Payday Loans in Albert, Kansas

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No payday loan companies in Albert, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash 2 Go 2400 S Main St, Fort Scott, KS 66701 +1 (620) 223 - 2195
Helping Hand Quick Cash 1612 E 11th Ave, Hutchinson, KS 67501 +1 (620) 662 - 8999
KS StateBank 1010 Westloop Pl, Manhattan, KS 66502 +1 (785) 587 - 4000
White Eagle Credit Union 300 W Broadway St, Newton, KS 67114 +1 (316) 283 - 8517
Armed Forces Bank 429 W 18th St, Junction City, KS 66441 +1 (816) 412 - 3507
RCB Bank 3300 W 6th St, Lawrence, KS 66049 +1 (855) 226 - 5722
INTRUST Bank 347 N Old, US-81, Hesston, KS 67062 +1 (620) 327 - 2600
Stifel 330 Poyntz Ave 110, Manhattan, KS 66502 +1 (785) 776 - 1066
MoneyGram 820 US-59, Atchison, KS 66002 +1 (913) 367 - 4011
Citizens State Bank 800 Broadway St, Marysville, KS 66508 +1 (785) 562 - 2186

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Albert, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Emergency Loan in Overland Park, KS, Payday Loan for Salina, KS, Payday Loan for Shawnee, KS, Payday Loans in Topeka, KS, Quick Loan in Wichita, KS and Payday Loans in Hutchinson, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Albert, KS.

Payday Loans Available in Albert, KS By The Following ZIP Codes:

67511

Are Payday Loans Legal In Albert, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Albert, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Albert, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Albert, KS payday loan calculator

Payday Loans in Albert, Kansas: How They Work and What You Need to Know

If you’re a resident of Albert, Kansas, and you’re looking for an easy way to access quick cash, payday loans might be the answer. These short-term loans are available to anyone who has a regular source of income, regardless of their credit history.

What are Payday Loans?

Payday loans are small-dollar loans that are typically due on your next payday. When you take out a payday loan, you’re borrowing against your future earnings. These loans are designed to help you cover unexpected expenses when you’re strapped for cash. They’re not meant to be a long-term solution to financial problems, but they can be a useful tool when used responsibly.

How Do Payday Loans Work in Kansas?

Payday loans are legal in Kansas, but there are some restrictions in place to protect borrowers. In Kansas, payday lenders are only allowed to lend up to $500, and the loan term cannot exceed 30 days. The maximum finance charge allowed by law is 15% of the loan amount. For example, if you borrow $100, you can be charged up to $15 in finance charges.

It’s important to note that if you take out a payday loan in Kansas, you’ll be required to sign an agreement that spells out the terms of the loan, including the amount you’re borrowing, the finance charges, and the repayment schedule. Make sure you understand the terms of the loan before you agree to anything.

What Are the Requirements for Getting a Payday Loan in Kansas?

The requirements for getting a payday loan in Kansas are relatively straightforward. You’ll need to be at least 18 years old and have a regular source of income. This could be a job, or it could be income from another source, such as Social Security or disability payments. You’ll also need a valid ID, such as a driver’s license or passport, and an active checking account.

What Are the Risks of Payday Loans?

While payday loans can be a useful tool for accessing quick cash, they do come with some risks. One of the biggest risks is that they can be quite expensive. Because payday lenders charge high interest rates, you could end up paying more in interest and fees than you borrowed in the first place. This can put you in an even tighter financial spot than you were in before.

Another risk of payday loans is that they can lead to a cycle of debt. If you’re unable to repay the loan on your next payday, you may be tempted to roll it over or take out another loan to pay it off. This can lead to a cycle of debt that’s hard to break.

Interesting Facts about Payday Loans in Albert, Kansas

  • Payday loans are legal in Kansas
  • In 2019, Kansas payday lenders made more than 200,000 loans totaling $267 million
  • The average payday loan in Kansas is for $300
  • Payday lenders in Kansas are required to be licensed by the state

Apply Now

If you’re interested in applying for a payday loan in Albert, Kansas, you can fill out an online application on TheGuaranteedLoans website. We’re a connector service, not a direct lender, which means we’ll help connect you with potential lenders who may be able to offer you a loan. To get started, simply fill out our online application form and we’ll do the rest!

Remember, payday loans can be a useful tool for accessing quick cash, but they should be used responsibly. Make sure you understand the terms of the loan before you agree to anything, and make sure you’ll be able to repay the loan on time to avoid additional fees and interest charges.

F.A.Q.

What are payday loans in Albert, Kansas?

Payday loans are short-term, high-interest loans that are typically used to cover unexpected expenses or emergencies.

How do I qualify for a payday loan in Albert, Kansas?

To qualify for a payday loan in Albert, Kansas, you must be at least 18 years old, have a steady source of income, and have a valid checking account.