Company name | Address | Zip code | Phone number |
---|---|---|---|
First National Bank-Harveyvile | 197 Main St | 66431 | +1 (785) 589 - 2341 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Harveyville, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Olathe, KS, Payday Loans in Overland Park, KS, Payday Loans in Salina, KS, Guaranteed Loans in Shawnee, KS, Payday Loans in Topeka, KS, Payday Loans in Wichita, KS, No Credit Check Loans in Hutchinson, KS and Payday Loans in Kansas City, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Harveyville, KS.
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Payday Loans Available in Harveyville, KS By The Following ZIP Codes:
66431
Are Payday Loans Legal In Harveyville, Kansas?
Loan Rates and Fees, Laws and Regulations in Kansas.
Payday loans made to Harveyville, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Harveyville, Kansas is 391%.
Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.
Kansas Loan Regulations
Legal Status | Legal |
---|---|
Interest Rate (APR, %) | 391 |
Maximum Loan Amount | $500 |
Minimum Loan Term | 7 days |
Maximum Loan Term | 30 days |
Number of Rollovers Allowed | Not specified |
Finance Charges | 15% of the amount advanced |
Harveyville, KS payday loan calculator
F.A.Q.
Can payday loan lenders in Harveyville, Kansas garnish my wages if I default on my loan?
Yes, payday loan lenders in Harveyville, Kansas have the right to garnish your wages if you default on your loan. However, they must first obtain a judgment from the court, and the amount garnished cannot exceed 25% of your disposable income.
Can I file for bankruptcy to discharge my payday loan debt in Harveyville, Kansas?
Yes, you can file for bankruptcy to discharge your payday loan debt in Harveyville, Kansas. However, keep in mind that bankruptcy is a serious decision that can have long-term consequences on your credit and financial situation. It is recommended to explore all other options before considering bankruptcy.
How Many Cash Advance Companies are in Harveyville, KS?
With the help of our service, you will be able to find 1 cash advance companies in Harveyville, KS
What Cash Advance Companies in Harveyville, KS are the most popular?
You should check First National Bank-Harveyvile. Also, you can start your application online on our website.