| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Crossroads Credit Union | 217 E Main St | 67053 | +1 (620) 367 - 2285 |
| The Citizens State Bank | 600 E Main St | 67053 | +1 (620) 367 - 2264 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Goessel, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Guaranteed Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loan Companies in Leavenworth, KS, Quick Loan in Leawood, KS and Payday Loans in Lenexa, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goessel, KS.
Advise to read before applying
Useful Articles
Beautiful sights of Goessel, KS
Payday Loans Available in Goessel, KS By The Following ZIP Codes:
67053
Are Payday Loans Legal In Goessel, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Goessel, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Goessel, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
| Legal Status | Legal |
|---|---|
| Interest Rate (APR, %) | 391 |
| Maximum Loan Amount | $500 |
| Minimum Loan Term | 7 days |
| Maximum Loan Term | 30 days |
| Number of Rollovers Allowed | Not specified |
| Finance Charges | 15% of the amount advanced |
Goessel, KS payday loan calculator
F.A.Q.
Can I be charged with a crime for taking out a payday loan in Goessel, Kansas?
No, taking out a payday loan in Goessel, Kansas is not a crime. However, if you intentionally provide false information on your loan application, you may be subject to criminal charges.
Can a payday lender take legal action against me in Goessel, Kansas if I default on my loan?
Yes, if you default on your payday loan in Goessel, Kansas, the lender may take legal action to recover the funds. This could include wage garnishment, a judgment against you, or other legal action. It is important to communicate with the lender and try to come up with a repayment plan if you are unable to make your payments on time.
How Many Cash Advance Companies are in Goessel, KS?
With the help of our service, you will be able to find 2 cash advance companies in Goessel, KS
What Cash Advance Companies in Goessel, KS are the most popular?
You should check Crossroads Credit Union and The Citizens State Bank. Also, you can start your application online on our website.