Payday Loans in Bentley, Kansas

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No payday loan companies in Bentley, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Cash 111 E Trail St, Dodge City, KS 67801 +1 (620) 225 - 7178
Azura Credit Union 5326 Ashby Ave, Fort Riley, KS 66442 +1 (785) 233 - 5556
LendNation 7637 Metcalf Ave, Overland Park, KS 66204 +1 (866) 436 - 7124
TIAA Financial Services 7101 College Blvd Suite 350, Overland Park, KS 66210 +1 (866) 842 - 8604
Frese 720 Broadway St, Marysville, KS 66508 +1 (785) 562 - 2791
Check Into Cash 2100 S 9th St f, Salina, KS 67401 +1 (785) 827 - 4236
Golden Belt Bank 901 Washington St, Ellis, KS 67637 +1 (785) 726 - 3157
TIM R. HEISER, CPA, P.A. 204 E 23rd St, Fort Scott, KS 66701 +1 (620) 223 - 2322
Lyons Federal Bank 200 East Ave S, Lyons, KS 67554 +1 (620) 257 - 2316
Andover State Bank 511 N Andover Rd, Andover, KS 67002 +1 (316) 733 - 1375

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bentley, KS, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Topeka, KS, Short-term Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loan Without a Credit Check in Kansas City, KS, Online Loans in Lawrence, KS, Payday Loan Without a Credit Check in Leavenworth, KS, Payday Loans in Leawood, KS and Payday Loans in Lenexa, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bentley, KS.

Beautiful sights of Bentley, KS

Payday Loans Available in Bentley, KS By The Following ZIP Codes:

67016

Are Payday Loans Legal In Bentley, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Bentley, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Bentley, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Bentley, KS payday loan calculator

Payday Loans in Bentley, Kansas

If you live in Bentley, Kansas, and you need quick cash, you may be considering a payday loan. Payday loans are short-term loans that are designed for people who need to borrow money quickly and repay the debt within a few weeks.

Are Payday Loans Legal in Kansas?

Yes, payday loans are legal in Kansas, including Bentley. The state governs the payday loan industry, and it has put laws in place to protect borrowers from predatory lenders. In Kansas, payday loans are regulated by the Office of the State Bank Commissioner.

How Do Payday Loans Work?

Payday loans work by allowing borrowers to take out a small loan against their next paycheck. To qualify, you need to have a job and a bank account. Payday lenders do not typically require a credit check, which makes them more accessible to people with poor credit.

The amount you can borrow is typically limited to a percentage of your income. In Kansas, the maximum loan amount is $500, and the loan term cannot exceed 30 days. The lender will usually require you to write a post-dated check or provide your bank account information to establish the loan.

When the loan comes due, the lender cashes the check or withdraws the money from your bank account. If you cannot repay the loan, the lender may roll it over into a new loan, but this will require you to pay additional fees and interest.

What Are the Fees Associated with Payday Loans?

Payday loans are known for their high fees and interest rates. In Kansas, lenders can charge up to 15% on loans up to $300 and an additional 10% on amounts above $300. For a $500 loan, this can result in fees of up to $75.

If you cannot repay the loan on time, the lender may charge additional fees and interest. This can quickly add up and make it difficult to pay off the debt.

What Are the Benefits of Payday Loans?

Despite their high fees, payday loans can be beneficial in some situations. They are easy to obtain, and borrowers can get cash quickly in an emergency. They are also available to people who have poor credit and may not qualify for other types of loans.

What Are the Risks of Payday Loans?

The biggest risk associated with payday loans is the high fees and interest rates. Borrowers who cannot repay the loan on time may find themselves stuck in a cycle of debt, where they have to roll over the loan and pay additional fees.

Interesting Facts and Statistics about Payday Loans in Bentley, Kansas

– As of 2021, there were over 300 payday stores in Kansas.
– The average payday loan in Kansas is $300.
– In 2019, Kansas borrowers took out over 680,000 payday loans.

Apply Now

If you need a payday loan in Bentley, Kansas, TheGuaranteedLoans can help. We are a connector service that can help match you with potential lenders. Our online application process is fast and easy, and you can get the money you need within one business day.

Remember, payday loans are a short-term solution to a financial problem. Before taking out a payday loan, consider your other options and make sure you can afford to repay the loan on time.

F.A.Q.

Are there any restrictions on how payday loan lenders in Bentley, Kansas can advertise their services?

Yes, payday loan lenders in Bentley, Kansas are subject to certain restrictions on their advertising practices. For example, they are prohibited from using false or misleading statements, and must clearly disclose the terms and conditions of their loans, including the fees and interest charges.

Can payday loan lenders in Bentley, Kansas garnish my wages if I default on my loan?

Yes, payday loan lenders in Bentley, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.