Payday Loans in Byers, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Byers, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Midwest Title Loans Kansas 2500 State Ave, Kansas City, KS 66102 +1 (913) 281 - 9997
PrimeLending, A PlainsCapital Company 3810 Vanesta Dr Suite 110, Manhattan, KS 66503 +1 (785) 560 - 3011
Money Zone 1819 S Broadway Blvd, Salina, KS 67401 +1 (785) 404 - 2039
Advance America 7636 State Ave, Kansas City, KS 66112 +1 (913) 788 - 3617
Bank of the Flint Hills 2005 Clocktower Pl 120, Manhattan, KS 66503 +1 (785) 370 - 3643
Morris County Title Co. 223 W Main St, Council Grove, KS 66846 +1 (620) 767 - 6282
Loanmax Title Loans 4949 State Ave, Kansas City, KS 66102 +1 (913) 596 - 1077
Marquette Farmers State Bank 205 N Washington St, Marquette, KS 67464 +1 (785) 546 - 2292
Citizens Bank of Kansas 300 N Main St, Kingman, KS 67068 +1 (620) 532 - 5162
Golden Plains Credit Union 2720 Broadway Ave, Hays, KS 67601 +1 (785) 628 - 1007

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Byers, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Lawrence, KS, Payday Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loan Without a Credit Check in Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS and Emergency Loan in Salina, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Byers, KS.

Payday Loans Available in Byers, KS By The Following ZIP Codes:

67021

Are Payday Loans Legal In Byers, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Byers, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Byers, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Byers, KS payday loan calculator

If you’re in need of quick cash to cover unexpected expenses, you may be considering a payday loan. Payday loans are a short-term borrowing option that can help get you the funds you need, fast. While they can be a good solution in certain situations, it’s important to make sure you fully understand the terms and risks before taking one out. If you’re a resident of Byers, Kansas, you’re in luck – payday loans are legal in Kansas. Read on to learn more about payday loans in Byers and what you should know before applying.

What is a Payday Loan?

A payday loan is a small, short-term loan that’s meant to cover immediate expenses until your next payday. Typically, payday loans are for amounts of $500 or less, and the loan term is usually for two weeks or less. These loans are often marketed as a quick and easy solution to financial emergencies, but they can come with high fees and interest rates.

How Do Payday Loans Work?

To apply for a payday loan, you’ll typically need to provide proof of income and a checking account. Once approved, you’ll receive the funds as soon as the same day or within 24-48 hours. When the loan term is up, the lender will withdraw the loan amount plus fees directly from your bank account.

What Are the Fees and Interest Rates?

Payday loans can have very high fees and interest rates. According to the Consumer Finance Protection Bureau (CFPB), the average payday loan has a 391% APR. For example, if you borrow $500 with a two-week loan term and a 15% fee, you’ll owe $575 when the loan is due. If you can’t pay the loan off in full, you may have to roll it over and pay additional fees and interest.

What Are the Risks of Payday Loans?

While payday loans can be a quick solution to financial emergencies, they can also come with risks. The high fees and interest rates can make it difficult to pay the loan back on time, leading to a cycle of debt. Additionally, some lenders have been known to use aggressive and illegal collection practices, such as calling borrowers’ employers or threatening arrest.

Interesting Facts about Payday Loans in Byers, Kansas

  • As of 2021, there are 654 payday loan locations in Kansas.
  • The average payday loan amount in Kansas is $326.
  • Kansas law limits payday loans to $500 and two-week loan terms.
  • Kansas law also requires lenders to offer a repayment plan to borrowers who can’t afford to pay the loan back in full.

Apply Now

If you need cash fast and are considering a payday loan, TheGuaranteedLoans can help. As a connector service, we work with a network of reputable lenders who specialize in short-term loans. To get started, fill out our online application and we’ll connect you with potential lenders who may be able to help. Remember, payday loans should be used as a last resort and only for immediate expenses – make sure you fully understand the risks and responsibilities before applying.

F.A.Q.

Can I be arrested for defaulting on a payday loan in Byers, Kansas?

No, you cannot be arrested for defaulting on a payday loan in Byers, Kansas. However, the lender may take legal action to recover the funds, which could result in wage garnishment or other consequences.

Are there any restrictions on the number of payday loans I can take out in Byers, Kansas?

Yes, in Byers, Kansas, you are only allowed to have one outstanding payday loan at a time. This means that you cannot take out multiple payday loans from different lenders at the same time.