Payday Loans in Templeton, Indiana

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No payday loan companies in Templeton, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Campbell & Fetter Bank 1448 N Wayne St, Angola, IN 46703 +1 (260) 665 - 8782
Beacon Credit Union Admin Office 586 S Wabash St, Wabash, IN 46992 +1 (260) 563 - 7443
Cashland 2635 Charlestown Rd, New Albany, IN 47150 +1 (812) 981 - 0854
Cashland 702 S Ironwood Dr, Mishawaka, IN 46544 +1 (574) 254 - 0267
Heights Finance Corporation 1305 W Marion Ave, Marion, IN 46953 +1 (765) 664 - 6721
Check n Go 2516 E Wabash Ave, Terre Haute, IN 47803 +1 (812) 235 - 0067
A-1 Cash Advance 1910 E 53rd St, Anderson, IN 46013 +1 (765) 643 - 4400
Woodforest National Bank 2700 W Broadway St, Princeton, IN 47670 +1 (812) 386 - 5600
PNC Bank 5 S Miami St, Peru, IN 46970 +1 (765) 473 - 5516
Check Into Cash 2920 Grant Line Rd, New Albany, IN 47150 +1 (812) 941 - 1920

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Templeton, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plainfield, IN, Payday Loans in Portage, IN, Payday Loans in Richmond, IN, Payday Loans in South Bend, IN, Payday Loans in Terre Haute, IN, No Credit Check Loans in Valparaiso, IN, Payday Loans in West Lafayette, IN and Payday Loans in Westfield, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Templeton, IN.

Are Payday Loans Legal In Templeton, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Templeton, IN payday loan calculator

Understanding Payday Loans in Templeton, Indiana

Are you in a tight financial situation and need extra cash until payday? A payday loan may be an option in Templeton, Indiana. Payday loans can be an effective way to get money quickly, but it is important to understand how they work before considering one.

What are Payday Loans?

A payday loan is a short-term, high-interest loan that is typically due on your next payday. These loans are intended to provide quick cash to borrowers in urgent financial need. The loans are typically smaller than traditional bank loans and can range from $50 to $1,000, depending on the lender, your income, and other factors. Payday loans in Indiana are legal and regulated by state law.

How to Apply for a Payday Loan in Templeton, Indiana?

Applying for a payday loan in Templeton, Indiana, is a straightforward process. Most lenders allow you to apply online or in-person at a local store. To get started, you will need to provide some basic information, including your name, address, and employment information. You will also need to provide proof of income, such as a recent pay stub or bank statement.

What are the Requirements for Approval?

The requirements for approval of a payday loan in Templeton, Indiana, may vary depending on the lender. However, most lenders require borrowers to meet a set of basic criteria. These include:

  • Being at least 18 years old and a resident of Indiana
  • Having a steady source of income
  • Having a valid checking account
  • Providing a government-issued ID

It is important to note that payday loans are considered high-risk loans and may not be suitable for everyone. If you are unable to repay the loan on time, you may be subject to additional fees and charges. It is important to assess your ability to repay the loan before agreeing to the terms.

What are the Interest Rates for Payday Loans?

The interest rates for payday loans in Templeton, Indiana, are regulated by state law. Under Indiana law, lenders can charge up to 15% on loans up to $250, 13% on loans between $251 and $400, and 10% on loans between $401 and $500. The interest rates are capped at 36% for loans above $500. It is important to shop around and compare rates from different lenders to ensure you are getting the best deal.

Interesting Facts and Statistics about Payday Loans in Templeton, Indiana

  • In Indiana, borrowers are limited to one payday loan at a time and cannot exceed $550 in outstanding loans at any one time.
  • In 2020, the Indiana Department of Financial Institutions received 424 complaints regarding payday loans.
  • The average payday loan amount in Indiana is $388.
  • 47% of payday loan borrowers in Indiana have incomes between $20,000 and $40,000.

Apply Now and Get Connected with Potential Lenders

If you are considering a payday loan in Templeton, Indiana, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work with a network of lenders who are willing to provide short-term loans to borrowers in need. Fill out our online application, and we will help you find lenders who may be willing to offer you a loan.

Remember to assess your ability to repay the loan before considering a payday loan. Late repayments can lead to additional fees and charges and may negatively affect your credit score.

F.A.Q.

Are there any alternatives to payday loans in Templeton, Indiana?

Yes, there are several alternatives to payday loans in Templeton, Indiana, including credit unions, community banks, and online lending platforms. These options may offer lower interest rates and more flexible repayment terms.

Can I be sued for not repaying a payday loan in Templeton, Indiana?

Yes, if you are unable to repay your payday loan in Templeton, Indiana, the lender may pursue legal action to recover the funds. It is important to communicate with the lender and try to work out a repayment plan to avoid this outcome.