Payday Loans in Claflin, Kansas

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No payday loan companies in Claflin, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Emprise Bank 1011 E 27th St, Hays, KS 67601 +1 (785) 624 - 6595
Cooperative Credit Union 313 W 9th St, Coffeyville, KS 67337 +1 (620) 251 - 5290
State Bank of Burrton 200 N Burrton Ave, Burrton, KS 67020 +1 (620) 463 - 4060
Alden State Bank 201 Pioneer St, Alden, KS 67512 +1 (620) 534 - 2135
Kennedy McKee & Co. LLP 1100 W Frontview St, Dodge City, KS 67801 +1 (620) 227 - 3135
Sunflower Community Credit Union 407 Broadway St, Marysville, KS 66508 +1 (785) 562 - 3741
Citizens State Bank 410 Main St, Gridley, KS 66852 +1 (620) 836 - 2888
Mid-Kansas Credit Union 104 S Avenue B Ave, Moundridge, KS 67107 +1 (620) 345 - 2980
Encompass Health - Home Health, Topeka KS 2016 SW 37th St Suite 100, Topeka, KS 66611 +1 (785) 232 - 8593
Honeyman Auto Sales & Service 1122 Pony Express Hwy Suite 1, Marysville, KS 66508 +1 (785) 619 - 6500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Claflin, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Leawood, KS, Same Day Loans in Lenexa, KS, Guaranteed Loans in Manhattan, KS, Emergency Loan in Olathe, KS, Payday Loans in Overland Park, KS, Quick Loan in Salina, KS, Emergency Loan in Shawnee, KS and Payday Loans in Topeka, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Claflin, KS.

Payday Loans Available in Claflin, KS By The Following ZIP Codes:

67525

Are Payday Loans Legal In Claflin, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Claflin, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Claflin, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Claflin, KS payday loan calculator

Payday Loans in Claflin, Kansas

Payday loans, which are small, short-term loans designed to help people cover unexpected expenses until their next paycheck, are legal in Kansas, including in the city of Claflin. However, as with any financial decision, it’s important to understand the risks and benefits of payday loans before making a decision.

What are Payday Loans?

Payday loans are typically small loans, usually ranging from $100 to $500, that are designed to be repaid in full on the borrower’s next payday. These loans typically have high interest rates and can come with fees and other charges. The borrower is required to provide proof of income and some form of identification in order to qualify for a payday loan.

Benefits of Payday Loans

Payday loans can offer a number of benefits to borrowers. For example, if you need cash quickly to cover unexpected expenses like car repairs or medical bills, a payday loan can help you get the money you need right away. Additionally, payday loans can be a good option for people who have bad credit and are unable to qualify for other types of loans.

  • Quick access to cash to cover unexpected expenses
  • No credit check required
  • May be able to borrow even with bad credit

Risks of Payday Loans

Despite their benefits, payday loans also come with a number of risks and should be approached with caution. For example, because payday loans come with high interest rates and fees, borrowers may find themselves in a cycle of debt, borrowing money to pay off existing loans and ratcheting up the interest charged on those loans over time.

  • High interest rates and fees
  • Potential for a cycle of debt
  • Can damage credit score if not repaid on time

Applying for a Payday Loan in Claflin, Kansas

There are a number of lenders offering payday loans in Claflin, Kansas. The application process typically involves providing proof of income and some form of identification, as well as agreeing to the terms and conditions of the loan. Borrowers should carefully read the terms and conditions of any loan they are considering, including interest rates, fees, and repayment terms, before agreeing to borrow money.

Why Choose TheGuaranteedLoans?

If you’re considering a payday loan in Claflin, Kansas, TheGuaranteedLoans can help. As a connector service, TheGuaranteedLoans works with a network of lenders to help borrowers find the right loan for their needs. We make the process of applying for a loan simple and easy, with no need for a physical visit to a lender or filling out forms manually.

Simply fill out an application on our website and we will connect you with potential lenders in your area. Our network of lenders offers competitive rates and flexible repayment terms, so you can find the loan that’s right for you. Plus, our service is fast, secure, and completely confidential.

Interesting Facts and Statistics

  • Payday loans are legal in Kansas, but there are restrictions on how much interest can be charged. Lenders can charge no more than 15% in interest and fees for the first $300 borrowed, and 10% for any amount over $300.
  • In 2019, the average payday loan amount in Kansas was $391, according to the Kansas Bank Commissioner’s Annual Report.
  • The average interest rate for payday loans in Kansas was 391%, according to a 2019 report from the Pew Charitable Trusts.
  • A 2020 report from the Consumer Financial Protection Bureau found that the typical payday loan borrower takes out 10 loans per year, spending nearly 200 days in debt.

Apply Now

Are you in need of a payday loan in Claflin, Kansas? Visit TheGuaranteedLoans website and fill out our simple online application to get started. Remember, we are a connector service, not a direct lender. That means we work with a network of lenders to help you find the loan that’s right for you. Our service is fast, secure, and completely confidential. Apply now and see how we can help you get the cash you need today.

F.A.Q.

What are payday loans in Claflin, Kansas?

Payday loans are short-term, high-interest loans that are typically used to cover unexpected expenses or emergencies.

How do I qualify for a payday loan in Claflin, Kansas?

To qualify for a payday loan in Claflin, Kansas, you must be at least 18 years old, have a steady source of income, and have a valid checking account.