Payday Loans in Freeport, Kansas

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No payday loan companies in Freeport, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
KANZA Bank Loan Office 1435 E 30th Ave Ste A, Hutchinson, KS 67502 +1 (620) 259 - 8272
Mr Payroll 400 E Wyatt Earp Blvd, Dodge City, KS 67801 +1 (620) 225 - 2144
Quik Cash 1320 E 4th Ave, Hutchinson, KS 67501 +1 (620) 663 - 1483
Community Finance Corporation 401 N Main St, Hutchinson, KS 67501 +1 (620) 664 - 5433
Jennifer Kimberly, Movement Mortgage 3525 N Ridge Rd, Wichita, KS 67205 +1 (316) 215 - 6773
Farmers Bank & Trust 102 W 6th St, Larned, KS 67550 +1 (620) 285 - 3177
Superstore 1213 Fleming St, Garden City, KS 67846 +1 (620) 275 - 9191
Frontier Farm Credit 2009 Vanesta Pl, Manhattan, KS 66503 +1 (785) 776 - 6931
Lincoln Financial Group 616 S Jackson St, Pratt, KS 67124 +1 (620) 672 - 3887
Advance America 1103 W Crawford St e, Salina, KS 67401 +1 (785) 823 - 2790

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Freeport, KS, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Lawrence, KS, Emergency Loan in Leavenworth, KS, Payday Loans in Leawood, KS, Payday Loans in Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS and Same Day Loans in Salina, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Freeport, KS.

Are Payday Loans Legal In Freeport, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Freeport, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Freeport, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Freeport, KS payday loan calculator

Payday Loans in Freeport, Kansas: An Overview

Payday loans are a type of short-term borrowing that have become increasingly popular in recent years. These loans are designed to address unexpected financial emergencies when traditional loans, such as personal loans or credit cards, may not be an option. One of the benefits of payday loans is that they are typically easier to obtain than traditional loans because lenders often require less paperwork and have less stringent credit requirements.

In Kansas, payday loans are legal, and there are several lenders in the state that offer these services. Freeport, a small town in Kansas, is not exempt from this trend. In this article, we will explore the world of payday loans in Freeport, Kansas, and discuss everything you need to know if you are considering this type of borrowing.

The Basics of Payday Loans in Freeport, Kansas

Payday loans are short-term loans that are typically due on the borrower’s next payday. In Kansas, the maximum loan amount for a payday loan is $500, and the loan term cannot exceed 30 days.

To obtain a payday loan in Freeport, Kansas, a borrower must be at least 18 years old, have a valid ID, provide proof of income, and have an active checking account. Lenders may also require additional documentation, such as proof of employment or recent bank statements.

The Pros and Cons of Payday Loans in Freeport, Kansas

As with any financial product, there are advantages and disadvantages to payday loans. Here are some of the pros and cons of this type of borrowing in Freeport, Kansas:

Pros:

  • Quick access to cash for unexpected expenses
  • Easier approval process than traditional loans
  • No collateral required
  • Can help improve credit scores if payments are made on time

Cons:

  • High interest rates and fees
  • Short repayment terms can lead to extended debt if not paid back on time
  • Lenders may engage in predatory practices, such as rolling over loans to increase the borrower’s debt
  • Can lead to a cycle of borrowing and debt

Interesting Facts and Statistics about Payday Loans in Freeport, Kansas

Did you know that the average payday loan borrower takes out eight loans per year? Or that the average loan amount in Kansas is $290? Here are some other interesting facts and statistics about payday loans in Freeport, Kansas:

  • In 2019, there were over 790,000 payday loans issued in Kansas, totaling over $267 million in loans.
  • The average APR for a payday loan in Kansas is 391%, which is higher than the national average of 391%.
  • In 2019, over 40% of payday loan borrowers in Kansas had annual incomes below $30,000.

Apply Now!

If you need quick access to cash for unexpected expenses in Freeport, Kansas, a payday loan may be a viable option. TheGuaranteedLoans can help you find a lender quickly and easily. We are not a direct lender, but we will facilitate your connection with potential lenders who can help you get the funds you need.

To get started, simply fill out our online application and we will match you with a lender in our network. Best of all, our online application process is fast and easy, and you can get approved within minutes. Don’t let unexpected expenses catch you off guard. Apply now and get the financial support you need.

F.A.Q.

How do I qualify for a payday loan in Freeport, Kansas?

To qualify for a payday loan in Freeport, Kansas, you must be at least 18 years old, have a steady source of income, and have a valid checking account.

How much can I borrow with a payday loan in Freeport, Kansas?

The amount you can borrow with a payday loan in Freeport, Kansas is typically based on your income and your ability to repay the loan. The maximum amount you can borrow is $500.