Payday Loans in Geuda Springs, Kansas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Geuda Springs, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Union State Bank 204 KS-16, Olsburg, KS 66520 +1 (785) 468 - 3341
Q C Financial Services 2812 W 47th Ave, Kansas City, KS 66103 +1 (913) 371 - 2233
Bank of Lewis 217 Main St, Lewis, KS 67552 +1 (620) 324 - 5794
Gorham State Bank 408 Main St, Victoria, KS 67671 +1 (785) 735 - 2700
Miller's Automotive 307 E 18th St 4921, Concordia, KS 66901 +1 (785) 243 - 7233
Bank of Greeley 118 W Brown Ave, Greeley, KS 66033 +1 (785) 867 - 2010
Sunflower Bank 401 Main St, Victoria, KS 67671 +1 (785) 735 - 2201
Sunflower Bank 740 N Main St, Russell, KS 67665 +1 (785) 483 - 6322
US Civil Services Credit Union 702 N Locust St, Pittsburg, KS 66762 +1 (620) 231 - 4160
Blue Valley Insurance Agencies Inc. 519 Broadway St, Marysville, KS 66508 +1 (785) 562 - 4310

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Geuda Springs, KS, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Shawnee, KS, Payday Loans in Topeka, KS, Same Day Loans in Wichita, KS, Online Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Short-term Loans in Lawrence, KS, Emergency Loan in Leavenworth, KS and Online Loans in Leawood, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Geuda Springs, KS.

Payday Loans Available in Geuda Springs, KS By The Following ZIP Codes:

67051

Are Payday Loans Legal In Geuda Springs, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Geuda Springs, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Geuda Springs, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Geuda Springs, KS payday loan calculator

Are you facing a financial emergency in Geuda Springs, Kansas, and need quick access to cash? You are not alone. Unexpected expenses can come up at any time, leaving you struggling to make ends meet. While traditional bank loans may require lengthy application processes, strict eligibility criteria, and long waiting periods, payday loans in Kansas may be a viable solution for you.

What Are Payday Loans?

A payday loan is a short-term loan that typically amounts to $500 or less. Typically, borrowers turn to these loans to help them meet their immediate financial obligations while waiting for their next paycheck to arrive. They are commonly referred to as “payday loans” as the repayment of the loan is usually due on the borrower’s next payday.

Payday loans are usually offered by storefront lenders, and more recently, some online lenders have been offering these loans as well. In Kansas, payday loans are legal and regulated under the Kansas Statutes Annotated Section 16a-2-404.

The Application Process

The application process for payday loans is simple and straightforward. To apply, you must be at least 18 years old, have a steady income, and a valid identification document. The lender will verify the information provided through the application process and decide if you are eligible for the loan. If approved, you will need to sign a loan agreement that outlines the terms and conditions of the loan, including repayment terms and any fees or interest rates associated with it.

Please note that it is imperative to read and understand the loan agreement thoroughly before signing it. Ensure that you can meet the repayment terms, including any additional fees or interest charges.

Loan Repayment

The repayment period for payday loans usually ranges from 7 to 30 days, with the repayment due date usually being the borrower’s next payday. It is essential to note that Kansas law requires that lenders provide borrowers with a repayment plan that provides at least four equal payments over no less than 60 days if the borrower is unable to meet the repayment terms.

Additionally, Kansas law also prevents lenders from allowing borrowers to roll over the loan amount, which means you cannot renew or extend it.

Interest Rates and Charges

The State of Kansas sets the legal limit for payday lenders to charge 15% in interest charges or fees. For example, if you take out a payday loan of $300, the lender can charge $45 ($300 x 15%) in interest or fees.

  • Note that these fees and interest rates can vary from lender to lender, so it is essential to review the terms of the loan agreement carefully.
  • You should also compare fees and interest rates from multiple lenders to determine which option works best for you.

Important Points to Consider:

  • Payday loans may be a viable option for those facing short-term financial emergencies.
  • Kansas law allows lenders to charge up to 15% in interest or fees.
  • It is imperative to read and understand the loan agreement before signing it, ensuring you can meet the repayment terms.

Interesting Facts and Statistics about Payday Loans in Geuda Springs, Kansas

Based on a survey conducted in 2018, the average payday loan borrower in Kansas takes out eight loans per year, with each loan amount averaging $331. The borrower takes an average of 19 days to repay the loan, with the average annual interest rate being 391%. According to the same survey, more than 50% of borrowers take out payday loans to pay for everyday living expenses such as rent, utilities, and food.

Apply Now

If you are facing an unexpected financial emergency and need quick access to cash, you can apply for a payday loan on our website. TheGuaranteedLoans is a connector service that connects borrowers with potential lenders who may be able to assist them. Our straightforward online application process makes it easy for you to apply for a loan without leaving your home.

Just remember, payday loans should only be used for short-term financial emergencies. If you find yourself struggling with debt, it is advisable to seek the advice of a financial professional.

F.A.Q.

How much can I borrow with a payday loan in Geuda Springs, Kansas?

The amount you can borrow with a payday loan in Geuda Springs, Kansas is typically based on your income and your ability to repay the loan. The maximum amount you can borrow is $500.

How do I repay a payday loan in Geuda Springs, Kansas?

Payday loans in Geuda Springs, Kansas are typically repaid in one lump sum on your next payday, along with any interest and fees. Some lenders may allow you to repay the loan in multiple payments.