Payday Loans in Saint Bernice, Indiana

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No payday loan companies in Saint Bernice, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Allied Cash Advance 7876 E Ridge Rd, Hobart, IN 46342 +1 (219) 963 - 3101
Michael Ricci - Raymond James 101 W Sycamore St, Kokomo, IN 46901 +1 (765) 455 - 1546
Advance America 3540 State Road 38 E, Ste 706, Lafayette, IN 47905 +1 (765) 446 - 9405
Mariner Finance 3050 Western Ave, Connersville, IN 47331 +1 (765) 825 - 8787
Check n' Go 1505 Indianapolis Boulevard, Suite A16, Schererville, IN 46375 +1 (219) 322 - 4000
Allstar Cash Advance 2133 N Newton St, Jasper, IN 47546 +1 (812) 634 - 7500
Hoosier Hills Credit Union 923 Payne St, Tell City, IN 47586 +1 (812) 547 - 7805
Harvester Financial Credit Union 2507 Progress Pkwy, Shelbyville, IN 46176 +1 (317) 392 - 0811
First Farmers Bank & Trust 32 S Court St, Sullivan, IN 47882 +1 (812) 268 - 4377
Check n Go 3620 IN-38 E, Lafayette, IN 47905 +1 (765) 449 - 8383

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Bernice, IN, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Kokomo, IN, Payday Loan Without a Credit Check in Lafayette, IN, Payday Loans in Merrillville, IN, Guaranteed Loans in Michigan City, IN, Payday Loans in Mishawaka, IN, Payday Loan Companies in Muncie, IN, Payday Loans in New Albany, IN and Same Day Loans in Noblesville, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Bernice, IN.

Are Payday Loans Legal In Saint Bernice, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Saint Bernice, IN payday loan calculator

Payday Loans in Saint Bernice, Indiana: A Comprehensive Guide

Payday loans, also known as cash advances or paycheck advances, are a popular form of short-term lending that can come in handy if you need quick cash to cover unexpected expenses. In Saint Bernice, Indiana, these loans are legal and regulated by state law. In this article, we’ll explore all you need to know about payday loans in Saint Bernice.

How do Payday Loans Work?

Payday loans are designed to help people cover temporary financial shortfalls between paychecks. Typically, they have a term of two weeks to one month and carry a very high interest rate. To apply for a payday loan, you’ll need to provide proof of income and have an active checking account. Once you’re approved, you’ll receive the loan amount, minus the lender’s fee, directly into your bank account. On the due date, the lender will withdraw the amount of the loan plus interest directly from your account.

Legal Regulations in Saint Bernice, Indiana

In Indiana, payday loans are legal, and lenders must be licensed and regulated by the Indiana Department of Financial Institutions. According to Indiana law, payday loans are limited to $550 per loan, and a borrower cannot have more than two loans at any given time. The law also requires a 15% or less interest rate plus a finance fee of up to $50. Additionally, lenders must provide a written agreement that explicitly outlines all terms and conditions of the loan, including the repayment schedule. It is important to note that rolling over a payday loan in Indiana is illegal, and lenders cannot take any criminal action against borrowers who default on the loan.

The Pros and Cons of Payday Loans in Saint Bernice, Indiana

The Pros

  • Quick and easy approval process
  • No credit check required
  • You can use the money for any purpose

The Cons

  • High interest rates and fees
  • Short repayment term can lead to additional financial stress
  • Payday loans are not a long-term financial solution

Interesting Facts and Statistics about Payday Loans in Saint Bernice, Indiana

  • The average payday loan in Indiana is $260
  • Approximately 1-in-10 Indiana households have taken out a payday loan
  • The most common reason for taking out a payday loan in Indiana is to cover basic living expenses
  • Payday loan borrowers in Indiana are more likely to file for bankruptcy than non-borrowers

Apply Now for a Payday Loan in Saint Bernice, Indiana

If you find yourself in need of a payday loan in Saint Bernice, Indiana, TheGuaranteedLoans is here to help. We are a connector service that will match you with potential lenders who can provide the funds you need to cover your expenses. To get started, simply fill out our easy-to-use online application, and we’ll take care of the rest. Remember, TheGuaranteedLoans is not a direct lender, but we will facilitate your connection with potential lenders who can provide the funds you need.

Don’t let a cash crisis get you down – apply now for a payday loan from TheGuaranteedLoans and get the funds you need to take care of your expenses

F.A.Q.

What information do I need to provide in order to apply for a payday loan in Saint Bernice, Indiana?

To apply for a payday loan in Saint Bernice, Indiana, you will need to provide proof of income, a valid government-issued ID, and your bank account information.

How do I repay my payday loan in Saint Bernice, Indiana?

Payday loans in Saint Bernice, Indiana are typically repaid through automatic withdrawal from the borrower's bank account on the due date.