Payday Loans in Garnett, Kansas

Payday Loan Companies in Garnett, KS

Company nameAddressZip codePhone number
Anderson County Abstract Co 109 E 4th Ave 66032 +1 (785) 448 - 2426
Farmers State Bank 517 S Oak St 66032 +1 (785) 448 - 5451
Garnett State Savings Bank 106 E 5th Ave 66032 +1 (785) 448 - 3111
Goppert State Service Bank 120 S Maple St 66032 +1 (785) 448 - 2300
Patriots Bank 131 E 4th Ave 66032 +1 (785) 448 - 3191

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Garnett, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loan for Lawrence, KS, Payday Loans in Leavenworth, KS, Short-term Loans in Leawood, KS, Payday Loans in Lenexa, KS and Payday Loans in Manhattan, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Garnett, KS.

Beautiful sights of Garnett, KS

Payday Loans Available in Garnett, KS By The Following ZIP Codes:

66032

Are Payday Loans Legal In Garnett, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Garnett, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Garnett, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Garnett, KS payday loan calculator

F.A.Q.

Can payday loan lenders in Garnett, Kansas garnish my wages if I default on my loan?

Yes, payday loan lenders in Garnett, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.

Can I file for bankruptcy to discharge my payday loan debt in Garnett, Kansas?

Yes, you can file for bankruptcy to discharge your payday loan debt in Garnett, Kansas. However, keep in mind that bankruptcy is a serious decision that can have long-term consequences on your credit and financial situation. It is recommended to explore all other options before considering bankruptcy.

How Many Cash Advance Companies are in Garnett, KS?

With the help of our service, you will be able to find 5 cash advance companies in Garnett, KS

What Cash Advance Companies in Garnett, KS are the most popular?

You should check Anderson County Abstract Co, Farmers State Bank, and Garnett State Savings Bank. Also, you can start your application online on our website.