Payday Loans in Ford, Kansas

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No payday loan companies in Ford, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
LendNation 932 W 6th St, Junction City, KS 66441 +1 (785) 238 - 1419
Advance America 235 W 23rd St, Ottawa, KS 66067 +1 (785) 242 - 2345
Rapid Cash 816 N Maple St, Russell, KS 67665 +1 (785) 445 - 3747
Lyon County State Bank 1202 Industrial Rd, Emporia, KS 66801 +1 (620) 342 - 3523
Central Bank 1402 Church St, Eudora, KS 66025 +1 (785) 865 - 7620
Stockgrower's State Bank 622 Main St, Ashland, KS 67831 +1 (620) 635 - 4032
Loanmax Title Loans 5011 SW 29th St, Topeka, KS 66614 +1 (785) 273 - 3599
Midland National Bank 2501 N Main St, North Newton, KS 67117 +1 (316) 283 - 1700
Loanmax Title Loans 1511 E 17th Street, Hutchinson, KS 67501 +1 (620) 663 - 7555
Thrivent Financial-Lutherans 25983 KS-62, Soldier, KS 66540 +1 (785) 834 - 2835

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ford, KS, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Leavenworth, KS, Payday Loans in Leawood, KS, 24-Hour Loan in Lenexa, KS, Payday Loan for Manhattan, KS, Same Day Loans in Olathe, KS, Payday Loans in Overland Park, KS, No Credit Check Loans in Salina, KS and Payday Loans in Shawnee, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ford, KS.

Beautiful sights of Ford, KS

Payday Loans Available in Ford, KS By The Following ZIP Codes:

67842

Are Payday Loans Legal In Ford, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Ford, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Ford, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Ford, KS payday loan calculator

If you live in Ford, Kansas and find yourself in need of quick cash, you may be considering a payday loan. Payday loans are a type of short-term loan that typically must be repaid on your next payday. In Kansas, payday loans are legal, and there are several lenders available. However, before you decide to take out a payday loan, it’s important to understand how they work and the potential risks involved.

What are payday loans?

Payday loans are designed to provide short-term financial relief for those who are in a tight spot. Typically, borrowers need to repay the loan, plus interest and fees, on their next payday. These loans are typically small, ranging from a few hundred to a few thousand dollars, depending on the lender.

How do payday loans work in Ford, Kansas?

In Ford, Kansas, payday loans are legal, and there are several lenders available that offer these loans. To be eligible for a payday loan in Ford, you must be at least 18 years old, have a steady income source, and have an active checking account.

To apply for a payday loan in Ford, you will need to provide the lender with your personal information and banking details. The lender will then evaluate your application and determine how much you are eligible to borrow. If you are approved, the loan will be deposited into your checking account, often within a day or two.

What are the risks of payday loans?

While payday loans may seem like a quick and easy solution to your financial troubles, they come with significant risks. One of the main risks is the high interest rates and fees associated with these loans. In Kansas, lenders can charge up to 15% interest on loans up to $500, and up to 10% interest on loans over $500. In addition to the interest, lenders may also charge fees for processing the loan.

Another risk of payday loans is the short repayment period. Most payday loans must be repaid on your next payday, which can be challenging if you are already struggling to make ends meet. If you cannot afford to repay the loan on time, you may be charged additional fees and interest, which can quickly add up and put you in a worse financial situation.

Interesting Facts and Statistics about Payday Loans in Ford, Kansas

  • In Kansas, lenders can charge up to 391% APR on payday loans.
  • In 2019, the average payday loan amount in Kansas was $313, and the average APR was 391%.
  • Over 83,000 people in Kansas took out a payday loan in 2019.
  • The total amount of payday loans given out in Kansas in 2019 was over $270 million.

Apply Now

If you need quick cash and are considering a payday loan in Ford, Kansas, TheGuaranteedLoans can help. We are a connector service that can help you find potential lenders who may be able to provide you with the loan you need. To get started, simply fill out our online application. Please note that we are not a direct lender and do not make lending decisions. Instead, we help connect you with potential lenders who can provide you with the funds you need.

At TheGuaranteedLoans, we understand that unexpected expenses can be stressful and can put you in a tough financial situation. That’s why we work with many trustworthy lenders in Ford, Kansas to help you find the right loan for your needs. Apply now and take the first step towards financial relief.

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Ford, Kansas?

No, taking out a payday loan in Ford, Kansas is not a crime. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.

Can a payday lender take legal action against me in Ford, Kansas if I default on my loan?

Yes, if you default on your payday loan in Ford, Kansas, the lender may take legal action to recover the funds. This could include wage garnishment, a judgment against you, or other legal action. It is important to communicate with the lender and try to come up with a repayment plan if you are unable to make your payments on time.