Payday Loans in Havensville, Kansas

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No payday loan companies in Havensville, KS. Consider companies in other cities:

Company nameAddressZip codePhone number
UMB Bank with drive-thru services 100 S Santa Fe Ave, Salina, KS 67401 +1 (785) 826 - 4000
rabobank 301 S 4th St 120, Manhattan, KS 66502 +1 (855) 731 - 0234
Central National Bank Smart ATM 454 S Ohio St, Salina, KS 67401 +1 (888) 262 - 5456
Farmers National Bank 306 S Cedar St, Stockton, KS 67669 +1 (785) 425 - 7007
Advance America 2204 E Kansas Ave Ste. 2, Garden City, KS 67846 +1 (620) 275 - 5000
Central National Bank 101 N Mill St, Glen Elder, KS 67446 +1 (785) 545 - 3211
Bank of Hays 1000 West 27th Street, Hays, KS 67601 +1 (785) 621 - 2265
Credit Union of Dodge City 108 N Main St, Cimarron, KS 67835 +1 (620) 855 - 7211
Commerce Bank 101 E 30th Ave, Hutchinson, KS 67502 +1 (620) 669 - 3000
GNBank 110 N Main St, Bucklin, KS 67834 +1 (620) 826 - 3221

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Havensville, KS, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Lenexa, KS, Payday Loans in Manhattan, KS, Payday Loan Without a Credit Check in Olathe, KS, Payday Loan for Overland Park, KS, Payday Loans in Salina, KS, Online Loans in Shawnee, KS, Bad Credit Loans in Topeka, KS and Bad Credit Loans in Wichita, KS. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Havensville, KS.

Payday Loans Available in Havensville, KS By The Following ZIP Codes:

66432

Are Payday Loans Legal In Havensville, Kansas?

Loan Rates and Fees, Laws and Regulations in Kansas.

Payday loans made to Havensville, Kansas residents may only be for $500 for the first loan and $300 for each additional loan. The lender must give a monthly statement in which the borrower will see how much money was borrowed, how much was repaid, and how much the total cost of the loan is. The Kansas Finance Charge on payday loans is a standard $15 per $100 borrowed. The APR for payday loans in Havensville, Kansas is 391%.

Multiple payday advances are not allowed and banks cannot make loans to the same borrower for more than $500 on the borrower’s written agreement. There must be at least 7 days between successive loans and the lender must return a payment made before deducting finance charges if the lender could not reasonably have expected the advance to be paid.

Kansas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$500
Minimum Loan Term7 days
Maximum Loan Term30 days
Number of Rollovers AllowedNot specified
Finance Charges15% of the amount advanced

Havensville, KS payday loan calculator

Payday Loans in Havensville, Kansas – A Comprehensive Guide to Getting Quick Cash

Life can be unpredictable, and there may be times when you need cash urgently. Havensville, Kansas, is home to many payday loan providers that can help you pay for unexpected expenses. However, payday loans are a serious financial commitment, and it’s important to understand their terms and conditions before applying. This article will provide a comprehensive guide to payday loans in Havensville, Kansas, including their benefits and risks.

What are Payday Loans?

A payday loan is a short-term loan that is designed to help you cover your expenses until your next payday. In Havensville, Kansas, payday loans are legal and regulated by the state government. To get a payday loan, you need to provide proof of income and a bank account. The loan amount can range from $100 to $1,000, depending on the lender and your income level.

Benefits of Payday Loans

  • Quick and easy approval process.
  • No credit check required.
  • You can get cash in hand within a few hours.
  • No complex paperwork or collateral required.

These benefits make payday loans an attractive option for people who need cash urgently and cannot get a conventional loan due to their poor credit score or lack of collateral.

Risks of Payday Loans

  • High-interest rates and fees: Payday loans have higher interest rates and fees than conventional loans, making them an expensive option for borrowing money.
  • Debt trap: If you cannot pay back the loan on time, you may have to extend the loan, which can lead to a cycle of debt and financial instability.
  • Impact on credit score: If you default on the loan, your credit score will be negatively affected, making it harder for you to get loans in the future.

You should carefully consider the risks and benefits of payday loans before applying for one. Make sure that you have a clear plan to repay the loan on time to avoid incurring debts and damaging your credit score.

Payday Loans in Havensville, Kansas – Interesting Facts and Statistics

  • In 2020, there were 212 licensed payday loan providers in Kansas.
  • The average payday loan in Kansas is $352.
  • The maximum loan amount in Kansas is $500, and the loan term cannot exceed 30 days.
  • The annual percentage rate (APR) for a payday loan in Kansas can be as high as 391%.

These statistics highlight the prevalence and importance of payday loans in Havensville, Kansas, and the need to be aware of their terms and conditions before applying.

Apply Now for a Payday Loan in Havensville, Kansas

If you need cash urgently and are considering a payday loan in Havensville, Kansas, TheGuaranteedLoans can help you find and connect with a potential lender. We are a connector service that facilitates connections between borrowers and lenders. Fill out our online application form, and we will match you with a lender who meets your needs and requirements. Remember, payday loans are a financial commitment, and it’s important to understand their terms and conditions to avoid any negative impact on your credit score and financial stability. Apply now and get the cash you need today!

F.A.Q.

How much can I borrow with a payday loan in Havensville, Kansas?

The amount you can borrow with a payday loan in Havensville, Kansas is typically based on your income and your ability to repay the loan. The maximum amount you can borrow is $500.

How do I repay a payday loan in Havensville, Kansas?

Payday loans in Havensville, Kansas are typically repaid in one lump sum on your next payday, along with any interest and fees. Some lenders may allow you to repay the loan in multiple payments.