Payday Loans in Clifton, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Clifton, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Landmark National Bank 808 Main St, La Crosse, KS 67548 +1 (785) 222 - 3546
FirstOak Bank 501 Madison St 1327, Fredonia, KS 66736 +1 (620) 378 - 2114
Helping Hand Quick Cash 1524 N Summit St, Arkansas City, KS 67005 +1 (620) 442 - 8999
CUNA Mutual Retirement Solutions 1809 24th St, Great Bend, KS 67530 +1 (800) 279 - 9915
Michelle Maganda Fairway Independent Mortgage Corporation Loan Officer 1212 Bluemont Ave Suite 110, Manhattan, KS 66502 +1 (562) 292 - 3830
Payday Money Store 530 S West St #100, Wichita, KS 67213 +1 (316) 941 - 3534
Bank of the West 1200 Kansas Ave, Great Bend, KS 67530 +1 (620) 792 - 1771
Speedy Cash 4850 E Harry St, Wichita, KS 67218 +1 (316) 858 - 2274
Ark Valley Credit Union 1515 N Summit St, Arkansas City, KS 67005 +1 (620) 442 - 8210
Farmers & Merchants Bank 103 S 5th St, Mound City, KS 66056 +1 (913) 795 - 2212

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clifton, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Shawnee, KS, Bad Credit Loans in Topeka, KS, No Credit Check Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Same Day Loans in Lawrence, KS, Bad Credit Loans in Leavenworth, KS and 24-Hour Loan in Leawood, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clifton, KS.

Payday Loans Available in Clifton, KS By The Following ZIP Codes:

66937

Are Payday Loans Legal In Clifton, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Clifton, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Clifton, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Clifton, KS payday loan calculator

The Ins and Outs of Payday Loans in Clifton, Kansas

If you’re facing a financial emergency and need cash fast, a payday loan may be a viable solution. Payday loans are a type of short-term loan designed to help you cover unexpected expenses, like medical bills or car repairs. While many states have strict regulations on payday loans, they are legal in Kansas – including in Clifton. Here’s what you need to know about payday loans in Clifton, Kansas, and how to apply.

How Do Payday Loans Work?

Payday loans are typically easy to apply for. The application process typically takes around 10-15 minutes to complete and approval can be granted in as little as 24 hours.

To apply for a payday loan, you’ll need to provide proof of income, like a recent pay stub, and a valid form of identification. The lender will then use this information to determine how much you’re eligible to borrow. Typically, lenders will only lend up to $500 or $1,000, depending on the state regulations, and the loan terms are usually two weeks to a month.

Once you’ve been approved, the lender will transfer the funds to your bank account or give you a check. Repayment is typically due on your next payday, and the lender will automatically withdraw the money you owe from your bank account.

What Are the Pros and Cons of Payday Loans?

As with any type of loan, there are both pros and cons to consider before taking out a payday loan.

Pros:

  • Payday loans are typically easy to apply for and have a quick approval process.
  • Payday loans don’t typically require a credit check. This means even if you have bad credit, you may still be eligible for a loan.
  • You can use the loan for any purpose, including covering unexpected living expenses or bills.

Cons:

  • Payday loans typically come with high-interest rates and fees, making them an expensive way to borrow money.
  • Many payday lenders require automatic payments which could lead to overdraft fees or insufficient funds if you don’t have enough money in your account on the due date.
  • Because payday loans are short-term loans, if you can’t pay back the loan in full on the due date, you may end up being stuck in a cycle of debt as the interest and fees continue to pile up.

Interesting Facts and Statistics About Payday Loans in Clifton, Kansas

Payday loans are popular in Kansas, including in Clifton. According to a report by the Pew Trusts, there are more payday loan storefronts in Kansas per capita than any other state. Here are some more interesting facts and statistics about payday loans in Clifton, Kansas:

  • The average payday loan in Kansas is $300, and borrowers pay an average annual interest rate of 391%.
  • The majority of payday loan borrowers in Kansas are white, female, and between the ages of 25 and 44.
  • In Kansas, borrowers can take out up to two loans at once with a total limit of $500.

Apply Now

If you’re a Clifton, Kansas resident, and need a payday loan, TheGuaranteedLoans can help you connect with potential lenders. Simply fill out our online application with your personal information, and we’ll review it to determine which lenders may be able to help. Remember, TheGuaranteedLoans is a connection service, not a direct lender. We cannot guarantee approval or loan terms.

Don’t let unexpected expenses leave you in a financial bind. Apply for a payday loan through TheGuaranteedLoans today and get the emergency cash you need.

F.A.Q.

Can I be arrested for defaulting on a payday loan in Clifton, Kansas?

No, you cannot be arrested for defaulting on a payday loan in Clifton, Kansas. However, the lender may take legal action to recover the funds, which could result in wage garnishment or other consequences.

Are there any restrictions on the number of payday loans I can take out in Clifton, Kansas?

Yes, in Clifton, Kansas, you are only allowed to have one outstanding payday loan at a time. This means that you cannot take out multiple payday loans from different lenders at the same time.