Payday Loans in West Middleton, Indiana

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No payday loan companies in West Middleton, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Riddell National Bank 2129 State Rd 46, Terre Haute, IN 47803 +1 (812) 877 - 2611
Thrivent Financial 19 W Washington St, Morgantown, IN 46160 +1 (765) 346 - 1433
1234 Financial Services 1234 N Spencer St, Rushville, IN 46173 +1 (765) 932 - 2699
Beacon Ag Group 210 US-52, Rushville, IN 46173 +1 (765) 932 - 2750
World Finance 2535 Maple Point Dr, Lafayette, IN 47905 +1 (765) 446 - 1357
Hometown Federal Credit Union 151 N Broadway, Peru, IN 46970 +1 (765) 472 - 7600
First Savings Bank Charlestown 1100 Market St, Charlestown, IN 47111 +1 (812) 256 - 0200
Horizon Bank - Howe 303 Defiance St. 303 Defiance St, Howe, IN 46746 +1 (260) 562 - 3300
Old National Bank 1117 E Tipton St, Seymour, IN 47274 +1 (812) 523 - 5260
Indy Check & Loan 3719 E 38th St, Indianapolis, IN 46218 +1 (317) 377 - 1627

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Middleton, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Anderson, IN, Payday Loans in Bloomington, IN, Same Day Loans in Carmel, IN, Payday Loan for Columbus, IN, Payday Loans in Elkhart, IN, Payday Loans in Evansville, IN, Payday Loans in Fishers, IN and Payday Loans in Fort Wayne, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Middleton, IN.

Are Payday Loans Legal In West Middleton, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

West Middleton, IN payday loan calculator

Payday Loans in West Middleton, Indiana

Are you struggling to make ends meet and need cash fast? If you live in West Middleton, Indiana, you may be considering a payday loan. Payday loans are a type of short-term loan that can help you cover unexpected expenses or bridge a gap between paychecks. In this article, we will explore everything you need to know about payday loans in West Middleton.

How do payday loans work?

Payday loans are typically small-dollar loans, usually between $100 and $1,500, with a short repayment term of two weeks to a month. To get a payday loan, you need to provide a lender with a post-dated check or access to your bank account. If you don’t repay the loan on time, the lender can cash the check or withdraw the funds from your account.

Interest rates on payday loans in Indiana are capped at 15% for the first $250 borrowed, 13% for amounts between $250 and $400, and 10% for amounts between $400 and $500. For loans larger than $500, the interest rate is capped at 15%. Lenders can also charge a $50 fee for insufficient funds, but they cannot charge any other fees or interest.

What are the requirements for a payday loan?

To be eligible for a payday loan in West Middleton, you must:

  • Be at least 18 years old
  • Have a government-issued ID
  • Have a steady source of income
  • Have an active checking account

You do not need to have good credit to qualify for a payday loan, but the lender may perform a credit check to verify your identity and income.

Are payday loans legal in Indiana?

Yes, payday loans are legal in Indiana, but there are some restrictions on interest rates and fees. The Indiana Department of Financial Institutions regulates payday lenders in the state to ensure they comply with these rules.

What are the alternatives to payday loans?

If you need cash fast, but don’t want to take out a payday loan, there are some alternatives you can consider. These include:

  • Personal loans from a bank or credit union
  • Credit card cash advances
  • Borrowing from family or friends
  • Selling items you no longer need

Interesting Facts about Payday Loans in West Middleton, Indiana

  • In 2019, Hoosiers took out 1.1 million payday loans, with an average loan amount of $373 and a total of $402 million borrowed.
  • Indiana is one of 32 states that allow payday lending.
  • The payday lending industry in Indiana has been growing steadily since it was first introduced in the state in the early 1990s.

Apply Now

If you need cash fast and are considering a payday loan, TheGuaranteedLoans is here to help. We are a connector service that can connect you with potential lenders in West Middleton and beyond. Our online application process is quick and easy, and we work with a network of trusted lenders to get you the best possible loan terms. Apply now and get the cash you need today!

Please note that TheGuaranteedLoans is not a direct lender and does not make lending decisions. We are a connector service that will connect you with lenders who may be able to provide you with a payday loan. Before signing any loan agreement, be sure to read and understand the terms and conditions, including the interest rate, fees, and repayment period.

F.A.Q.

Are there any protections for borrowers in West Middleton, Indiana when it comes to payday loans?

Yes, Indiana state law has several protections in place for payday loan borrowers, including limits on fees and interest rates, and a prohibition on renewing or rolling over loans. Borrowers also have the right to dispute any errors on their loan agreements and seek legal recourse if they feel they have been treated unfairly by a lender.

Can I be charged with criminal charges for not repaying a payday loan in West Middleton, Indiana?

No, Indiana state law prohibits lenders from pursuing criminal charges against borrowers who are unable to repay their payday loans.