Payday Loans in Agenda, Kansas

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No payday loan companies in Agenda, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash-2-Go 2400 S N Main St, Fort Scott, KS 66701 +1 (620) 223 - 2291
Advance Checking 711 W 6th St, Junction City, KS 66441 +1 (785) 762 - 7812
Valley Auto Sales 102 S 20th St 1765, Fredonia, KS 66736 +1 (620) 378 - 4470
City Market Money Services 2600 N Broadway, Pittsburg, KS 66762 +1 (970) 628 - 7555
Meritrust Credit Union - Manhattan 104 McCall Rd, Manhattan, KS 66502 +1 (785) 320 - 7222
AAMCO Transmissions & Total Car Care 2221 Tulane Ave, Salina, KS 67401 +1 (785) 538 - 4743
Valley State Bank 502 N Merchant St, Belle Plaine, KS 67013 +1 (620) 488 - 2211
Mid America Bank 802 Ames St, Baldwin City, KS 66006 +1 (785) 594 - 2100
First Bank 201 East Ave S, Lyons, KS 67554 +1 (620) 257 - 2321
Bank of the West 100 W 12th St, Newton, KS 67114 +1 (316) 283 - 7310

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Agenda, KS, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Topeka, KS, Payday Loan for Wichita, KS, 24-Hour Loan in Hutchinson, KS, Bad Credit Loans in Kansas City, KS, No Credit Check Loans in Lawrence, KS, Payday Loans in Leavenworth, KS, Same Day Loans in Leawood, KS and Payday Loans in Lenexa, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Agenda, KS.

Beautiful sights of Agenda, KS

Payday Loans Available in Agenda, KS By The Following ZIP Codes:

66930

Are Payday Loans Legal In Agenda, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Agenda, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Agenda, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Agenda, KS payday loan calculator

Payday Loans in Agenda, Kansas: Everything You Need to Know

When it comes to finding fast cash, payday loans can be a solution for those who need money quickly. Kansas laws allow for payday lending, but it is important to understand the rules and regulations in order to make an informed decision. In this article, we’ll explore everything you need to know about payday loans in Agenda, Kansas.

Understanding Payday Loans

Payday loans are short-term loans designed for individuals who need quick cash before their next paycheck. These loans typically come with high interest rates and fees and are generally meant to be paid back within a few weeks or less.

It’s important to understand the terms and conditions of a payday loan before taking one out. Make sure you know the repayment schedule, interest rates, and other fees.

Payday Loan Rules and Regulations in Kansas

In Kansas, payday lending is legal and regulated by the Kansas Office of the State Bank Commissioner. Lenders are required to follow certain rules and regulations in order to operate in the state.

According to the Kansas Statutes Annotated § 16a-2-404, payday loans cannot exceed $500, and the loan term cannot be longer than 31 days. Lenders are not allowed to charge more than 15% interest on the loan amount.

Borrowers can only take out one payday loan at a time, and lenders are required to provide a written agreement that includes the loan amount, interest rates, fees, and other relevant information.

Benefits and Risks of Payday Loans

There are both benefits and risks to taking out a payday loan.

One benefit is the speed at which you can get cash. Unlike a traditional bank loan, you can often get approved for a payday loan quickly and have the funds in your account within one to two business days.

However, there are also risks to payday loans. The high interest rates and fees can make it difficult for borrowers to repay the loan on time, leading to a cycle of debt. Additionally, some lenders may engage in predatory practices, so it’s important to research the reputation of the lender before taking out a loan.

Interesting Facts and Statistics about Payday Loans in Agenda, Kansas

  • According to data from the Kansas Office of the State Bank Commissioner, there were 293,000 payday loans issued in the state in 2019.
  • The average loan amount in the state was $354, and the average APR was 391%.
  • Agenda, Kansas has a population of approximately 70 people and is located in Republic County.

Apply Now

If you’re in need of a payday loan in Agenda, Kansas, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application and we’ll facilitate the process of finding a lender that meets your needs. Remember, we are a connector service, not a direct lender.

Our process is simple and straightforward. Our application takes just a few minutes to fill out, and we’ll work with you to connect you with a potential lender as quickly as possible.

When it comes to finding fast cash, a payday loan can be a helpful solution. However, it’s important to understand the rules and regulations in your state and to make sure you can repay the loan on time. By working with a trusted lender and doing your research, you can make an informed decision about whether a payday loan is right for you.

F.A.Q.

Are there any protections for military members in Agenda, Kansas when it comes to payday loans?

Yes, there are special protections for military members in Agenda, Kansas when it comes to payday loans. For example, lenders are prohibited from charging more than 36% annual interest on loans to active duty military members and their dependents.

Are there any resources available to help me avoid taking out a payday loan in Agenda, Kansas?

Yes, there are resources available to help you avoid taking out a payday loan in Agenda, Kansas. For example, you can contact a credit counseling agency for advice on managing your finances and finding alternative sources of funding. You can also explore options for emergency assistance from nonprofit organizations or government programs.