Payday Loans in Danville, Kansas

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No payday loan companies in Danville, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 702 Commercial St 1a, Emporia, KS 66801 +1 (620) 343 - 2216
Citizens National Bank 615 Court St, Clay Center, KS 67432 +1 (785) 632 - 4100
Blue Valley Insurance Agencies Inc. 519 Broadway St, Marysville, KS 66508 +1 (785) 562 - 4310
Western State Bank 1750 S Range Ave, Colby, KS 67701 +1 (785) 462 - 2151
Central National Bank 1801 W Ash St, Junction City, KS 66441 +1 (785) 761 - 2904
Great Southern Bank 1515 Baptiste Dr, Paola, KS 66071 +1 (913) 294 - 3344
Cash Box 703 S 14th Ave 5708, Dodge City, KS 67801 +1 (620) 408 - 9006
Security 1st Title 108 W Jackson Ave, Iola, KS 66749 +1 (620) 365 - 5546
Check Into Cash 2348 W Central Ave c, El Dorado, KS 67042 +1 (316) 320 - 9999
Jabara's Check Cashing 4703 E 13th St N, Wichita, KS 67208 +1 (316) 684 - 2855

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Danville, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lenexa, KS, Payday Loan Without a Credit Check in Manhattan, KS, Guaranteed Loans in Olathe, KS, Online Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Short-term Loans in Topeka, KS and Payday Loans in Wichita, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Danville, KS.

Beautiful sights of Danville, KS

Payday Loans Available in Danville, KS By The Following ZIP Codes:

67036

Are Payday Loans Legal In Danville, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Danville, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Danville, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Danville, KS payday loan calculator

Payday Loans in Danville, Kansas: A Comprehensive Guide

Payday loans are a popular type of short-term loan that many Americans use to bridge the gap between paychecks. These loans are usually for small amounts, with the repayment due on the borrower’s next payday. In this guide, we’ll provide all the information you need to know about getting a payday loan in Danville, Kansas.

What are Payday Loans?

Payday loans are short-term loans that are designed to help individuals cover unexpected expenses or bills. These loans are usually for amounts up to $500 and have a repayment period of two weeks, until the borrower’s next payday. In order to obtain a payday loan, borrowers must provide proof of income and a valid ID.

While payday loans can be helpful in times of financial need, they can also be risky. The interest rates on these loans are much higher than traditional loans, and borrowers can often find themselves in a cycle of debt if they’re unable to repay the loan on time.

Payday Loan Regulations in Kansas

Payday loans are legal in Kansas, but there are regulations that lenders must follow. The state allows lenders to charge up to 15% interest on loans up to $500. This means that if you borrow $500, you’ll have to pay back $575. Lenders are also required to disclose the fees associated with the loan, including the annual percentage rate (APR).

In addition to disclosing the fees, lenders must also give borrowers a clear and concise contract that outlines the terms and conditions of the loan. This contract must include the loan amount, due date, and any other fees or charges associated with the loan.

How to Get a Payday Loan in Danville, Kansas

The process of getting a payday loan in Danville, Kansas is relatively simple. First, you’ll need to find a lender. There are many payday loan stores in Kansas, and you may also be able to find lenders online.

Once you’ve found a lender, you’ll need to provide them with proof of income and a valid ID. If you’re approved for the loan, the lender will give you the cash on the spot. You’ll then have two weeks to repay the loan, plus any fees or interest.

It’s important to note that if you’re unable to repay the loan on the due date, you may be able to get an extension. However, this will come at a cost, as the lender will charge additional fees and interest.

Apply Now

If you’re considering getting a payday loan, TheGuaranteedLoans can help connect you with potential lenders. We are not a direct lender, but instead, we act as a connector service to help borrowers find the right loan for their needs.

Our application process is fast, secure, and easy. Simply fill out our online application form, and we’ll match you with potential lenders. You can then choose the lender that’s right for you and complete the loan application process.

Remember that payday loans can be risky, and it’s important to only borrow what you can afford to repay. If you’re unable to repay the loan on the due date, it can result in additional fees and interest, and can negatively impact your credit score.

Interesting Facts and Statistics

  • In 2019, 10,817 payday loans were taken out in Kansas, with a total value of $4,508,052.
  • In 2018, the average payday loan borrower in Kansas took out 5.6 loans, with an average loan amount of $326.
  • According to a study by the Consumer Financial Protection Bureau, the average APR for a payday loan is 391%.

These statistics highlight the prevalence and potential dangers of payday loans. While they can be a helpful resource for those in financial need, it’s important to use them responsibly and only as a last resort.

Conclusion

Payday loans can be a helpful resource for those in financial need, but they also come with risks. It’s important to only borrow what you can afford to repay, and to understand the terms and conditions of the loan before signing the contract.

If you’re considering a payday loan in Danville, Kansas, TheGuaranteedLoans can help connect you with potential lenders. Remember to use payday loans responsibly, and to always seek financial advice if you’re experiencing financial difficulties.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Danville, Kansas?

Yes, in Danville, Kansas, you are only allowed to have one outstanding payday loan at a time. This means that you cannot take out multiple payday loans from different lenders at the same time.

Can I be denied a payday loan in Danville, Kansas for having bad credit?

No, payday loans in Danville, Kansas are not based on your credit score. However, if you have a history of defaulting on payday loans or other debts, the lender may decide not to extend a loan to you.