Payday Loans in Rome, Indiana

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No payday loan companies in Rome, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Old National Bank 401 Washington St, Covington, IN 47932 +1 (765) 793 - 5540
Perfect Circle Credit Union 77 S 37th St, Richmond, IN 47374 +1 (765) 965 - 7400
Lake City Bank 1600 IN-331, Bremen, IN 46506 +1 (574) 546 - 5900
Walmart Money Center 2460 E Wabash St, Frankfort, IN 46041 +1 (765) 654 - 5528
Horizon Bank 1212 S Randolph St, Garrett, IN 46738 +1 (260) 357 - 5118
Quick Bad Credit Loans 600 Marsha Ct, Kokomo, IN 46902 +1 (765) 436 - 0934
Flagstar Bank 601 Jackson St, La Porte, IN 46350 +1 (219) 362 - 0404
World Finance 1735 S State Rd 57 Ste 102, Washington, IN 47501 +1 (812) 254 - 1816
Fifth Third Bank & ATM 392 S Indiana Ave, Sellersburg, IN 47172 +1 (812) 246 - 0982
First Merchants Bank 2259 N Morton St, Franklin, IN 46131 +1 (317) 346 - 7474

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rome, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IN, Payday Loan Without a Credit Check in Portage, IN, Payday Loans in Richmond, IN, Payday Loans in South Bend, IN, Guaranteed Loans in Terre Haute, IN, Bad Credit Loans in Valparaiso, IN, Quick Loan in West Lafayette, IN and Payday Loans in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rome, IN.

Are Payday Loans Legal In Rome, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Rome, IN payday loan calculator

Payday Loans in Rome, Indiana: Everything You Need to Know

Payday loans offer people access to time-sensitive cash advances when they’re in a financial bind. These types of loans are becoming increasingly popular in Indiana due to their ease of access and approval, which can be very convenient for people that need money fast. If you’re a resident of Rome, Indiana, and you’re considering taking out a payday loan, here are a few things you should know about the process, regulations, risks and benefits of payday loans.

What are Payday Loans?

A payday loan is a short-term unsecured loan for a small amount of money. Payday loans can range from $100-$1000 depending on the lender and state regulations. These loans generally have high-interest rates and are due on the borrower’s next payday, which is why they’re referred to as “payday loans.”

When you take out a payday loan, you agree to repay the loan within a certain period, typically within two weeks, with the interest and fees as outlined by the lender. In Indiana, it’s legal to take out a payday loan for up to $550. The interest rates are regulated to ensure that you don’t get overcharged on your payday loan.

How to Apply for a Payday Loan in Rome, Indiana

Applying for a payday loan in Rome, Indiana is relatively simple. You can apply for a payday loan online, by phone, or in-person. Most lenders will require you to fill out an application form that requires personal information, such as your name, address, social security number, and employment details. Some lenders may also require you to submit a post-dated check or authorize an electronic fund transfer.

What are the Benefits of Payday Loans?

Payday loans can be very convenient for people that are in need of cash quickly. These loans often have few requirements and don’t require a credit check, which is typically a requirement for other types of loans. As long as you have a job or some regular income, you can qualify for a payday loan. The approval process for payday loans is much faster than for other types of loans, and you can often get the money you need within 24-48 hours or less.

What are the Risks and Regulations Associated with Payday Loans?

  • Payday loans can be very expensive, and you should be aware of the interest rates and fees before taking out a loan.
  • Indiana law requires that a borrower can’t take out more than two payday loans at the same time. There is no cooling-off period, which means you can take out another loan right after repaying the first one.
  • Lenders approved in Indiana are required to be licensed and follow the state regulations to ensure their business and operations are transparent and comply with the law.
  • When you take out a payday loan, you need to be sure that you can repay the loan as agreed. If you default on your payday loan, you will incur additional fees and interest charges, which can make the loan even more expensive.
  • It’s important to be aware of the risks of taking out a payday loan and only use this type of lending option as a last resort or emergency financial aid.

Interesting Facts and Statistics about Payday Loans in Rome, Indiana

  • The number of payday loans taken out in Indiana was 1.2 million in 2019, with an average loan amount of $383.
  • The interest rate for payday loans in Indiana is capped at 36%.
  • More than 25% of people in Indiana that use payday loans have taken out six or more loans in the past year.

Apply Now with TheGuaranteedLoans

At TheGuaranteedLoans, we offer a fast and easy way for you to apply for a payday loan in Rome, Indiana. We are a connector service that can help you find your next lender quickly and efficiently. Our application process takes minutes to complete, and we connect you with qualified lenders that can provide you with the money that you need. Please remember that we don’t provide loans, and our goal is to connect you with potential lenders that can provide you with the funding that you’re seeking.

If you’re in need of a payday loan in Rome, Indiana, and you’re ready to get started, apply today and let us help you get the cash you need when you need it most!

F.A.Q.

What should I do if I feel that a payday lender in Rome, Indiana is acting illegally or unfairly?

If you feel that a payday lender in Rome, Indiana is acting illegally or unfairly, you can file a complaint with the Indiana Department of Financial Institutions. This agency is responsible for regulating payday lenders in the state and will investigate any complaints received.

Are there any organizations in Rome, Indiana that can provide assistance with payday loan debt?

Yes, there are several organizations in Rome, Indiana that can provide assistance with payday loan debt, including credit counseling agencies and legal aid organizations. These organizations can help you develop a repayment plan, negotiate with lenders, and explore other debt relief options.