Payday Loans in Gove, Kansas

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No payday loan companies in Gove, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Cash 215 W Kansas Ave, Garden City, KS 67846 +1 (620) 272 - 9969
Ford County State Bank 322 S Main St, Spearville, KS 67876 +1 (620) 385 - 2616
Helping Hand Quick Cash 1909 N 14th Ave, Dodge City, KS 67801 +1 (620) 225 - 7999
J and J Accounting LLC 610 Bridge St, Humboldt, KS 66748 +1 (620) 473 - 2831
Sunflower Bank 510 N Jefferson St, Junction City, KS 66441 +1 (785) 238 - 3177
City Market Money Services 2600 N Broadway, Pittsburg, KS 66762 +1 (970) 628 - 7555
E Z Loan Payment Center 2850 S Broadway St, Wichita, KS 67216 +1 (316) 524 - 9494
Senior Helpers 7400 W 130th St Suite 345, Overland Park, KS 66213 +1 (913) 245 - 0065
Golden Plains Credit Union 475 State St, Phillipsburg, KS 67661 +1 (785) 543 - 5267
Elliott & Gilmore-CPA's 316 N Main St, Russell, KS 67665 +1 (785) 483 - 3154

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gove, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Salina, KS, Payday Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, Payday Loans in Hutchinson, KS, Payday Loans in Kansas City, KS, Payday Loans in Lawrence, KS and Quick Loan in Leavenworth, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gove, KS.

Payday Loans Available in Gove, KS By The Following ZIP Codes:

67736

Are Payday Loans Legal In Gove, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Gove, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Gove, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Gove, KS payday loan calculator

Payday Loans in Gove, Kansas

Payday loans are a popular form of short-term lending for those who need quick access to money. In Gove, Kansas, payday loans are legal, meaning those who live in the area can apply for a payday loan to get the funds they need. In this article, we’ll take a closer look at payday loans in Gove, Kansas, and explore how they can help those who are in need of fast cash.

What Are Payday Loans?

Payday loans are small, short-term loans that are designed to help people in financial emergencies. They are typically used to cover unexpected bills or expenses and are paid back in full when the borrower receives their next paycheck.

In Kansas, payday loans are legal, and the state has specific regulations in place to protect borrowers. These regulations include:

  • A maximum loan amount of $500
  • A maximum loan term of 30 days
  • A maximum finance charge of 15% of the loan amount
  • Borrowers are allowed one loan at a time and no more than two loans in a 30-day period
  • Lenders must be licensed with the Kansas Office of the State Bank Commissioner

Benefits of Payday Loans in Gove, Kansas

Payday loans in Gove, Kansas can be a lifesaver for those who are in need of money quickly. Here are some of the benefits:

  • Easy application process: Applying for a payday loan is simple and can be done online or in person.
  • Fast approval: Borrowers can often receive their loan funds within 24 hours of applying.
  • No credit check: Payday lenders typically don’t require a credit check, making them more accessible to those with poor credit.
  • Flexibility: Borrowers can typically use payday loan funds for any purpose they choose.

Interest Rates and Fees

Like all loans, payday loans come with interest rates and fees. In Gove, Kansas, the maximum finance charge is 15% of the loan amount. This means that for a $500 loan, the borrower would be charged a maximum of $75 in fees.

It’s important to remember that payday loans are designed to be paid back in full on the borrower’s next payday. If the loan is not repaid on time, additional fees and interest charges may be added, making the loan even more expensive.

The Application Process

The application process for a payday loan in Gove, Kansas is simple and can be done in person or online. Borrowers will need to provide some basic information, including:

  • Name and address
  • Social Security number
  • Employment and income information
  • Bank account information

Once the application is complete, the lender will review the borrower’s information and determine whether or not to approve the loan. If approved, the borrower will receive their funds within 24 hours.

Apply Now

Are you in need of a payday loan in Gove, Kansas? Apply now on TheGuaranteedLoans website. We are a connector service, not a direct lender, and we will help facilitate your connection with potential lenders. Our application process is quick and easy, and you can receive your funds within 24 hours of applying. Don’t let unexpected bills or expenses stress you out – apply for a payday loan today.

Interesting Facts About Payday Loans in Gove, Kansas

  • In 2019, Kansas lawmakers considered legislation that would have increased the maximum payday loan amount to $1,000
  • In 2020, the Kansas Office of the State Bank Commissioner received 1,556 complaints related to payday lending
  • In Kansas, the average payday loan borrower takes out eight loans a year
  • The payday lending industry in Kansas generated over $267 million in revenue in 2019

Conclusion

Payday loans can be a helpful financial tool for those who need access to funds quickly. In Gove, Kansas, these loans are legal and regulated to protect borrowers. If you are in need of a payday loan, be sure to understand the terms and fees associated with the loan, and be prepared to pay it back in full on your next payday. Apply for a payday loan today on TheGuaranteedLoans website and get the funds you need to cover unexpected expenses.

F.A.Q.

Can I be arrested for not repaying a payday loan in Gove, Kansas?

No, you cannot be arrested for not repaying a payday loan in Gove, Kansas. However, the lender may take legal action to recover the funds, which could result in wage garnishment or other consequences.

Are there alternatives to payday loans in Gove, Kansas?

Yes, there are alternatives to payday loans in Gove, Kansas, such as borrowing from friends or family, applying for a small personal loan from a bank or credit union, or seeking assistance from a nonprofit organization.