Payday Loans in Grantville, Kansas

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No payday loan companies in Grantville, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 1610 Industrial Rd, Paola, KS 66071 +1 (913) 294 - 9400
First Bank Kansas 1500 Aylward Ave, Ellsworth, KS 67439 +1 (785) 472 - 5588
Omni Military Loans 720 Shawnee St, Leavenworth, KS 66048 +1 (913) 651 - 7320
Kansas State University CU 2600 Anderson Ave, Manhattan, KS 66502 +1 (785) 776 - 5487
Citizens National Bank 615 Court St, Clay Center, KS 67432 +1 (785) 632 - 4100
Central National Bank 626 N Main St, Newton, KS 67114 +1 (316) 283 - 1399
MoneyGram 800 N Main St, McPherson, KS 67460 +1 (620) 241 - 4660
Commerce Bank 512 N 7th St, Garden City, KS 67846 +1 (620) 276 - 5600
Angie Bates, Movement Mortgage 6600 College Blvd Suite 125, Overland Park, KS 66211 +1 (913) 709 - 0154
Loan Smart 3740 SW Topeka Blvd, Topeka, KS 66609 +1 (785) 266 - 1333

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Grantville, KS, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Wichita, KS, 24-Hour Loan in Hutchinson, KS, Short-term Loans in Kansas City, KS, Payday Loans in Lawrence, KS, Payday Loan Companies in Leavenworth, KS, 24-Hour Loan in Leawood, KS, Bad Credit Loans in Lenexa, KS and Online Loans in Manhattan, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Grantville, KS.

Payday Loans Available in Grantville, KS By The Following ZIP Codes:

66429

Are Payday Loans Legal In Grantville, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Grantville, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Grantville, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Grantville, KS payday loan calculator

Payday Loans in Grantville, Kansas: Everything You Need to Know

Payday loans are short-term loans designed to help individuals cover unexpected expenses before they receive their next paycheck. These loans can be particularly helpful for those facing emergencies, including car repairs, medical bills, or rent payments. One of the most popular options available to Grantville residents, payday loans can provide much-needed relief when finances are tight.

How do Payday Loans Work in Grantville, Kansas?

In Kansas, payday loans are legal, but there are still some regulations in place to protect borrowers. Loans are typically $500 or less, and the term usually lasts for seven to thirty-one days. Lenders cannot charge more than 15% on loans under $300 or 10% on loans between $300 and $500. Additionally, borrowers are limited to two loans at a time and no more than three loans in a thirty-day period.

What Are the Requirements for Obtaining a Payday Loan in Grantville, Kansas?

Those applying for a payday loan in Grantville, Kansas, must meet certain requirements, including:

  • Being at least 18 years old
  • Being a US citizen or permanent resident
  • Having a regular income
  • Having a valid email address and phone number
  • Having a checking account

If you meet these requirements, applying for a payday loan in Grantville is simple. You can fill out an online application form or visit a lender in-person to apply.

What Are the Benefits of Payday Loans in Grantville, Kansas?

Payday loans offer a number of benefits to those facing unexpected financial challenges. Some of the benefits of payday loans in Grantville, Kansas, include:

  • Quick application process: Applying for a loan takes only a few minutes, and approval is typically granted within 24 to 48 hours.
  • Accessibility: Payday loans are widely available in Grantville and can be accessed quickly and conveniently either via an online application or in person.
  • No credit check: Unlike traditional loans, payday loans do not require a credit check. As long as you meet the requirements, you are eligible.
  • Flexible repayment options: Most lenders offer flexible repayment options to accommodate different situations and financial needs.

Things to Consider Before Applying for a Payday Loan in Grantville, Kansas

While payday loans can be a useful tool in times of need, they are not the best option for everyone. Before applying for a payday loan in Grantville, Kansas, consider the following:

  • High-interest rates: Payday loans often come with higher interest rates than traditional loans, so be aware of the cost of borrowing.
  • Debt cycle: If you are unable to repay the loan when it is due, you may find yourself in a cycle of debt, with fees and interest piling up.
  • Alternative options: Before taking out a payday loan, consider whether you have any other options, such as borrowing from a friend or family member, or negotiating a payment plan with your creditor.

Interesting Facts about Payday Loans in Grantville, Kansas

  • In Kansas, there are over 300 payday lenders operating across the state.
  • The average APR on payday loans in Kansas is 391%.
  • Kansas has some of the least restrictive laws governing payday loans in comparison to other states in the US.

TheGuaranteedLoans – Connect With Your Lender Today

If you’re struggling financially and need a payday loan in Grantville, TheGuaranteedLoans can help. As a connector service, we work with a network of reputable lenders who can offer quick and convenient short-term loans to help you meet your needs. Simply fill out our online application form, and we will connect you with potential lenders who can offer the best rates and terms.

Please note that while we do not directly provide loans, we can facilitate connections between you and potential lenders. Our process is simple, transparent, and designed to help you get the financial help you need quickly and easily. Apply now to get started!

F.A.Q.

Are there any restrictions on how payday loan lenders in Grantville, Kansas can advertise their services?

Yes, payday loan lenders in Grantville, Kansas are subject to certain restrictions on their advertising practices. For example, they are prohibited from using false or misleading statements, and must clearly disclose the terms and conditions of their loans, including the fees and interest charges.

Can payday loan lenders in Grantville, Kansas garnish my wages if I default on my loan?

Yes, payday loan lenders in Grantville, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.