Payday Loans in Rome City, Indiana

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No payday loan companies in Rome City, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Northwest Bank 315 E Main St, Jasonville, IN 47438 +1 (812) 665 - 2248
Mary Ross Fairway Independent Mortgage Corporation Loan Officer 10150 Lantern Rd Suite 110, Fishers, IN 46037 +1 (765) 524 - 4902
Regions Bank 24 Public Square, Salem, IN 47167 +1 (812) 733 - 0090
Denny Frecker - Mortgage Loan Originator 215 N Washington St 2444, Crawfordsville, IN 47933 +1 (317) 902 - 7442
First Federal Savings Bank 648 N Jefferson St, Huntington, IN 46750 +1 (260) 356 - 3311
Cash King 28 Public Square, Shelbyville, IN 46176 +1 (317) 699 - 2561
Advance America 1701 W McGalliard Rd #1, Muncie, IN 47304 +1 (765) 284 - 0232
Woodforest National Bank 30830 Old U.S. 20, Elkhart, IN 46514 +1 (574) 675 - 9531
First Financial Bank 600 S Memorial Dr, New Castle, IN 47362 +1 (765) 529 - 7220
First National Bank of Monterey 556 US-35, Winamac, IN 46996 +1 (574) 946 - 6641

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rome City, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Anderson, IN, Payday Loans in Bloomington, IN, Guaranteed Loans in Carmel, IN, Payday Loans in Columbus, IN, Payday Loan Without a Credit Check in Elkhart, IN, Bad Credit Loans in Evansville, IN, Payday Loans in Fishers, IN and Bad Credit Loans in Fort Wayne, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rome City, IN.

Beautiful sights of Rome City, IN

Payday Loans Available in Rome City, IN By The Following ZIP Codes:

46784

Are Payday Loans Legal In Rome City, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Rome City, IN payday loan calculator

Payday Loans in Rome City, Indiana: What You Need to Know

Payday loans are a frequently discussed topic in the world of personal finance. They are a quick-cash solution for people who need to cover unexpected expenses or bridge budget gaps. These loans are especially prevalent in Indiana, where payday lending is legal. In this article, we’ll dive into the details of payday loans in Rome City, Indiana.

What Is a Payday Loan?

A payday loan is a type of short-term loan. It is typically paid back within two to four weeks. This type of loan is designed to help people cover small expenses between paychecks. These loans are usually for smaller amounts of money, ranging from $100 to $1,500. The application process is often quick and easy, and you can usually get the money you need within a day.

How Do Payday Loans Work in Rome City, Indiana?

Indiana state law permits payday lending. If you’re a resident of Rome City, Indiana, you can get a payday loan from a licensed lender. The maximum amount you can borrow is $550, and lenders cannot charge more than 15% of the loan amount as interest. For example, if you borrow $100, the maximum interest you’ll pay is $15.

To apply for a payday loan in Rome City, Indiana, you’ll need to provide the lender with some basic personal and financial information. This includes your name, address, employment information, and bank account details. Once you’ve applied and been approved, you’ll receive the money you need. You’ll then be required to repay the loan, plus interest and fees, by your next payday.

Benefits of Payday Loans in Rome City, Indiana

  • Quick and easy application process
  • Funds can be available within a day
  • No credit check required
  • Can help cover unexpected expenses or bills

Downsides of Payday Loans in Rome City, Indiana

  • High interest rates and fees
  • Short repayment period
  • There is a risk of getting stuck in a cycle of debt
  • Some lenders may engage in predatory lending practices

Interesting Facts about Payday Loans in Rome City, Indiana

  • There are over 300 payday lending locations in Indiana
  • The average payday loan in Indiana is for $305
  • 69% of borrowers use payday loans to cover recurring expenses
  • 12% of Indiana residents have taken out a payday loan in the past year
  • Indiana has some of the least restrictive payday lending laws in the country

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Rome City, Indiana, TheGuaranteedLoans can help. We’re a connection service that can help match you with potential lenders. Our application process is quick and easy, and you could receive the funds you need within a day. Keep in mind that we are not a direct lender, and our service is not available in all states.

To apply for a payday loan through TheGuaranteedLoans, simply visit our website and fill out the online application form. We’ll ask for some basic personal and financial information, and then work to connect you with potential lenders. Remember, a payday loan should only be used as a short-term solution to a financial problem. Borrow responsibly and only what you need.

Conclusion

Payday loans can be a useful tool for those who need to cover unexpected expenses or bridge budget gaps. While they can come with high interest rates and fees, they can also be a quick and easy solution when you’re in a financial bind. If you’re a resident of Rome City, Indiana, you have access to payday lending. Consider using TheGuaranteedLoans to help connect you with potential lenders.

Remember, always borrow responsibly and only what you need, and do your research before applying for any loan. By doing so, you can make informed decisions about your personal finances.

F.A.Q.

Can a payday lender in Rome City, Indiana garnish my wages if I am unable to repay the loan?

Yes, if you are unable to repay your payday loan in Rome City, Indiana and the lender obtains a judgment against you, they may be able to garnish your wages to recover the funds. It is important to communicate with the lender and try to work out a repayment plan to avoid this outcome.

Is it possible to consolidate multiple payday loans in Rome City, Indiana into one loan?

Yes, it may be possible to consolidate multiple payday loans in Rome City, Indiana into one loan with a lower interest rate and more manageable repayment schedule. This can be done through a debt consolidation program or by refinancing the loans with a personal loan from a bank or credit union.