Payday Loans in Crestline, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Crestline, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Barri Agent 800 W US-50, Deerfield, KS 67838
Garden City Teachers Federal Credit Union 1601 E Kansas Ave, Garden City, KS 67846 +1 (620) 275 - 0131
State Bank of Burrton 200 N Burrton Ave, Burrton, KS 67020 +1 (620) 463 - 4060
First Security Bank 29 W Wea St, Paola, KS 66071 +1 (913) 557 - 3200
Pinnacle Bank 1500 N Buckeye Ave, Abilene, KS 67410 +1 (785) 263 - 3207
American Implement 807 N Main St, Scott City, KS 67871 +1 (620) 872 - 7244
Arvest Bank 301 W 4th Ave, Caney, KS 67333 +1 (620) 879 - 5811
Central National Bank 101 N Main St, Halstead, KS 67056 +1 (316) 835 - 2004
Central National Bank 231 E Main St, Marion, KS 66861 +1 (620) 382 - 2129
Community National Bank & Trust 501 E 4th Ave, Caney, KS 67333 +1 (620) 879 - 5500

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Crestline, KS, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Lawrence, KS, Payday Loan for Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, No Credit Check Loans in Manhattan, KS, Online Loans in Olathe, KS, Quick Loan in Overland Park, KS and Payday Loans in Salina, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Crestline, KS.

Are Payday Loans Legal In Crestline, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Crestline, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Crestline, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Crestline, KS payday loan calculator

Understanding Payday Loans in Crestline, Kansas

Payday loans are a popular choice for individuals in Crestline, Kansas, who need quick cash to cover unexpected expenses. These types of loans are legal in Kansas, and the state regulates them to ensure that borrowers are protected and that lenders adhere to specific guidelines.

What are Payday Loans?

Payday loans are short-term loans that can be taken out without the need for collateral. They are typically used to cover unexpected expenses, such as car repairs or medical bills, and are designed to be paid back quickly, usually within two weeks or on the borrower’s next payday.

Payday loans in Crestline, Kansas, are regulated by the Kansas Office of the State Bank Commissioner. Lenders are required to adhere to specific guidelines and borrowers are protected with a cap on interest rates and loans fees.

How do Payday Loans Work?

To apply for a payday loan in Crestline, Kansas, borrowers need to be at least 18 years old, have a valid ID, and a steady source of income. They will be required to fill out a loan application and provide personal and financial information, including their bank account details, to the lender.

In most cases, payday loans in Crestline, Kansas, are approved quickly, and the funds are deposited into the borrower’s bank account within one business day. The borrower will then need to pay back the loan in full, plus any interest and fees, on their next payday.

What Are the Benefits and Risks of Payday Loans?

  • Benefits: Payday loans are beneficial for individuals who need quick cash and who cannot obtain credit from traditional lenders. They are easy to apply for, and the funds are deposited quickly, making them perfect for emergencies.
  • Risks: Payday loans can be expensive, with fees and interest rates often higher than other types of loans. They can be a debt trap if borrowers cannot pay them off in full on their next payday, leading to a cycle of debt.

Interesting Statistics About Payday Loans in Crestline, Kansas

  • According to the Kansas Office of the State Bank Commissioner, there were 306 licensed payday lenders in 2019 in the state of Kansas.
  • The average payday loan in Kansas is $300, with an average APR of 391%.
  • The maximum loan term for a payday loan in Kansas is 30 days.
  • In 2018, Kansans borrowed more than $377 million in payday loans, with the average loan being $330.

Apply Now

If you need cash quickly to cover an unexpected expense, consider applying for a payday loan in Crestline, Kansas, through TheGuaranteedLoans. While we are not a direct lender, we are a connector service that can facilitate your connection with potential lenders.

Apply now on our website and get started on the process of obtaining the funds you need. Remember to only borrow what you can afford to pay back, and if you have any questions about the process, feel free to contact us for assistance.

F.A.Q.

Can I renew or extend my payday loan in Crestline, Kansas?

in Crestline, Kansas, payday loans cannot be renewed or extended. If you are unable to repay your loan on the agreed upon date, you may be able to work with the lender to come up with a repayment plan.

Are there any alternatives to payday loans in Crestline, Kansas?

Yes, there are several alternatives to payday loans in Crestline, Kansas, including borrowing from friends or family, using credit cards, or applying for a personal loan from a bank or credit union.