Payday Loans in Fulton, Kansas

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No payday loan companies in Fulton, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Bank of the Flint Hills 2005 Clocktower Pl 120, Manhattan, KS 66503 +1 (785) 370 - 3643
Raymond James Financial Services 101 S Broadway St, Herington, KS 67449 +1 (785) 258 - 2265
Peoples Bank & Trust Co 205 E 7th St, Hays, KS 67601 +1 (785) 261 - 9509
Golden Oak Lending 8595 College Blvd 160, Overland Park, KS 66210 +1 (913) 890 - 4653
Walmart Money Center 115 W Willow Ave, Colby, KS 67701
Quik Cash 2304 Stagg Hill Rd Suite A, Manhattan, KS 66502 +1 (785) 539 - 5763
LoanMaster 2502 S Santa Fe Ave, Chanute, KS 66720 +1 (620) 431 - 4438
Farmers National Bank-Kansas 210 N Prairie Ave, Hepler, KS 66746 +1 (620) 368 - 4311
Armed Forces Bank 320 Kansas Ave, Fort Leavenworth, KS 66027 +1 (913) 682 - 9090
Check Into Cash 5900 SW Huntoon St C, Topeka, KS 66604 +1 (877) 244 - 8254

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fulton, KS, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Lenexa, KS, Quick Loan in Manhattan, KS, Bad Credit Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS and Payday Loans in Wichita, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fulton, KS.

Payday Loans Available in Fulton, KS By The Following ZIP Codes:

66738

Are Payday Loans Legal In Fulton, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Fulton, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Fulton, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Fulton, KS payday loan calculator

Are you looking for some quick funds to cover an unexpected expense? A payday loan may be the solution you need. Payday loans are a popular short-term lending option that many people in Fulton, Kansas turn to in times of financial need. This type of loan can be useful when you’re short on cash and need a little help covering a bill or expense.

What are payday loans?

Payday loans are small loans that are designed to help you cover unexpected expenses and bills until your next paycheck arrives. These loans are typically for amounts ranging from $100 to $1,000 and are offered by dozens of lenders in Fulton, Kansas. The loans are usually due when the borrower receives their next paycheck to repay the amount borrowed plus interest and fees.

Payday loans can be obtained relatively easily, with most lenders not requiring a credit check or collateral. To apply for a payday loan, you’ll typically need to provide proof of a regular income source such as a job or government benefits. The loan application process is very simple, with most lenders able to complete the application process within a few minutes. Many payday lenders offer online application processes that make it even more convenient to apply.

Pros and Cons of Payday Loans

Before you consider applying for a payday loan in Fulton, Kansas, it is important to consider both the advantages and disadvantages of this type of loan.

Pros:

  • Quick access to funds when you need them
  • No need for collateral
  • Straightforward application process
  • Most lenders do not require a credit check

Cons:

  • High interest rates and fees
  • Short repayment terms – can lead to difficulties in repaying on time
  • Can lead to a cycle of borrowing and debt if used often
  • Not a long-term solution for financial problems

It is important to only use payday loans as a last resort when you have no other options for covering expenses. If you do decide to use a payday loan, make sure you fully understand the terms and conditions and have a plan to repay it on time to avoid additional fees and interest charges.

Payday Loans in Fulton, Kansas

In the state of Kansas, payday loans are legal, with regulations in place to protect borrowers from predatory lending practices. Before you apply for a payday loan in Fulton, Kansas, it is important to understand the laws and regulations that govern this type of lending.

In Kansas, payday loans are regulated by the Office of the State Bank Commissioner. The maximum loan amount allowed is $500, and the maximum term is 31 days. Lenders are not allowed to charge more than 15% of the total amount borrowed in interest and fees. Kansas payday lenders are also required to provide a written agreement that outlines the terms and conditions of the loan, including the interest rate, fees, and due date.

Interesting Facts and Statistics about Payday Loans in Fulton, Kansas

  • The average payday loan amount in Kansas is $300
  • More than 20,000 people in Kansas use payday loans each year
  • Payday lending generates more than $20 million in fees annually in Kansas

Apply Now

If you decide that a payday loan is the right option for you, TheGuaranteedLoans can help connect you with potential lenders in Fulton, Kansas. As a connector service, we work with a network of trusted lenders to help you find the right loan for your needs. Our online application process is quick and easy, and we do not require a credit check to apply.

If you’re ready to apply for a payday loan, simply fill out our online application form and we’ll match you with lenders who may be able to provide the funds you need. Remember, payday loans should only be used as a short-term solution to unexpected expenses. Always read the terms and conditions of the loan carefully and have a plan to repay the loan on time to avoid additional fees and charges.

F.A.Q.

Can I renew or extend my payday loan in Fulton, Kansas?

in Fulton, Kansas, payday loans cannot be renewed or extended. If you are unable to repay your loan on the agreed upon date, you may be able to work with the lender to come up with a repayment plan.

Are there any alternatives to payday loans in Fulton, Kansas?

Yes, there are several alternatives to payday loans in Fulton, Kansas, including borrowing from friends or family, using credit cards, or applying for a personal loan from a bank or credit union.