Payday Loans in Centralia, Kansas

Payday Loan Companies in Centralia, KS

Company nameAddressZip codePhone number
First National Bank-Centralia 620 4th St 66415 +1 (785) 857 - 3341

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Centralia, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Quick Loan in Salina, KS, Payday Loans in Shawnee, KS, Emergency Loan in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS and Online Loans in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Centralia, KS.

Payday Loans Available in Centralia, KS By The Following ZIP Codes:

66145, 66415

Are Payday Loans Legal In Centralia, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Centralia, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Centralia, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Centralia, KS payday loan calculator

F.A.Q.

Can I renew or extend my payday loan in Centralia, Kansas?

in Centralia, Kansas, payday loans cannot be renewed or extended. If you are unable to repay your loan on the agreed upon date, you may be able to work with the lender to come up with a repayment plan.

Are there any alternatives to payday loans in Centralia, Kansas?

Yes, there are several alternatives to payday loans in Centralia, Kansas, including borrowing from friends or family, using credit cards, or applying for a personal loan from a bank or credit union.

How Many Cash Advance Companies are in Centralia, KS?

With the help of our service, you will be able to find 1 cash advance companies in Centralia, KS

What Cash Advance Companies in Centralia, KS are the most popular?

You should check First National Bank-Centralia. Also, you can start your application online on our website.