Payday Loans in Clearview City, Kansas

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No payday loan companies in Clearview City, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Fairway Independent Mortgage Corporation 612 N Mulberry Rd, Derby, KS 67037 +1 (316) 535 - 7590
Meritrust Credit Union - Manhattan 104 McCall Rd, Manhattan, KS 66502 +1 (785) 320 - 7222
Advanced Cash Services 1401 NE Seward Ave # A, Topeka, KS 66616 +1 (785) 232 - 6700
Credit Union of America 4708 10th St, Great Bend, KS 67530 +1 (620) 792 - 2554
Frontier Farm Credit 835 Pony Express Hwy, Marysville, KS 66508 +1 (785) 562 - 2371
LibertyX Bitcoin ATM 2710 Commerce Rd, Goodland, KS 67735 +1 (800) 511 - 8940
Arvest Bank 119 E 3rd St, Ottawa, KS 66067 +1 (785) 229 - 3930
Advance America 2121 SW Wanamaker Rd #119, Topeka, KS 66614 +1 (785) 271 - 8851
Commerce Bank 512 N 7th St, Garden City, KS 67846 +1 (620) 276 - 5600
Exchange Bank 1038 W 6th St, Junction City, KS 66441 +1 (785) 762 - 4121

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clearview City, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Olathe, KS, Same Day Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, No Credit Check Loans in Hutchinson, KS and Payday Loans in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clearview City, KS.

Are Payday Loans Legal In Clearview City, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Clearview City, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Clearview City, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Clearview City, KS payday loan calculator

Payday Loans in Clearview City, Kansas: What You Need to Know

If you’re facing a financial emergency in Clearview City, Kansas, payday loans may be a viable option to help you get the cash you need quickly. Known for their accessibility and flexibility, payday loans are a popular short-term lending option for those in need of quick cash. Here we’ll cover all the important information you need to know about payday loans in Clearview City, Kansas, including the laws regulating them, how to apply, and the pros and cons of taking one out.

What are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $500, with repayment terms usually due in full on the borrower’s next payday. The loans are unsecured and typically have high-interest rates. These loans are a popular option for people who need quick cash to pay unexpected expenses, such as car repairs or medical bills.

Payday Loan Regulations in Kansas

Kansas allows payday loans, with certain regulations. These regulations include:

  • Maximum loan amount of $500
  • Maximum loan term of 30 days
  • Maximum finance fees of 15% on loans up to $300, and 10% on loans from $301-$500
  • Maximum interest rate of 391% for a 14-day loan

It’s important to note that Kansas law prohibits rollovers or extensions on payday loans. Borrowers cannot take out another loan to repay the previous one.

How to Apply for a Payday Loan in Clearview City, Kansas

Applying for a payday loan in Clearview City, Kansas is a simple process. Here’s what you’ll need:

  • A government-issued ID
  • Proof of steady income
  • An active checking account

To apply, you’ll need to fill out an application and provide the necessary documentation. The lender will then review your application and make a decision on your eligibility. If you’re approved, you’ll receive the funds in your bank account within one business day.

The Pros and Cons of Payday Loans

Like any financial option, payday loans have their advantages and disadvantages. Here are some of the pros and cons to consider before taking out a payday loan in Clearview City, Kansas:

Pros:

  • Quick and easy access to cash
  • No credit check required
  • Lower requirements for approval than traditional loans

Cons:

  • High interest rates and fees
  • Short repayment terms, which could lead to a cycle of debt
  • Can be risky and take advantage of financially vulnerable individuals

Interesting Facts and Statistics About Payday Loans in Clearview City, Kansas

Did you know that over 350,000 payday loans were taken out in Kansas in 2019, with over $267 million borrowed? While the average loan amount is $307, the average interest rate is over 300%. Sadly, over 80% of payday loans in Kansas are taken out to pay for recurring expenses instead of unexpected emergencies, according to Pew Charitable Trusts.

Apply Now

If you’re in need of quick cash, TheGuaranteedLoans can help you connect with potential lenders in Clearview City, Kansas. Our simple online application process allows you to apply from the comfort of your own home. Remember, we are a connector service, not a direct lender, and we do not determine your eligibility for a loan or your loan terms.

Don’t let a financial emergency get you down. Apply for a payday loan today and get the cash you need quickly.

F.A.Q.

Are payday loans in Clearview City, Kansas regulated?

Yes, payday loans in Clearview City, Kansas are regulated by the Kansas Office of the State Bank Commissioner. Lenders are required to follow specific rules and regulations, including maximum interest rates and fees.

Can I renew or extend my payday loan in Clearview City, Kansas?

in Clearview City, Kansas, payday loans cannot be renewed or extended. If you are unable to repay your loan on the agreed upon date, you may be able to work with the lender to come up with a repayment plan.