Payday Loans in Columbus, Kansas

Payday Loan Companies in Columbus, KS

Company nameAddressZip codePhone number
Affirmative Loan Co Inc 108 Northeast Ave 66725 +1 (620) 429 - 1900
American Bank 810 E Maple St 66725 +1 (620) 429 - 2265
Commerce Bank 137 W Maple St 66725 +1 (620) 429 - 2515
Exchange State Bank 209 Northeast Ave 66725 +1 (620) 429 - 1873
Great Plains Fed Credit Union 510 Northeast Ave 66725 +1 (620) 429 - 4688
Labette Bank 101 E Maple St 66725 +1 (620) 429 - 1100
Payday Loans 128 E Maple St 66725 +1 (620) 429 - 3293

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Columbus, KS, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Manhattan, KS, Guaranteed Loans in Olathe, KS, Short-term Loans in Overland Park, KS, Payday Loans in Salina, KS, Guaranteed Loans in Shawnee, KS, No Credit Check Loans in Topeka, KS, Payday Loans in Wichita, KS and Payday Loans in Hutchinson, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Columbus, KS.

Beautiful sights of Columbus, KS

Payday Loans Available in Columbus, KS By The Following ZIP Codes:

66725

Are Payday Loans Legal In Columbus, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Columbus, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Columbus, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Columbus, KS payday loan calculator

F.A.Q.

Can I extend or renew my payday loan in Columbus, Kansas?

Yes, you can extend or renew your payday loan in Columbus, Kansas, but keep in mind that this will result in additional fees and interest charges. It is recommended to only consider this option if you are unable to repay the loan on time and have no other options available.

Can I cancel a payday loan in Columbus, Kansas after I have signed the contract?

Yes, you have the right to cancel a payday loan in Columbus, Kansas within three business days of signing the contract. This is known as the "right of rescission," and you can do so by contacting the lender in writing and returning any funds you have received.

How Many Cash Advance Companies are in Columbus, KS?

With the help of our service, you will be able to find 7 cash advance companies in Columbus, KS

What Cash Advance Companies in Columbus, KS are the most popular?

You should check Affirmative Loan Co Inc, American Bank, and Commerce Bank. Also, you can start your application online on our website.