Payday Loans in Colby, Kansas

Payday Loan Companies in Colby, KS

Company nameAddressZip codePhone number
American Implement 405 W Horton Ave 67701 +1 (785) 462 - 3391
Farmers & Merchants Bank 1605 S Range Ave 67701 +1 (785) 460 - 2559
Farmers & Merchants Bank-Colby 240 W 4th St 67701 +1 (785) 460 - 3321
Farmers Bank & Trust 2080 S Franklin Ave Suite 4 67701 +1 (785) 460 - 2251
LibertyX Bitcoin ATM 1980 S Range 67701 +1 (800) 511 - 8940
Peoples State Bank 100 S Range Ave 67701 +1 (785) 462 - 2224
Sunflower Bank 500 N Franklin Ave 67701 +1 (785) 462 - 3313
The Bank 1195 S Range Ave 67701 +1 (785) 460 - 2000
Walmart Money Center 115 W Willow Ave 67701
Western State Bank 1750 S Range Ave 67701 +1 (785) 462 - 2151

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Colby, KS, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loan Without a Credit Check in Lenexa, KS, Same Day Loans in Manhattan, KS, Payday Loans in Olathe, KS, Short-term Loans in Overland Park, KS, Payday Loan Without a Credit Check in Salina, KS and Quick Loan in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Colby, KS.

Beautiful sights of Colby, KS

Payday Loans Available in Colby, KS By The Following ZIP Codes:

67701

Are Payday Loans Legal In Colby, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Colby, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Colby, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Colby, KS payday loan calculator

F.A.Q.

Can I be sued for not repaying a payday loan in Colby, Kansas?

Yes, if you default on your payday loan in Colby, Kansas, the lender may take legal action to recover the funds. This could include suing you in court and obtaining a judgment against you.

Can I be charged with a crime for not repaying a payday loan in Colby, Kansas?

No, you cannot be charged with a crime for not repaying a payday loan in Colby, Kansas. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.

How Many Cash Advance Companies are in Colby, KS?

With the help of our service, you will be able to find 10 cash advance companies in Colby, KS

What Cash Advance Companies in Colby, KS are the most popular?

You should check American Implement, Farmers & Merchants Bank, and Farmers & Merchants Bank-Colby. Also, you can start your application online on our website.