Payday Loans in Erie, Kansas

Payday Loan Companies in Erie, KS

Company nameAddressZip codePhone number
Bank of Commerce 318 S Main St 66733 +1 (620) 244 - 3245
Commercial Bank 222 S Main St 66733 +1 (620) 244 - 3274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Erie, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Leawood, KS, Same Day Loans in Lenexa, KS, Payday Loan Without a Credit Check in Manhattan, KS, Emergency Loan in Olathe, KS, Payday Loans in Overland Park, KS, Online Loans in Salina, KS, Payday Loans in Shawnee, KS and Payday Loans in Topeka, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Erie, KS.

Beautiful sights of Erie, KS

Payday Loans Available in Erie, KS By The Following ZIP Codes:

66733

Are Payday Loans Legal In Erie, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Erie, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Erie, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Erie, KS payday loan calculator

F.A.Q.

Can payday loan lenders in Erie, Kansas garnish my wages if I default on my loan?

Yes, payday loan lenders in Erie, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.

Can I file for bankruptcy to discharge my payday loan debt in Erie, Kansas?

Yes, you can file for bankruptcy to discharge your payday loan debt in Erie, Kansas. However, keep in mind that bankruptcy is a serious decision that can have long-term consequences on your credit and financial situation. It is recommended to explore all other options before considering bankruptcy.

How Many Cash Advance Companies are in Erie, KS?

With the help of our service, you will be able to find 2 cash advance companies in Erie, KS

What Cash Advance Companies in Erie, KS are the most popular?

You should check Bank of Commerce and Commercial Bank. Also, you can start your application online on our website.