders who are ready to provide the money you need. All you need to do is fill out our quick and easy online application and we will do the rest. We are not a lender, but we will help you find the best lender for your needs. Apply now and get the money you need in as little as one business day.

Frequently Asked Questions

  • What is a payday loan?
    A payday loan is a type of short-term loan that is designed to provide people with access to money before their next paycheck. These loans can help cover unexpected expenses, cash flow problems, or any other immediate need.
  • Are payday loans legal in Indiana?
    Yes, payday loans are legal in the state of Indiana. There are, however, certain regulations that must be followed in order for a loan to be considered legal.
  • What is the interest rate on payday loans?
    The interest rate on payday loans can range from about 200% to 700%. Payday loans are an expensive way to borrow money, so it’s important to understand the terms of these loans before taking them out.
  • What are some alternatives to payday loans?
    Before you take out a payday loan, it’s important to consider all of your options. There are several alternatives that may be able to help you get the money you need, such as borrowing money from family or friends, applying for a personal loan from a bank or credit union, or taking out a credit card.
  • How can TheGuaranteedLoans help?
    TheGuaranteedLoans can help connect you with lenders who are willing to provide the money you need in as little as one business day. All you need to do is fill out an application and we will do the rest. We are not a lender, but we are here to provide assistance and make the payday loan process easy and hassle-free.

More F.A.Q.

What are the options for repaying a payday loan in Richmond, Indiana?

The repayment options for payday loans in Richmond, Indiana typically depend on the lender. In most cases, the loan will be automatically withdrawn from the borrower's checking account on the due date. Some lenders may also offer the option to roll over the loan or pay in installments. It is important to carefully review the repayment terms before agreeing to a payday loan.

Can I renew or roll over a payday loan in Richmond, Indiana?

Yes, you can renew or roll over a payday loan in Richmond, Indiana, but only once. This means that you can extend the loan for an additional 14 days or until your next payday, whichever is longer. However, you will be charged additional fees and interest for each renewal or rollover.

How Many Cash Advance Companies are in Richmond, IN?

With the help of our service, you will be able to find 21 cash advance companies in Richmond, IN

What Cash Advance Companies in Richmond, IN are the most popular?

You should check Advance America, Cash Today, and Chase Bank. Also, you can start your application online on our website.