Payday Loans in Cheney, Kansas

Payday Loan Companies in Cheney, KS

Company nameAddressZip codePhone number
Citizens State Bank 306 N Main St 67025 +1 (316) 542 - 3142
Finance Co of Kansas 944 N Main St 67025 +1 (316) 540 - 0544

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cheney, KS, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Overland Park, KS, No Credit Check Loans in Salina, KS, Short-term Loans in Shawnee, KS, Payday Loans in Topeka, KS, Emergency Loan in Wichita, KS, Payday Loans in Hutchinson, KS, Emergency Loan in Kansas City, KS and Payday Loan Companies in Lawrence, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cheney, KS.

Beautiful sights of Cheney, KS

Payday Loans Available in Cheney, KS By The Following ZIP Codes:

67025

Are Payday Loans Legal In Cheney, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Cheney, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Cheney, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Cheney, KS payday loan calculator

F.A.Q.

Can a payday lender seize my assets in Cheney, Kansas if I default on my loan?

No, a payday lender cannot seize your assets in Cheney, Kansas if you default on your loan. However, the lender may be able to take legal action to recover the funds, which could include wage garnishment or other consequences.

Can I be sued for not repaying a payday loan in Cheney, Kansas?

Yes, if you default on your payday loan in Cheney, Kansas, the lender may take legal action to recover the funds. This could include suing you in court and obtaining a judgment against you.

How Many Cash Advance Companies are in Cheney, KS?

With the help of our service, you will be able to find 2 cash advance companies in Cheney, KS

What Cash Advance Companies in Cheney, KS are the most popular?

You should check Citizens State Bank and Finance Co of Kansas. Also, you can start your application online on our website.