Payday Loans in Williams, Indiana

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No payday loan companies in Williams, IN. Consider companies in other cities:

Company nameAddressZip codePhone number
Centier Bank 73 Pine Lake Ave, La Porte, IN 46350 +1 (219) 324 - 6368
Interra Credit Union 1221 W Plymouth St, Bremen, IN 46506 +1 (574) 534 - 2506
First Federal Savings Bank 648 N Jefferson St, Huntington, IN 46750 +1 (260) 356 - 3311
CMC Automotive 5094 IN-16 2, Roann, IN 46974 +1 (260) 568 - 4350
Old National Bank 1227 James Ave, Bedford, IN 47421 +1 (812) 278 - 3580
Greenfield Banking CompanyATM 1920 N State St, Greenfield, IN 46140 +1 (317) 462 - 1431
Ronnie Miller - Raymond James 660 W Main St, Peru, IN 46970 +1 (765) 472 - 4626
Thrivent Financial 300 North Elkhart Street, Wakarusa, IN 46573 +1 (574) 862 - 2815
Stifel 8900 Keystone Crossing 300, Indianapolis, IN 46240 +1 (317) 706 - 1420
Advance America 352 S Hoke Ave Ste. C, Frankfort, IN 46041 +1 (765) 654 - 4728

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Williams, IN, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Anderson, IN, Quick Loan in Bloomington, IN, Payday Loans in Carmel, IN, Payday Loan Companies in Columbus, IN, Payday Loans in Elkhart, IN, Emergency Loan in Evansville, IN, Guaranteed Loans in Fishers, IN and Same Day Loans in Fort Wayne, IN. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Williams, IN.

Beautiful sights of Williams, IN

Payday Loans Available in Williams, IN By The Following ZIP Codes:

47470

Are Payday Loans Legal In Williams, Indiana?

Loan Rates and Fees, Laws and Regulations in Indiana.

Indiana Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)382
Maximum Loan Amount$550
Minimum Loan Term14 days
Maximum Loan TermNot Specified
Number of Rollovers Allowed0
Finance Charges<$250 = 15% $250 - $400 = 13% $400 - $500 = 10%

Williams, IN payday loan calculator

Payday Loans in Williams, Indiana: A Comprehensive Guide

Payday loans are a type of short-term loan that is typically due on the borrower’s next payday. These loans are often taken out by people who need quick cash to cover unexpected expenses or emergencies. In Williams, Indiana, payday loans are legal, but they come with certain regulations and restrictions. In this guide, we’ll take a closer look at payday loans in Williams, Indiana and what you need to know before applying for one.

How Payday Loans Work in Indiana

In Indiana, payday loans are regulated by the Indiana Department of Financial Institutions. The maximum amount you can borrow is $550 or 20% of your gross monthly income, whichever is less. The maximum loan term is 14 days, and the finance charge for a 14-day $100 loan cannot exceed $15. In addition, lenders are required to provide a written agreement outlining the terms and conditions of the loan, including the total amount due, the annual percentage rate (APR), and any fees or charges associated with the loan.

To apply for a payday loan in Williams, Indiana, you must be at least 18 years old and have a valid government-issued ID, a checking account, and proof of income.

The Pros and Cons of Payday Loans

While payday loans can provide fast cash for those in need, they also come with some drawbacks that borrowers should be aware of:

  • Pros: Quick access to cash; easy to qualify for; no credit check required.
  • Cons: High interest rates; short repayment terms; can trap borrowers in a cycle of debt.

It’s important to carefully consider whether a payday loan is the best option for you. If you’re struggling financially, it may be better to explore other alternatives, such as credit counseling, a personal loan, or help from family and friends.

Interesting Facts and Statistics About Payday Loans in Williams, Indiana

  • The average payday loan in Indiana is $350, with an average APR of 382%.
  • In 2019, Indiana borrowers took out a total of 1.6 million payday loans.
  • The number of payday lending storefronts in Indiana has decreased by 34% since 2015.

Apply Now for a Payday Loan in Williams, Indiana

If you’ve decided that a payday loan is the right choice for you, TheGuaranteedLoans can help connect you with potential lenders in Williams, Indiana. We are a connector service, not a direct lender, and we work with a network of reputable lenders to help you find the best loan option for your needs. To get started, simply fill out our online application form and we’ll match you with lenders who may be able to provide the cash you need.

F.A.Q.

What are the fees associated with a payday loan in Williams, Indiana?

The fees for a payday loan in Williams, Indiana are capped at 15% of the loan amount, plus a $1 database fee.

Can I renew or rollover a payday loan in Williams, Indiana?

No, payday loans in Williams, Indiana cannot be renewed or rolled over. The loan must be repaid in full by the agreed upon due date.