Payday Loans in Stinesville, Indiana

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Stinesville, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Old National Bank 3603 N Newton St, Jasper, IN 47546 +1 (812) 481 - 0470
Water Into Wine Corporation 259 Indiana Ave A, Valparaiso, IN 46383 +1 (219) 531 - 3179
Spencer County Bank 10 N Washington St 9088, Dale, IN 47523 +1 (812) 937 - 4870
First Farmers Bank & Trust 103 W National Ave, Brazil, IN 47834 +1 (812) 446 - 2581
Lake City Bank 1220 E 7th St, Auburn, IN 46706 +1 (260) 920 - 1868
First Financial Bank 817 E Columbia St, Flora, IN 46929 +1 (574) 967 - 2000
Notre Dame FCU 210 S Michigan St, South Bend, IN 46601 +1 (574) 400 - 4820
Independent Federal Credit Union 3737 S Scatterfield Rd, Anderson, IN 46013 +1 (765) 649 - 9271
Riddell National Bank 2129 State Rd 46, Terre Haute, IN 47803 +1 (812) 877 - 2611
CLA CliftonLarsonAllen 9365 Counselors Row 200, Indianapolis, IN 46240 +1 (317) 574 - 9100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stinesville, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IN, Payday Loans in Portage, IN, Online Loans in Richmond, IN, Payday Loans in South Bend, IN, Payday Loans in Terre Haute, IN, Payday Loans in Valparaiso, IN, Payday Loans in West Lafayette, IN and Same Day Loans in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stinesville, IN.

Payday Loans Available in Stinesville, IN By The Following ZIP Codes:

47464

Are Payday Loans Legal In Stinesville, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Stinesville, IN payday loan calculator

Understanding Payday Loans in Stinesville, Indiana

Are you in urgent need of cash, but can’t wait for your next paycheck? Payday loans might be a solution to your immediate financial needs. In Stinesville, Indiana, payday lending is a legal form of short-term borrowing that has helped many people access quick cash for unexpected expenses.

In this article, we’ll take a closer look at what payday loans are, how they work, and what the laws are that regulate them in Stinesville, Indiana. If you’re considering taking out a payday loan, this article will give you the information you need to make an informed decision.

What are Payday Loans?

Payday loans are short-term loans that are designed to be repaid in full on your next payday. They are typically used to cover unexpected or emergency expenses such as medical bills, car repairs, or home improvements.

Lenders that offer payday loans in Stinesville, Indiana, require borrowers to have a source of income and a checking account. They also require borrowers to provide proof of identification and residency as well as other documentation.

How Do Payday Loans Work?

If you are approved for a payday loan in Stinesville, Indiana, the lender will provide you with the loan amount you have requested. In exchange, you will need to sign a loan agreement that outlines the terms of the loan, including the interest rate, fees, and the loan repayment date.

On the repayment date, your lender will automatically debit your checking account for the loan amount plus the interest and fees. If you are unable to repay the loan, the lender may extend the loan or roll it over for an additional fee.

What are the Laws that Regulate Payday Loans in Stinesville, Indiana?

In Stinesville, Indiana, payday lending is regulated by the Indiana Department of Financial Institutions (DFI). The DFI requires payday lenders to be licensed and comply with certain regulations to protect consumers from unfair lending practices.

Under the Indiana payday lending laws, payday loans are limited to $550 or less, and the loan term cannot exceed 31 days. Additionally, the interest rates and fees on payday loans cannot exceed 15 percent of the loan amount.

The Benefits and Risks of Payday Loans

While payday loans can provide a quick and convenient way to access cash, they also come with risks. One of the main risks associated with payday loans is the high fees and interest rates that can make it difficult for borrowers to repay the loan.

However, payday loans can also be beneficial for some borrowers who need short-term loans to cover unexpected expenses. They are also useful in situations where the borrower has limited access to traditional forms of credit, such as credit cards or personal loans.

Apply Now

If you are considering a payday loan in Stinesville, Indiana, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and our goal is to help you find a loan that meets your needs.

To apply for a payday loan, simply fill out our online application form. We’ll ask you for some basic information such as your name, address, employment status, and income. Once you submit your application, we’ll match you with potential lenders who may be able to offer you a loan.

Interesting Statistics on Payday Loans in Stinesville, Indiana

  • The average loan amount for payday loans in Stinesville, Indiana is $350.
  • Approximately 12 percent of Stinesville, Indiana residents have taken out a payday loan in the past year.
  • Indiana residents who take out payday loans pay an average of 391 percent in interest rates and fees.

In Conclusion

Payday loans can be a useful tool for people who need quick cash to cover unexpected expenses. However, they also come with risks and should only be used as a last resort. Before taking out a payday loan, it’s important to understand how they work and what the laws are that regulate them in Stinesville, Indiana.

If you’re considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders who may be able to offer you a loan that meets your needs. Apply now and get the cash you need to cover your expenses.

F.A.Q.

What should I do if I am having trouble repaying my payday loan in Stinesville, Indiana?

If you are having trouble repaying your payday loan in Stinesville, Indiana, it is important to communicate with the lender and try to work out a repayment plan. You may also want to seek advice from a financial counselor or legal professional.

Are there any alternatives to payday loans in Stinesville, Indiana?

Yes, there are several alternatives to payday loans in Stinesville, Indiana, including credit unions, community banks, and online lending platforms. These options may offer lower interest rates and more flexible repayment terms.