Payday Loans in Augusta, Kansas

Payday Loan Companies in Augusta, KS

Company nameAddressZip codePhone number
Bank of the West 1420 Ohio St 67010 +1 (316) 775 - 2208
Community National Bank & Trust 645 State St 67010 +1 (316) 775 - 6068
Emprise Bank 1700 Ohio St 67010 +1 (316) 775 - 5412
INTRUST Bank 112 7th St 67010 +1 (316) 383 - 3340
Michael G. Clark, NMLS264323 606 State St Ste. 2 67010 +1 (316) 992 - 5116
White Eagle Credit Union 2830 Ohio St 67010 +1 (316) 775 - 7591

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Augusta, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Overland Park, KS, Short-term Loans in Salina, KS, 24-Hour Loan in Shawnee, KS, Payday Loans in Topeka, KS, Guaranteed Loans in Wichita, KS, Emergency Loan in Hutchinson, KS, 24-Hour Loan in Kansas City, KS and Guaranteed Loans in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Augusta, KS.

Beautiful sights of Augusta, KS

Payday Loans Available in Augusta, KS By The Following ZIP Codes:

67010

Are Payday Loans Legal In Augusta, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Augusta, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Augusta, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Augusta, KS payday loan calculator

F.A.Q.

Are there alternatives to payday loans in Augusta, Kansas?

Yes, there are alternatives to payday loans in Augusta, Kansas, such as borrowing from friends or family, applying for a small personal loan from a bank or credit union, or seeking assistance from a nonprofit organization.

Can I extend or renew my payday loan in Augusta, Kansas?

Yes, you can extend or renew your payday loan in Augusta, Kansas, but keep in mind that this will result in additional fees and interest charges. It is recommended to only consider this option if you are unable to repay the loan on time and have no other options available.

How Many Cash Advance Companies are in Augusta, KS?

With the help of our service, you will be able to find 6 cash advance companies in Augusta, KS

What Cash Advance Companies in Augusta, KS are the most popular?

You should check Bank of the West, Community National Bank & Trust, and Emprise Bank. Also, you can start your application online on our website.