Company name | Address | Zip code | Phone number |
---|---|---|---|
Andover State Bank | 511 N Andover Rd | 67002 | +1 (316) 733 - 1375 |
Bank of America with Drive-thru services | 329 S Andover Rd | 67002 | +1 (316) 529 - 6730 |
Capitol Federal Savings Bank | 114 E Cloud Ave | 67002 | +1 (316) 689 - 3245 |
Equity Bank | 345 N Andover Rd | 67002 | +1 (316) 733 - 5041 |
INTRUST Bank | 308 W Central Ave | 67002 | +1 (316) 383 - 3350 |
Meritrust Credit Union - Andover | 610 Cloud Ave | 67002 | +1 (316) 683 - 1199 |
Wichita RV East. | 12828 US-54 8490 | 67002 | +1 (316) 733 - 7777 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Andover, KS, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Guaranteed Loans in Topeka, KS, Payday Loan Without a Credit Check in Wichita, KS, Payday Loan for Hutchinson, KS, Guaranteed Loans in Kansas City, KS and Payday Loans in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Andover, KS.
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Payday Loans Available in Andover, KS By The Following ZIP Codes:
67002
Are Payday Loans Legal In Andover, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Andover, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Andover, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |
Andover, KS payday loan calculator
F.A.Q.
Can I extend or renew my payday loan in Andover, Kansas?
Yes, you can extend or renew your payday loan in Andover, Kansas, but keep in mind that this will result in additional fees and interest charges. It is recommended to only consider this option if you are unable to repay the loan on time and have no other options available.
Can I cancel a payday loan in Andover, Kansas after I have signed the contract?
Yes, you have the right to cancel a payday loan in Andover, Kansas within three business days of signing the contract. This is known as the "right of rescission," and you can do so by contacting the lender in writing and returning any funds you have received.
How Many Cash Advance Companies are in Andover, KS?
With the help of our service, you will be able to find 7 cash advance companies in Andover, KS
What Cash Advance Companies in Andover, KS are the most popular?
You should check Andover State Bank, Bank of America with Drive-thru services, and Capitol Federal Savings Bank. Also, you can start your application online on our website.