Payday Loans in Assaria, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Assaria, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
United Bank & Trust 823 Broadway St, Marysville, KS 66508 +1 (785) 562 - 2333
Commerce Bank 2200 Vine St, Hays, KS 67601 +1 (800) 453 - 2265
Sure Check Brokerage 3143 W Maple St, Wichita, KS 67213 +1 (316) 942 - 4750
American Payday Loans 10250 W 75th St, Shawnee Mission, KS 66204 +1 (913) 722 - 9000
Commerce Bank - CLOSED 12671 Antioch Rd, Overland Park, KS 66213 +1 (816) 234 - 2250
Equity Bank 801 Main St, Neodesha, KS 66757 +1 (620) 325 - 3033
Simons Tax, Accounting & Financial Services 1007 Cody Ave, Hays, KS 67601 +1 (785) 628 - 2032
Central National Bank ATM 2221 Campus Dr, Concordia, KS 66901 +1 (888) 262 - 5456
American AgCredit 5634 10th St, Great Bend, KS 67530 +1 (620) 792 - 2211
Emprise Bank 201 E Kansas Ave, McPherson, KS 67460 +1 (620) 241 - 7113

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Assaria, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lawrence, KS, Online Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, No Credit Check Loans in Olathe, KS, Payday Loans in Overland Park, KS and Payday Loans in Salina, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Assaria, KS.

Beautiful sights of Assaria, KS

Payday Loans Available in Assaria, KS By The Following ZIP Codes:

67416

Are Payday Loans Legal In Assaria, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Assaria, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Assaria, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Assaria, KS payday loan calculator

Payday Loans in Assaria, Kansas: Everything You Need to Know

Payday loans are a type of short-term borrowing that can help you cover emergency expenses until your next payday. While payday loans can be useful in times of financial hardship, they also come with high-interest rates and fees that can lead to debt if not managed properly.

How Payday Loans Work in Assaria, Kansas

In Kansas, payday loans are legal, but they are regulated by the state to protect consumers. According to state law, the maximum amount you can borrow through a payday loan is $500, and the loan term cannot exceed 30 days. Additionally, lenders can only charge fees and interest equal to 15% of the amount you borrow. For example, if you borrow $300, the fees and interest cannot exceed $45.

To apply for a payday loan in Assaria, Kansas, you will need to provide proof of income, such as a pay stub or bank statement, and a valid government-issued ID. You will also need to provide a post-dated check or authorize the lender to withdraw the funds from your bank account on the due date.

The Pros and Cons of Payday Loans

While payday loans may be a useful financial tool in certain situations, they also come with several risks and drawbacks that you should be aware of before applying.

Pros:

  • Quick and easy application process
  • No collateral required
  • You can get cash the same day as your application
  • No credit check required

Cons:

  • High-interest rates and fees
  • Renewing the loan can lead to a debt cycle
  • Can damage your credit score if not paid back on time
  • Can lead to more financial hardship if not managed properly

Interesting Facts and Statistics About Payday Loans in Assaria, Kansas

According to a study by the Pew Charitable Trusts, about 12 million Americans use payday loans every year, with the average borrower taking out eight loans per year. In Kansas, the average payday loan amount is $301, and the average repayment period is 17 days.

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Assaria, Kansas, consider applying with TheGuaranteedLoans. We are a connector service that can connect you with potential lenders who can meet your financial needs. Remember, we are not a direct lender, but we will facilitate the connection between you and the lender.

To apply for a payday loan, simply fill out our online application form, and we’ll get back to you as soon as possible with the best loan options available to you.

At TheGuaranteedLoans, we prioritize your financial needs and are committed to providing you with the best loan options available. Apply now, and take the first step to a better financial future.

F.A.Q.

Can I be charged with fraud for not being able to repay a payday loan in Assaria, Kansas?

No, you cannot be charged with fraud for not being able to repay a payday loan in Assaria, Kansas. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.

Can I be charged with a crime for taking out a payday loan in Assaria, Kansas?

No, taking out a payday loan in Assaria, Kansas is not a crime. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.