Payday Loans in Altamont, Kansas

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No payday loan companies in Altamont, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
High Plains Farm Credit 601 Main St, Larned, KS 67550 +1 (620) 285 - 6978
Benjie's Auto Sales 1816 S 4th St 3933, Leavenworth, KS 66048 +1 (913) 772 - 0993
Title & Payday Loans Manhattan, KS 66503
Pony Express Community Bank 209 Roseport Rd, Elwood, KS 66024 +1 (913) 365 - 5156
KCoe Isom 520 Main St 1, Goodland, KS 67735 +1 (785) 899 - 3676
RCB Bank 3300 W 6th St, Lawrence, KS 66049 +1 (855) 226 - 5722
Ford County State Bank 322 S Main St, Spearville, KS 67876 +1 (620) 385 - 2616
Legacy Bank 388 Anderson Ave, Andale, KS 67001
Payday Loans 1329 Main St, Parsons, KS 67357
Mr Payroll 208 W Pancake Blvd, Liberal, KS 67901 +1 (620) 624 - 5567

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Altamont, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Olathe, KS, Bad Credit Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, 24-Hour Loan in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS and Online Loans in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Altamont, KS.

Beautiful sights of Altamont, KS

Payday Loans Available in Altamont, KS By The Following ZIP Codes:

67330

Are Payday Loans Legal In Altamont, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Altamont, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Altamont, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Altamont, KS payday loan calculator

Understanding Payday Loans in Altamont, Kansas

Payday loans are a type of short-term loan that are meant to be repaid on the borrower’s next payday. These loans are popular among those who need quick access to cash for emergencies or unexpected expenses. In Altamont, Kansas, payday loans are legal.

How Do Payday Loans Work?

Payday loans are typically small loans, with borrowers receiving anywhere from $50-$1000. Borrowers will usually write a post-dated check for the loan amount plus any fees the lender may charge. On the borrower’s next payday, the lender will cash the check to repay the loan.

One of the main appeals of payday loans is the fact that they are easy to obtain. Lenders will usually not require a credit check, and the borrower can receive their cash quickly, often within an hour or two of being approved.

What Are The Requirements for Payday Loans in Altamont, Kansas?

While payday loans are legal in Kansas, there are still regulations and requirements that must be met in order to obtain one. In Altamont, Kansas, borrowers must be at least 18 years old and have a valid government ID. They must also provide proof of income and a working phone number.

In Kansas, payday lenders are required to disclose all fees and interest rates in writing before the borrower signs a loan agreement. Lenders must also adhere to a maximum loan amount of $500 and a maximum loan term of 30 days.

Are There Any Risks Involved with Payday Loans in Altamont, Kansas?

While payday loans can be beneficial in certain situations, they do come with risks. One of the biggest risks is the high interest rates and fees associated with these loans. Borrowers who are unable to repay the loan on time may be subject to additional fees and charges, leading them to fall deeper into debt.

Another risk of payday loans is the temptation to continuously renew the loan. This can lead to a cycle of debt that is difficult to break. Borrowers should only take out a payday loan if they are confident they can repay it on time.

Interesting Facts and Statistics about Payday Loans in Altamont, Kansas

  • The average payday loan amount in Kansas is $300.
  • Approximately 12% of Kansans have taken out a payday loan in the past five years.
  • Kansas is one of 32 states that allows payday loans.
  • In Kansas, the maximum interest rate for a payday loan is 390% APR.

Apply Now and Get Connected with Payday Lenders in Altamont, Kansas

If you’re considering taking out a payday loan in Altamont, Kansas, TheGuaranteedLoans can help you get connected with potential lenders. Apply now on our website, and we’ll match you with reputable lenders who may be able to offer you the funds you need.

It’s important to note that TheGuaranteedLoans is not a direct lender. We are a connector service dedicated to helping borrowers connect with potential lenders. We work with lenders who comply with state and federal laws, so you can trust that you’re working with a reputable lender.

Don’t let unexpected expenses get in the way of your financial stability. Apply for a payday loan today and get the cash you need.

F.A.Q.

Can I be denied a payday loan in Altamont, Kansas for having bad credit?

No, payday loans in Altamont, Kansas are not based on your credit score. However, if you have a history of defaulting on payday loans or other debts, the lender may decide not to extend a loan to you.

Can I be charged with fraud for not being able to repay a payday loan in Altamont, Kansas?

No, you cannot be charged with fraud for not being able to repay a payday loan in Altamont, Kansas. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.